savings in bank . i am on ESA

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skorpio555
skorpio555 Posts: 18 Forumite
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in Disability money matters
hi
i have had savings of exactly £11.236. for approx 1-2 years in bank now, i am on ESA and DLA mid rate for life due to my illness. im a single man 48 year old with life threatening disease.

i am saving for my daughter , £5000 ive kept in a credit union and the other 5-6 odds was in another 2 banks.

i got letter from ESA to say i had this money and they want my bank accounts , but surely they allready have my bank accounts if they know how much i have ?

what can happen to me: can i be prosecuted ? will i be taken off and my money stopped ?

really worried now. thanks in advance

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  • tomtom256
    tomtom256 Posts: 2,217 Forumite
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    They have probably had a data match via HMRC regarding intertest paid and need to verify it.

    Presumably the letter was from either ESA it self or a compliance officer?

    Are you on contribution based or income related ESA?
  • skorpio555
    skorpio555 Posts: 18 Forumite
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    edited 13 October 2016 at 5:08PM
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    hi tom and thanks, i dont even know what im on it certainly is not work based ESA

    i am on it for life, require no sick lines, i have serious illness.

    will they stop my money / ESA i recently bought a car for 5000 pounds so now i have around 5000 left in all my banks together at this time.

    im worried , i thought i could save my DLA...i do not have a clue about all this ESA stuff and about how much mony im allowed i am daft at this kind of stuff and innocent of any wrong doing intentionally.
  • SparkieTheCat
    SparkieTheCat Posts: 5 Forumite
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    You have committed fraud. Be prepared for the consequences.
  • Diary
    Diary Posts: 591 Forumite
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    skorpio555 wrote: »
    hi
    i have had savings of exactly £11.236. for approx 1-2 years in bank now, i am on ESA and DLA mid rate for life due to my illness. im a single man 48 year old with life threatening disease.

    i am saving for my daughter , £5000 ive kept in a credit union and the other 5-6 odds was in another 2 banks.

    i got letter from ESA to say i had this money and they want my bank accounts , but surely they allready have my bank accounts if they know how much i have ?

    what can happen to me: can i be prosecuted ? will i be taken off and my money stopped ?

    really worried now. thanks in advance

    If you're on incoime based ESA you need to tell the DWP as soon as possible the entirety of all your savings and recent large spends.. You cannot hide the savings any longer and if you try it will definitely come back to haunt you.

    If you're unsure of the strict rules surrounding the income based ESA you put your signature to you need face to face specialist advice.as soon as possible.

    DWP will not have your bank account details and rely heavily on HMRC data matching to uncover large amounts of money the claimant should have declared - but didn't want to - while on income based benefits.

    It's highly unlikely you'll be prosecuted and will be fined at worst.
    Master Apothecary Faranell replied, “I assure you, overseer, the Royal Apothecary Society dearly wishes to make up for the tragic misguidance which ended so many lives. We will cause you no trouble. We seek only to continue our research in peace".
  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
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    Your income and savings

    Your income may affect your income-related or contribution-based ESA. Income can include:
    • you and your partner’s income
    • savings over £6,000
    • pension income
    You won’t qualify for income-related ESA if you have savings over £16,000.
    Your DLA is no problem - it is not savings dependant...
  • System
    System Posts: 178,093 Community Admin
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    edited 20 October 2016 at 12:18PM
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    SparkieTheCat wrote: »
    You have committed fraud. Be prepared for the consequences.

    !!!!!! OFF , unless you have anything to actually say !

    You really are a charmer on another thread your "advice"to someone struggling to find money for her pets operation is to put the dog to sleep . Seriously !! I guess schools out early in some areas.
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