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  • katep23
    katep23 Posts: 1,406 Forumite
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    8 years next month since I gave up smoking, I must have saved about £10,000 :eek:

    We do home brew but have slipped into the habit of buying shop bought wine. HB tends to be slightly less strong (and not quite as nice although not too bad if you get a good make) but best of all doesn't give you such a headache the next day :)
  • Alchemilla
    Alchemilla Posts: 6,047 Forumite
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    On the topic of alcohol...

    Shaggy will give you lovely smileys for staying AF

    http://forums.moneysavingexpert.com/showthread.php?t=4862549
  • katep23
    katep23 Posts: 1,406 Forumite
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    Ooh, thanks Alchemilla, I've never ventured onto that thread before!
  • Alchemilla
    Alchemilla Posts: 6,047 Forumite
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    All lovely. From people really struggling for one AF day to people who have signed the pledge and never looked back.
  • Polly_Wolly_Doodle
    Polly_Wolly_Doodle Posts: 1,004 Forumite
    First Anniversary Combo Breaker Debt-free and Proud!
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    Soz Kate, I misread your post and thought you meant you smoked when drinking. Wow at that saving. Trying to lose weight here too, good days and bad days but I'm trying to not give up completely:D
    Weight: need to lose 71lbs - lost to date 0lbs
    One Poll: £3.20
    My Survey: £0.00
    Ebay: £0.00
  • katep23
    katep23 Posts: 1,406 Forumite
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    Ooh Polly, you've prompted me to work it out properly.

    I smoked about 15 a day but more at the weekend so an average of 20 a day - over 8 years that is more like £18K :eek:

    Where did that money go :cool:

    And more to the point, how did I afford to smoke for 16 years :eek:
  • katep23
    katep23 Posts: 1,406 Forumite
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    Popped into Costco - £150 later... oops.

    Smoked haddock with spinach and sugar snap peas for dinner, left over stir fry for lunch. Trying to be good, didn't succumb to cake in the restaurant at the customer site.
  • Polly_Wolly_Doodle
    Polly_Wolly_Doodle Posts: 1,004 Forumite
    First Anniversary Combo Breaker Debt-free and Proud!
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    Don't think any of us should dwell too much on past mistakes:D, great thing is you don't smoke now and your health is so much better for it.


    Well done on resisting the cake and dinner sounds proper lush!
    Weight: need to lose 71lbs - lost to date 0lbs
    One Poll: £3.20
    My Survey: £0.00
    Ebay: £0.00
  • katep23
    katep23 Posts: 1,406 Forumite
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    Listening to the tennis, so exciting!
  • katep23
    katep23 Posts: 1,406 Forumite
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    edited 17 July 2015 at 7:19AM
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    December 2014
    Mortgage £346,545.00
    Mortgage free date 2044
    LTV 86.64%

    3rd July 2015
    Mortgage £340,969.52
    Total paid off capital in last month £713.72
    Total paid off capital £5,636.03
    OP 01/04/15 to date: £546.61 / £1,800
    Total OP to date: £923.75
    MOS: £14,335.28
    LTV: 85.24%

    Managed to pay off more capital this month than last, compared to less than £500 which our standard payment clears.
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