2015 Frugal Living Challenge

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Comments

  • lynnejk
    lynnejk Posts: 5,732 Forumite
    Rampant Recycler Debt-free and Proud!
    I am definitely in for 2015.


    As I said a couple of weeks ago I am planning to work out my budget during my holiday over the next couple of weeks.


    Looking forward to the challenge and good luck everyone
    Lx
    £10day.2014=3213/2015=3421/2016=3238/2017=2702/2018=498..APR=12.03/300
    GrocC.2014=2162/2015=2083/2016=218/2017=1996/2018=450..APR=17.13/200
    Bulk buy.......APR=233.76
    GC.NSD..2015=216/2016=213/2017=229/2018=39..APR=03/15
    SPC130:staradminx61..2014=1178/2015=1287/2016=4616/2017=3843
    OS WL= -2/8 ......CC =00......Savings = £13,140
  • Munchin
    Munchin Posts: 2,816 Forumite
    First Anniversary First Post Photogenic Debt-free and Proud!
    Hi

    I would like to join this year and stick with it. I am now debt free but I still fritter money which I want to stop and to set up an emergency fund. I'm not sure of my budget for the year but I will back with it in a bit:)
  • Becky_2
    Becky_2 Posts: 1,089 Forumite
    Frugaldom, thanks for setting up this year's challenge.

    I am joining in this year as well. Good luck to everyone.
    No toiletries challenge, started 18/1/2010 - Putting £1 in my savings jar for every item that I use up. Pot 1 to 4 = £261. Pot 5=£23
    Boots points:£39.21. Extra money in 2012:£674.59. In 2013 £603.48. 2014: £85. 2015: £0 :j
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Post First Anniversary
    Thanks for the new thread, I know it's a bit late for this year but I just CANNOT find a link to make the flannel slices of cake so wonder if anyone has an up to date link or can send some instructions. Have found reindeers and Easter bunnies.
    Have a great Christmas one and all.
  • angelicious
    angelicious Posts: 226 Forumite
    First Anniversary First Post Combo Breaker
    May I join the challenge please?
    Save £12k in 2024 - £0/25,000
  • cw18
    cw18 Posts: 8,618 Forumite
    Name Dropper First Anniversary First Post Photogenic
    All welcome :)
    Cheryl
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Hi All
    Had a good result at work today. £3.60 in tips which I used to buy food so a NSD. Plus got 2 huge loaves to bring home as they are not fresh enough to sell. But fine for us. We had some with dinner & it's hardly stale.
    So a good day all round.
    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • COOLTRIKERCHICK
    COOLTRIKERCHICK Posts: 10,510 Forumite
    Combo Breaker First Post
    morning all,


    haven't set any budgets, but as usual, trying to live as frugally as possible.


    At the moment apart from feeling guilty for a VERY frugal Christmas this year.. I am thinking of extra things we can do to bring money in... We own our own business, and its getting harder and harder, pus its physically getting harder for us ( well hubby) as we get older.. so we really should be trying to sort things out, and look to the future more, re- income.


    we got one or do two crap apple trees on our land, so going to get some mistletoe and see if we can get the mistletoe berries to take on it, so a possible income of a few pennies in future years, in the run up to Christmas..


    Going to work out a financial 'senario' if we strip everything right back, no loans or credit cards etc... and see how much we would need to cover the basics then.. so when the day comes we give up/close our business I know exactly how much income we need..


    So for now.. its get Christmas over with, and start planning for the day we close our business..


    I have finally convinced hubby to sell some of his taxidermy, his old classic rock Lp's ( when we were at a local general auction boxes of classic rock lp's and old singles were fetching over £100+ a box.. so even if we get £20 - £30 for a box full I will be happy lol...
    Work to live= not live to work
  • cyberthrifty
    cyberthrifty Posts: 38 Forumite
    edited 21 December 2014 at 4:20PM
    I would like to join for 2015 please.

    I need to work out budgets, as I did it the other day and need about £10,000 more than I get to pay everything out and pay off a chunk of debt like I plan to! That's not going to happen so it's time to strip everything back to basics. My aim is to spend less than £12k in 2015 This has to include everything except rent and council tax and should leave me with the £5k I have challenged myself to pay off debts!

    I will be gradually decluttering and getting rid of as much as I can hopefully earning a few pennies in the meantime. And I'll be starting childminding a few months into the year so that should bring some money in but I have to pay out for courses and equipment first so as long as I break even by the end of the year (though mid year would be better!) I will be happy.
    LBM: 15/12/14 Debt @ LBM: £21,560.51/£20,835.29 Number of creditors: 51/47 :(DFD: 26.04.2018! Pay a debt or reach a goal 2015 # : £626.21/£5001 Frugal Living 2015: £0/£12,000 January Grocery Challenge £51.91/£200 Ultimate Biggest Loser #5 2.25/59.5lbs
  • lubava
    lubava Posts: 191 Forumite
    I would like to join as well please. I have debts to pay and to save for emergency.
    Sainsburys Loan - £6945, Car - £5116, Barclaycard - £13499.99; Sant.Zero card - £500; Tesco card - £716.79; Argos - £116.88
    This my and DH debts together. Correct as of 30/03/14.
    LBM - 23/08/13. Total debts then - 30K.
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