Pet Insurance Cost Cutting System/MoneySavingExpert.com Discussion

Options
24567…325

Comments

  • BatCat
    BatCat Posts: 474 Forumite
    Options
    I'm with Pet Plan but thinking of switching, my cat was diagnosed with Chronic Renal Failure last month and nearly died, bills came to over 300£ with 40£ a month checkups to look forward to. Pet Plan isn't covering him because he had a urinary tract infection 5 years ago. Serves me right for being honest!
    Cheers,
    BatCat
  • AnathaJ
    AnathaJ Posts: 1 Newbie
    Options
    I agree with Dai the Vet about cheapest not necessarily better. If you really love animals the RSPCA provides pet insurance that donates to the charity. They've been great paying out for my animals and with every payment you are helping animals less fotunate than your own.
  • Fat_Boy
    Fat_Boy Posts: 10,655 Forumite
    Options
    I have a cat which I got from a colleague that has just turned 13. Is there a company out there that will offer insurance for a cat of that age that will not charge the earth?
    FB :heartpuls Wiggly

    :j Last Cigarette 24/11/06 :j
  • deanos
    deanos Posts: 11,223 Forumite
    First Post First Anniversary Uniform Washer
    Options
    Fat_Boy wrote:
    I have a cat which I got from a colleague that has just turned 13. Is there a company out there that will offer insurance for a cat of that age that will not charge the earth?

    I doubt it :( ,my cat is 9 i have just switched to Halifax it halved my payment to Pet Plan and had higher cover, lower excess and is for life, if you join through Rpoints you get £10 cashback.
  • daithevet
    daithevet Posts: 2 Newbie
    Options
    Hi Charley

    I'm not sure what practiceplan is, I've never heard of it. Drop me some info or a weblink and I'll research it and let you know. In my experience most insurance companies won't cover routine (ie non-emergency) work, eg vaccination, worming, dental treatment etc. so you still have to pay for these. Also, some companies insist on annual vaccination, meaning if you forget, your policy becomes invalid. Once again, check the small print!

    Let me know about practiceplan though.

    Dai
  • angela-la
    angela-la Posts: 21 Forumite
    Options
    I have also taken out M&S pet insurance because of the option to pay a few pence per month more and have no excess to pay. I looked at all the specialist pet insurance companies and M&S have by far the best benefits, they don't limit insurance to amount per condition, instead it's £7000 per year. I would highly recommend taking out pet insurance, especially this one. My golden retriever has just turned 1, about 6 mths ago she started losing her hair more than usual. We've mounted up £1000 in vets bills having tests, it turns out she has an allergy and will need regular injections to control it. This isn't life threatening but something we will have to claim for on a regular basis. Today I received a cheque for all my vets bills with no excess deducted, M&S paid up without any hesitation, even though we've been insured for less than a year with them. What more can you ask for?
  • Red_Elle
    Red_Elle Posts: 476 Forumite
    Options
    I have just had an insurance claim turned down through Pinnacle when my cat suffered from a food allergy, because she had a mild case of the runs when she had worms when I first got her.
    So I have decided to change all four of my cats to M&S. It is a superb policy, that rivals the likes of Petplan and there is no excess. It's actually just under £100 cheaper than Pinnacle, even with the no excess. Although some of my cats have pre-existing conditions, I will be saving, so I don't mind changing.
  • wigginsmum
    wigginsmum Posts: 4,150 Forumite
    Options
    We've been with Direct Line for years - currently paying £40/month for 7 moggies ages ranging 2 - 10 years (haven't got the snakes insured). And I must say they've always been brilliant. We've had to claim for a couple of cut feet and an abcess on the tail over the years, but the biggie was that cat no. 3 got a blocked urethra this year and nearly died; 7 days in the veterinary hospital. Direct Line were fantastic - settled directly with our vet so we didn't have to find £1700 in the space of a month! Will be checking our policy and talking them to finetune exactly what's covered now, but unless there was a major problem and an excellent new insurer, I can't see us moving.
    The ability of skinny old ladies to carry huge loads is phenomenal. An ant can carry one hundred times its own weight, but there is no known limit to the lifting power of the average tiny eighty-year-old Spanish peasant grandmother.
  • mEANIE_2
    mEANIE_2 Posts: 7 Forumite
    Options
    Apparently on 28 November Tesco are introducting new pet (dog) insurance which will cover ongoing illness (not restricted to 12 month time period). The customer service guy I talked to when I advised I wanted to cancel insurance said he couldn't give any details but to phone back on 28th.
  • dirtyblonde_2
    dirtyblonde_2 Posts: 4 Newbie
    Options
    We're with M&S which costs around £100 per year per cat. The best thing about this policy is there's no excess. We had to claim for each cat earlier in the year because they both had infected abscesses courtesy of a local tom, and our vet couldn't believe it when I said we had no excess! Under most other policies we would have had to pay out because the cost of treatment was only £40. As it was M&S settled with the vets direct.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards