savings : pay off mortgage or buy a buy-to-let??

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  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
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    I have a decent pension but the wife does not. This is why we are thinking about a btl.

    and if she outlives you?
  • jimjames
    jimjames Posts: 17,621 Forumite
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    I have a decent pension but the wife does not. This is why we are thinking about a btl.

    If your wife works her employer will soon have to start a pension for her. If she doesn't then she can still get tax relief on.pension payments.
    Remember the saying: if it looks too good to be true it almost certainly is.
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