Thursday 25th Feb - What small DFW things will you do today?

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crazy_cat_lady
crazy_cat_lady Posts: 7,063 Forumite
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in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:
Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
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  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
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    Morning all :hello:
    I'm running late and feeling tired (story of my life at the moment) - another restless night last night - DH has been down the past couple of days which is bugging me.
    However, it is Thursday so I finally have a free today :j
    Here's today's list:
    :) Check banking and PAD
    :) Make good use of my free time at work
    :) Mark a set of books
    :) Try and remain calm
    :) Minimise use of heating (but still v cold here)
    :) Try and get dh to do something
    :) Plan next week
    :) Start the big online shop
    :) Make some time for myself at some point
    I can't think of much else. Have a good day everyone
    Not giving up
    Working hard to pay off my debt
    Time to take back control
    https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
  • maria3104
    maria3104 Posts: 920 Forumite
    Combo Breaker First Anniversary Car Insurance Carver! Debt-free and Proud!
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    Morning all.
    Gorgeous frosty morning. There will be mastitis in udders this morning . Poor girls!
    Chucks ok.
    No new lambs.
    All machines on and ironing done all cheap rate.
    Need a detailed job list for this weekend. Might sell some stuff at the local monthly auction. Quite a lot of carrying so might need an assistant.
    Conference today so will get a free lunch and tired behind from sitting marathon.
    Have fun everyone.
    Maria x
    Ps we crossed our posts I am trying to work out how to delete mine. Such fun!!!
  • La_escocesa
    La_escocesa Posts: 3,096 Forumite
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    Hi ladies,

    Thanks for starting us off - both of you :D

    Maria - I usually just edit the text to say 'Duplicate thread please delete'. I think it's only board guides who can delete a new thread.

    xxx
  • ziggy2407
    ziggy2407 Posts: 4,077 Forumite
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    edited 25 February 2016 at 4:30PM
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    Morning All

    CCL - Thanks for starting us off today, sending love and hugs
    Make The Change - Hope you feel less anxious today, sounds like you have a great plan of attack

    Well not a great nights sleep (combination of anxiety about today and a fear of oversleeping). So today I will try to:

    Packed lunch for DH & DS - Done
    Check Bank - Done
    Take mum to Nurse appointment (not at our local surgery as no nurse available so will involve a tram journey and a 10 min walk) - Done
    Wash towels & line dry - Done
    Funeral home at 1pm - Done
    Buy 4 photo frames (1 x order 3 x for family) - Done, bought 3
    Sort "scrabble letters" (and see what I need) -
    Continue purge on Emails -
    Complete a few surveys -
    Enter a few comps -
    All meals from cupboards/fridge/freezer -
    Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
    Check Lucky Phone -

    Have a good day! Love to you all!

    C x
    Goodreads 2024 Challenge: 30/80
    Goodreads 2023 Challenge: 77/52


  • maria3104
    maria3104 Posts: 920 Forumite
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    Thank you L'ecosa and thanks ccl for the start. I have reported myself as spam as I could not find any way to delete! Learning curve it is.
    Just watching Martin on tv , such a guru.
    Off to work I go.
    Maria X
  • woollisox
    woollisox Posts: 97 Forumite
    edited 25 February 2016 at 10:07PM
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    Morning all!

    *[STRIKE]Bolognese dump bag in slow cooker for tea[/STRIKE] done
    *Take breakfast and lunch with me to class.
    *Put five things on ebay 1/5 done before I leave
    *Declutter books
    *[STRIKE]Go to friends house to sign some paperwork for them[/STRIKE]
    *[STRIKE]Minimal caffeine today, had tea instead of coffee yesterday and had a banging headache so maybe a little less for while. [/STRIKE]
    *[STRIKE]Dog walk [/STRIKE]
    *Vacuum the study and the hall stairs and landing
    *Get two loads of washing done
    *Get another unit of work finished tonight

    Think that's my lot, have a good day!
  • allydowd
    allydowd Posts: 4,911 Forumite
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    edited 25 February 2016 at 9:09AM
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    MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:
    • Benefits check-up ( Link )
    • Coupon Shop Forum list of money-off coupons (Link)
    • Cooking On A Bootstrap, cheap recipes ( Link) Site name updated
    • eBid ( Link )
    • Freecycle ( Link )
    • Free Postcode Lottery ( Link )
    • FreeStuff ( Link )
    • FreeUKStuff ( Link )
    • i-Say Surveys (Link)
    • List of online newspapers. At bottom of the linked page. ( Link )
    • LuckyPhone free lottery with loyalty rewards (Link)
    • MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
    • MSE Abbreviations Explained ( Link )
    • MSE Deals and Vouchers ( Link )
    • MSE Wow Offers ( Link )
    • NHS Minor Ailment Service article (Link)
    • My Supermarket ( Link )
    • OnePoll ( Link )
    • Quidco ( Link )
    • Reclaim PPI at no cost to yourself ( Link )
    • Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
    • SayNoTo0870 cheap phone number finder ( Link )
    • Survey sites that pay for your opinions ( Link )
    • Swagbucks ( Link )
    • Swapit ( Link )
    • Tesco Orchard product testing (Link)
    • Tickety Split cheap train tickets (Link)
    • Toluna ( Link )
    • TopCashBack ( Link )
    • You Need A Budget site and App (Link)
    Checked 25 Feb 2016.
    Debt-free day: 8th May 2015 The Joy Account: £10 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • PaceThePixie
    PaceThePixie Posts: 97 Forumite
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    Morning All :hello:

    A short and quick post before work:

    A NSD hopefully.
    Check online banking and savings.
    A full day at work so all meals from cupboards.
    Chase a payment which was due to me this morning! Hoping it will turn up later :(

    Told you it was a short list, but productive. Hope everyone has a good day. Wrap up warm folks :)

    Pace.
    Money scares me.:eek:

    Honesty update will arrive shortly......:o
  • allydowd
    allydowd Posts: 4,911 Forumite
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    edited 25 February 2016 at 10:44AM
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    Hi February Folk,

    Today is my day off. Hurrah! Thanks for the start CCL.


    Debt Free-Nillionaire Continuity Plan Month Nine:

    *     Checked and updated our thread's list of Money Making and Money Saving websites. Jack Munro's recipe site has been renamed again. Make The Change if you still need ideas for surviving on £40 I would suggest going through the list to see if there are any sites that can help you.

    * Tesco Orchard are going to send me a £5 voucher for cut flowers to product test. If you like freebies I recommend this scheme. You get freebies to test but you also get Tesco Clubcard points if you do extra reviews of the product. The link is on the above list of websites.

    * Music Magpie have paid me £16. Transfered £6.50 back to the Australia Fund. Should be able to finish paying off all the money we borrowed from ourselves tomorrow when it's PayDay.

    * Checked OH's balances.

    * Think up something to do today with OH. Needs to be free.
    That's about it. How about you folk?
    Debt-free day: 8th May 2015 The Joy Account: £10 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Morning all :hello: thanks for starting us cat. Yeah only 2 more days to the weekend.

    I signed up to Orchard on Ally's recommendation and my cut flowers are currently looking beautiful :D

    Today will mainly look like this:
    Drive to meet someone from work, will have lunch, work will pay. It will mean I don't have an awful lot of time to do any actual work today, but will maximise the time I have
    Check banks, surveys and FPL
    Meals from stores/planner
    Post DD passport application
    Look at next months budget ready for payday next week
    DH working o/t tonight :D

    Have a good day everyone.
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