Renovations and Repayments.

Friday 13th March, 2015.

Dear Diary,

I hadn't realised it was Friday 13th until writing this! Fortunately, nothing too horrendous has happened as yet.

Between restringing an old violin that I bought a while ago and bidding on a nice violin at an auction, I've started to do a little more work towards the windows and Mrs. K. is now hoping they will be done by the time winter is here once again. In an odd way I like this house, the fact there are still lots of original features is still appealing.

The finances are not looking particularly good at the moment and my savings have more or less slowed to nothing as it seems every bill going has arrived at once.

Yours Faithfully,
Alex.

Sunday 29th March, 2015.

Dear Diary,

I thought I'd done rather badly on the savings front this month but have in fact saved £1,405. Considering my target for the year is £10,000, I'm still over target. The record keeping is something I'm still yet to face and it's starting to get to that point were I want to forget all about it. As usual, the initial novelty and good intentions have started to wear off.

Regarding progress on the house, that and the record keeping have something in common, excuse for today has been the weather and no sleep last night. In reality, I could have done something this afternoon instead of watching the Grand Prix.

April looks to be an interesting month with both my wife and I going on holiday but not together. She will, I've no doubt, be spending a fortune as this is likely her last "girl's holiday"; the last one to settle down is getting married this summer. I shouldn't spend too much as I'm just going away for a week to Spain with my parents and son, it was free.

Here's hoping the business picks up to February levels as that month I saved over £3,000, even though I've still not a clue what to spend it on.

Yours Faithfully,
Alex.

edinburgher wrote: »

£1,405 is a very solid amount, do you have specific plans for your £10k target?

The amount is actually a not so solid, under target £875. I realised I'd missed January's total from my calculation when updating the Save 12k thread.

As for the plans, is this a plan to reach the £10k target or a plan to spend the £10k? If the former, the plan is to keep up the antiques side of the business which fits quite nicely into my main business anyway and if it's a plan to spend the money, in all likelihood I won't spend it. At the moment I am in the process of becoming more involved in my parents' BTL business and eventually I would like to see their 12 properties become a round 20.

Wednesday 1st April, 2015.

Dear Diary,

I cannot quite believe we are into the fourth month of 2015, the last few months before my son begins attending school seem to be going so very quickly.

Pleased to report I'm getting into the habit of paying my bills on time. I used to leave everything until the final reminder came through before paying it but I've realised it feels much better to pay the bills as they come rather than leaving them. Nothing else to really report financially apart from £67.00 going into the savings today to start April and that next month my wife should also be credit card free.

As this diary is meant to be about my house, I suppose I should report that I have once again failed to do any work to it. However, at least I can cite the current inclement weather as a convenient excuse.

On other matters, I'm very much looking forward to tomorrow's debate - though I always enjoy a good election campaign. My parents are having a bit of a debate get-together so I will be going there to support Cameron, boo Miliband but more importantly to consume their wine.

Yours Faithfully,
Alex.