The Mortgage Free in Three - Take 4 challenge (MFiT-T4)
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Update submitted down to £53748 which if my calculations are correct puts me a little ahead of where I'd planned to be :A
Now the question is do I carry on as I am or do I take a bit of pressure off......?Total OPs 2012 - 2019 £39744.75Target 2020 £18500/£1850001/05/2020 MORTGAGE FREEMFiT-T4 #03 MFW2019 #30 -
I'd carry on while you can and then should something happen that means you need to take your foot off the gas you're not going to drop behind your target too soon0
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Hello all,
Hope you're all doing well. I'm ahead of my target due to an unexpected gift from my parents. All now stashed away in high interest paying current accounts.
Good luck to all.* * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
Barclaycard -£5,867.52;
mbna1 - 3,009.22
mbna2 - 1,755.70
Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.040 -
icklehelen wrote: »Update submitted down to £53748 which if my calculations are correct puts me a little ahead of where I'd planned to be :A
Now the question is do I carry on as I am or do I take a bit of pressure off......?
Fantastic news, I'm in a similar position - nearly reached my 10% o/p allowance. (who would have believed it? - not me, for sure:A )
Am I taking the pressure off ? No way, it's going into a high interest bank account, in readiness for my next 10% allowance at beg Jan 2017. I'm getting this paid off asap. No slacking for me :beer:Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
# 5 - Just made another o/p , mortgage account balance now £26000 :jAlways have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190
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Afternoon all
Hope everyone is well on this lovely sunny day.
#41 total stands at 32,920
I'm sure that still puts me in the yellow but getting closer to green.
Take care
GMATLost my way for far too long but now back on board to lead a more simplistic lifestyle
Mar PP - UU 24 (£279.46), TA 2 (£ 13.99) IN 12 (£89.81)
Apr PP - UU 27 (£324.94), TA 3 (£38.50) IN 53 (£216.65), GA 6 (£40.97)
May PP - UU 0 (0.00), TA 0 (0.00), IN 0 (0.00), GA 0 (0.00)0 -
Form submitted this morning, can't believe another 3 months have passed
Think we are slightly ahead of schedule which is good as I tend to slow down towards the end of the yearMortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0 -
Form submitted. I was behind schedule last time as we had put op's on hold toto save for planning and architect fees.
Hoping I'm in the green or at least close to it!Apr 2024 - part 1 - £30,337 part 2 - £24,811 Total - £55,148 43 months to go!0 -
I'm down from £128k at update 1 to £121,179 at update 2 so £7,235 in three months and almost £14k since the start. Not quite going to maintain the pace and my overall MFiT-T4 target remains a big ask but on the plus side will drop under £120k next month which is a nice milestoneUpdate 1, and i'm down from £135k at the start to £128,414, so a drop of £6571. Just green, I think?£40k-in-’23#18 £78,628.29/40,000 (196.57%)0
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No 30 reporting in - form filled in but I thought I'd post it here too!
Started out in Jan on £22,277.28 which is now down to £18,766.16... Mortgage reduced by just over £5.5k so far!
After being unemployed for a couple of months at the start of the year I started a new job which made me feel confident enough to transfer some savings that had been earmarked for mortgage OPs (but not actually OP'd just in case I needed them) so I've had a huge boost in this quarter as a result!Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0
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