Help with court payment

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  • sourcrates
    sourcrates Posts: 28,878 Ambassador
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    edited 1 October 2017 at 2:04PM
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    Eileenmoon wrote: »
    Hi The judgement against my husband was on Friday, we could no pay the full amount so waiting to hear from the court as to the outcome. In the meantime Reston has sent us an expenditure form to fill in. If this case is being dealt with through the court do we have to deal with Reston directly?

    Fatbelly may be able to best advise you on this.

    Did you provide the court with your income/expenditure ?
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Eileenmoon
    Eileenmoon Posts: 8 Forumite
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    No they never ask for any details.
  • Eileenmoon
    Eileenmoon Posts: 8 Forumite
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    If the debt is in my husbands name do I have to give details of my income?
  • sourcrates
    sourcrates Posts: 28,878 Ambassador
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    Eileenmoon wrote: »
    If the debt is in my husbands name do I have to give details of my income?

    They may want family income to best judge your situation.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Eileenmoon
    Eileenmoon Posts: 8 Forumite
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    Do I have to give them? When we went to court I wasn't even allowed to speak because the debt wasn't mine!
  • sourcrates
    sourcrates Posts: 28,878 Ambassador
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    Eileenmoon wrote: »
    Do I have to give them? When we went to court I wasn't even allowed to speak because the debt wasn't mine!

    Again, Fatbelly your best advisor, but I wouldn’t give them anything more than absolutely nessessary !!
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • StopIt
    StopIt Posts: 1,470 Forumite
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    Eileenmoon wrote: »
    No they never ask for any details.


    At this point, it's best to fill in the I&E.


    They already have a charging order, and they clearly believe that you're short changing them.


    At £5 a month, it'll take 31 years to pay off £1900, so this is likely why they pushed a charging order through. If your I&E shows that's all you can pay, they wont be able to do anything, but I don't know if anything can be done about the charging order now.


    That's something you'll need legal advice for and I'd advise going to the CAB with all the details. Again as above if the house in in joint names, it'll be a restriction, not a charging order which means it isn't automatically actioned on a house sale anyway, another reason to see the CAB to find out exactly what's up.

    In debt and looking for help? Look here for the MSE Debt Help Guide.
    Also, If you need any free and impartial debt advice, the National Debtline, Stepchange, and the CAB can help.
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