Weekly Spend Challenge W/C 27th October 2013

EverTheOptimist · 26 October 2013 at 11:15PM

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - over budget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 20th October 2013 challengers / pledges / totals

EverTheOptimist - £10 / £16.58
MissMelLady - £20 / £13.85
Munchin - £50 / £31.70
MissE001 - £7.60 / £25
Flyinggiraffe - £10 / £9.70
Townses - £20
DellyC - £60 / £44.67
Jonesy88 - £10 / £16.25
Splodgethefirst - £5
Mooomin - £20 / £19.50
Casperthefriendlyghost - £40
Thrifty Fashionista - £15 / £14.27
bt1 - £45

W/C 27th October 2013 challengers / pledges / totals

EverTheOptimist - £25
Mooomin - £20
Munchin - £20
Flyinggiraffe - £105
DellyC - £25
Thrifty Fashionista - £10
xcarlyx -
FreyaWillow - £10
MissE001 - £10
MissMelLady - £40
Jonesy88 - +£10
Verityemilia - £40 - £40
aartisuk - £30

EverTheOptimist · 26 October 2013 at 11:19PM

Evening everyone.

I went into town today to start my Xmas shopping and had a small splurge on myself. Will work out the disaster and post it tomorrow. I just wanted to get the new thread up and running.

MissE001 · 27 October 2013 at 12:33AM

Thanks ETO

Well, I kind of went over budget as I got an unbudgeted for (but useful) bargain....

I had a £10 off for spending £25 in Debenhams and happened to be passing with the shop. I picked up a wee trolley case reduced from £100 to £29 and with my tenner off, got it for £19. I travel a lot with work and usually need to buy one or two during the year so it'll be a good investment

Oh, and I picked up 2 dresses a la George....each reduced to £3!! :j

So total spend of £25 against my budget of £7.60 - oops :eek:

I have quite a spendy week as I have nights out Saturday and Sunday. Off to work out my budget while having my extra hour in bed

Munchin · 27 October 2013 at 9:17AM

Hi ETO - thanks for the thread. I was green last week:D

It's going to be harder this week as I'm going to visit my sis in England on Friday but I will keep up to date by using her wifi;).

My budget will be £20 please

FreyaWillow · 27 October 2013 at 9:42AM

Can I join please? I pledge £10

EverTheOptimist · 27 October 2013 at 10:14AM

Sun - NSD :j
Mon - NSD :j
Tues - baby group - parking £1.20 - NSD :j
Weds - baby group - NSD - needed stamps, whilst out picked up can of coke, and 2 pizzas should have been £9 for both, I paid..... 90p for both. So couldn't say no. £5 spent
Thurs - baby group - NSD - baby group cancelled but NSD anyway :j
Fri - NSD :j
Sat - 1 yr old's birthday party - NSD - NSD didn't happen. £2.98 on Sellotape and chalk!! Which would have been fine, but then had coffee with my mum... Another £8.60. :eek::eek:

Total spend of £16.58 / £10 Booooooo. Not the worst but still over budget. I shouldn't have had that coffee.

I also had a small grocery spend, and I bought my first three Xmas pressies.

but both these were from other budgets.

Plans for this week

Sun - town and coffee
Mon - NSD
Tues - baby group car parking £2
Weds - NSD
Thurs - baby group NSD
Fri - NSD
Sat - NSD

I'll see if I can stick to this, supposed to be seeing a friend for lunch too just don't know which day and then seeing other friends but should be at one of our houses, or the park weather dependent.

So will set £25

EverTheOptimist · 27 October 2013 at 10:16AM

Welcome FreyaWillow :hello: Good luck with the challenge.

Hey MissE001 and Munchin. :wave:

Oooo and well done on the bargain MissE001

Thrifty_Fashionista · 27 October 2013 at 12:15PM

Last week I was under my £15 budget - Yay!

This week going to aim for £10

Planned spends:
Sunday NSD
Monday £2.50 Milk, cereal bars and fruit for week
Tuesday NSD
Wed Day off so NSD
Thur NSD
Fri NSD
Sat £5.19 wine

Thank you
TF x

MissE001 · 27 October 2013 at 12:53PM

It's payday on Thursday :j:j

I'm not planning on spending anything before then....and then it gets spendy!

I have quite a few nights out and birthdays in November and also treating myself to a proper colour at the hairdresser. I'm getting a bit extra in my pay this month and I've set aside a budget for these "extra" spends.

What I'd like to do is exclude these budgeted spends from this challenge as I already know about them. Does that sound like cheating?

If not, I'll go for £10 this week....if not, it'll be much more :rotfl::rotfl:

I'm interested in your thoughts about my logic - ta :A

MissMelLady · 27 October 2013 at 6:30PM

Sun: NSD
Mon: £3.20
Tues: £10.65
Wed: NSD
Thurs: NSD
Fri: NSD
Sat: NSD

Yay! Can't believe that I did it! £13.85/£20.00

I'm unsure on how much to set for next week because of Halloween and Fireworks night. Hmmm I think £40.00 please. Thanks ETO!

Jonesy88 · 27 October 2013 at 6:38PM

Well it was a red week for me last week - I spent £16.25/£10 :eek:. Mainly due to buying lunch at work, naughty naughty.

This week looks a bit better as i've sold a top and blazer on e3ay for £20. As my normal budget is £10 a week i'm going for a target of making £10 if that makes sense, thanks ETO!

Weekly Spend Challenge W/C 27th October 2013

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