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  • FIRST POST
    SCO123
    Barclaycard 26 month offer - not what you get
    • #1
    • 17th Apr 13, 3:29 PM
    Barclaycard 26 month offer - not what you get 17th Apr 13 at 3:29 PM
    How come this site advertises Barclaycard's 26 month 0% balance transfer offer as the card the customer will get if they apply when that is not true?

    Just under half of all customers who apply for this card will be declined and instead offered a 12 month 0% Balannce Transfer Credit Card.

    Just check out the summary box on their application:


    You may not even get the same APR they are advertising! This should be picked up by this site before they encourage customers to apply:
Page 1
    • zx81
    • By zx81 17th Apr 13, 3:36 PM
    • 12,516 Posts
    • 12,681 Thanks
    zx81
    • #2
    • 17th Apr 13, 3:36 PM
    • #2
    • 17th Apr 13, 3:36 PM


    You may not even get the same APR they are advertising! This should be picked up by this site before they encourage customers to apply:
    Originally posted by SCO123
    I would have thought that fact is pretty well known and is true of all lenders. Only 51% need get the advertised product.
  • SCO123
    • #3
    • 17th Apr 13, 3:49 PM
    • #3
    • 17th Apr 13, 3:49 PM
    I suppose, but I think its drastically less known that they offer you a different duration for the promotional rate
    • guesswho2000
    • By guesswho2000 17th Apr 13, 6:28 PM
    • 1,546 Posts
    • 728 Thanks
    guesswho2000
    • #4
    • 17th Apr 13, 6:28 PM
    • #4
    • 17th Apr 13, 6:28 PM
    I suppose, but I think its drastically less known that they offer you a different duration for the promotional rate
    Originally posted by SCO123
    Indeed, and not many providers do, but its not unheard of; Halifax do this with their one card (although they do make it perfectly clear in the summary box).
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