los pandos vineyard

No info but I'd check google.

You know what they say when something looks too good to be true!

Has something to do with these guys - http://martinclews.com

Quick google doesn't bring up anything that suggests it's bad. It's just the return promised ringing the alarm bells.

Two things ring alarm bells:

1. "Returns fixed at 30 - 39%" that's not quite in the "too good to be true catagory" (I saw something on Twitter yesterday promising 4% per month!) but nevertheless, how are they "fixed" what happens if the return isn't achieved, how is the "fixed" element provider? The usual? OPM? i.e. Other People's Money

2. "SIPP & SSAS approved" THERE IS NO SUCH THING! There is no higher being which approves SIPP and SSAS investments, it is down to each SIPP or SSAS provider i.e. the trustee, to determine whether the investment falls within HMRC guidelines. If you are investing in land then it probably would be, but if you are buying vines then it wouldn't be as its tangible moveable property. Either way there is no such thing as "SIPP approved".

Given the Spanish economy I'd probably avoid this, of course I would have just spent 5 minutes writing this and it's just a ramp by the OP.

The Canny Saver

I have a small investment in Los Pandos, it should be coming back to me soon, I think. I did a lot of research on this as it is a very interesting development. They have spent years developing this model, working with the government and providing jobs for the local community and bringing old vineyards and estates back into use. The paperwork from some of the partners they involved to do work on their behalf is astounding, over my head. Soil, rainfall, etc., etc., and with companies who have worked on huge project overseas. One of their agents used to ring me and chat about it early on but he wasn't that well and recently I have heard nothing, but it is a long term plan with further options as some have mentioned and it is still an ongoing project. You can call them from the UK free or drop them an e-mail and they will give you the low down, whether you are intending to buy or not. There are many other investments with 20-30% and higher options if you look around and particularly under the eco banner. All have a lot of protection and often money goes into Escrow accounts and/or is on load and has backup, however investments are just what they say and one can always lose money. I guess the main thing is if you have the money, can you afford to lose it (as that can be a possibility even in the banks, as we know) but perhaps more importantly just how annoyed are you going to be if you do lose it, for there is no point if you spend even an hour pulling your hair out over it. Have a look at Emerald Knight Website and RE Industry as a couple that I have dealt with. They aren't the only ones, but it gives you an idea of what is available. There are some very interesing projects coming up and in operation in Dubai. Fascinating to research even if you don't invest. It is also useful to plan what you might want to spend it on otherwise you end up with lots of dosh and no plans and then the tax man might get it all in the end! The tax part of it is somewhat fiddly and you do need to keep good accounts or go mad along the way, especially as some developments have similar names and loads of paperwork. Sometimes I don't know which investment I am dealing with and an accountant might be useful, but you still have to provide him with the figures.:T