Making chicken feed of my mortgage

1553554556558559626

Comments

  • Thanks MCI - it felt like a much lazier day yesterday although I still did 20,000 steps!

    Today I've

    - finally (:naughty:) made contact with a solicitor about making a will
    - renewed our joint breakdown cover after negotiating a £60 discount (40%) and 15 months cover instead of 12 months :T
    - successfully asked Morrisons to credit my loyalty account with 5,000 missing points (£5)

    Mr MWC is at the airport again - Switzerland this week :(
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • I didn't realise that I'd been AWOL for quite so long :o

    You haven't missed much as it's a bit dull here in MWC-land :rotfl: I'm waiting for my niece/nephew to be born and Mr MWC was in the Netherlands this week.

    In financial news:

    - received £30 JL GV from CC
    - received 4 x £8 off a £40 spend coupons for Waitrose
    - £450 OP'd to mortgage
    - up to £38.50 on OP
    - 3 boxes of eggs sold for £4.50

    We're new kitchen shopping this weekend :D
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Exciting about the kitchen shopping.

    Hope you find something you like.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Exciting about the kitchen shopping.

    Hope you find something you like.

    MCI

    It's overwhelming MCI :eek:

    I'm struggling to visualise something different, Mr MWC wants a hand built kitchen from a local company...!
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • greent
    greent Posts: 10,668
    First Post Name Dropper First Anniversary Photogenic
    Forumite
    It's overwhelming MCI :eek:

    I'm struggling to visualise something different, Mr MWC wants a hand built kitchen from a local company...!


    I'm with Mr MWC...:o:o:o:o:o (we have lots of bespoke kitchen companiess around here - all the Cotswold Country set must attract them) Our last one was bespoke handmade maple and a bargain (imo, perhaps! :D)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • I'm not completely against the idea (and it probably won't be much more expensive than the JL of Hungerford kitchens that I like!)

    Decided
    Painted cabinets
    Wooden worksurface
    Boiling water tap

    Undecided
    Colour
    Style
    Internal storage
    Range cooker v built-in double oven

    Aaaaargh :rotfl:

    Up to £39.95 on OP :T

    Mr MWC is in the UK this week (although away from home for 2 nights) :)

    Eggs IN 5
    Eggs OUT 1 (Mr MWC dropped it :doh:)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,228
    Name Dropper First Anniversary First Post Mortgage-free Glee!
    Forumite
    Boiling water tap
    Before you decide on the make try to hear some working - some are quite noisy I think?
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • It certainly is overwhelming - I had that problem and choosing tiles was the worst!

    To be fair, I can usually visualise how things are going to look, but had no real idea with the kitchen - I am so glad it's turned out how it has - really happy.

    Good luck with your decisions - I found it's best not to dwell on them too long - go with your instinct.

    MCI x
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • I must be having a midlife crisis... I'm seriously thinking about signing up for Oxfam's Trailwalker... 100 km across the South Downs in under 30 hours :eek::rotfl:

    Still at £39.95 on OP :(

    Eggs IN 5
    Eggs OUT 14 (2 boxes sold for £3, 2 hard-boiled for dinner)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • I am admiring your energy! I really can't face the idea of having a new kitchen even though ours is desperately outdated and impractical. So many factors to consider and so many trades involved. Good luck with it all.
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
Meet your Ambassadors

Categories

  • All Categories
  • 342.4K Banking & Borrowing
  • 249.9K Reduce Debt & Boost Income
  • 449.4K Spending & Discounts
  • 234.6K Work, Benefits & Business
  • 607K Mortgages, Homes & Bills
  • 172.8K Life & Family
  • 247.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards