0% APR on laptops?

RGun · 28 April 2017 at 11:02AM

Can anybody help me out trying to find a site which offers 0%apr on laptops.

I want to make a big purchase on a laptop, and I want to pay a sey amount each month, however I feel ripped off paying more than the original price, so I would like to find somewhere which offers 0% apr.

Amazon do have a pay monthly scheme, however I'd end up paying £475 on a £400 laptop.

sarah1972 · 28 April 2017 at 11:06AM

RGun wrote: »

Can anybody help me out trying to find a site which offers 0%apr on laptops.

I want to make a big purchase on a laptop, and I want to pay a sey amount each month, however I feel ripped off paying more than the original price, so I would like to find somewhere which offers 0% apr.

Amazon do have a pay monthly scheme, however I'd end up paying £475 on a £400 laptop.

Credit card with a interest free offer?
Very.co.uk with BNPL but make sure you have made the final payment before the year is up otherwise they slap you with a huge amount of interest.

Brynsam · 28 April 2017 at 4:43PM

£400 isn't seen by retailers as 'a big purchase', so they won't generally be interested in providing 0% or even very low interest finance. If they do offer such a deal, you can bet that the purchase price is going to be bumped accordingly!

As Sarah has already suggested, look for credit cards offering 0% for a decent period - but be aware you need an excellent credit record to qualify.

goodwithsaving · 14 August 2017 at 8:58AM

Maybe don't go putting laptops on credit card if you're intending to get a mortgage?!
http://forums.moneysavingexpert.com/showthread.php?t=5694391
Save first, it's only £400!

0% APR on laptops?

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