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    • pmlindyloo
    • By pmlindyloo 27th Aug 12, 5:34 PM
    • 10,644 Posts
    • 12,536 Thanks
    pmlindyloo
    Hi, my friend's landlord is selling his home so she will no longer be able to rent the room she currently pays £350pcm for, which includes bills.

    She's 54, single, British and works 42hrs+ a week in a care home, and earned £12,991.92 before tax last year (to 5/4/2012).

    Most studio flats in Worthing, West Sussex start at £400pcm with Bills on top of this.

    Is she likely to be entitled to housing benefit?

    Any advice would be very much appreciated - I'm posting this on her behalf as she doesn't have access to the internet!

    Many thanks!
    Originally posted by StayPositive

    Your friend can put her details into the benefit calculator here:

    http://www.turn2us.org.uk/benefits_search.aspx

    to find out her entitlements.

    She might be entitled to some help with her rent and maybe a little working tax credit too.
  • CAB Wyre Forest representative
    Hello StayPositive

    As the previous poster has suggested you can check benefit entitlement on the link provided. Your friend may be better off first contacting the local authority as is she threatened with homelessness and the council has a legal duty to provide help and support to any one threatened with homelessness.

    It is possible that they will have properties suitable for her to rent and they will also probably have schemes that can help people move into private rented accommodation.

    The rules on housing benefit are due to change next year so checking benefits now may not be too helpful. One of the main changes is that a single person like your friend will now only get housing benefit based on a one bed roomed property irrespective of the rent payable.

    The local housing office should be able to give your friend the most up to date information and should also be able to provide the relevant advice on the local housing rental market
    ďOfficial CAB Representative
    I am an official representative of CAB. MSE has given permission for me to post in response to questions on the CAB Board. You can see my name on the companies with permission to post list. If you believe Iíve broken any rules please report my post to forumteam@moneysavingexpert.com as usual"
    • ZombieTrev
    • By ZombieTrev 30th Aug 12, 12:21 PM
    • 27 Posts
    • 2 Thanks
    ZombieTrev
    Quite a long question...

    I am currently recieving 1 bedroom shared accomodation rates but have just found out that my girlfriend (who does not live with me) is pregnant.

    We are hoping to move in together before the baby is born as where I live at the moment is not big enough, but as she is working, if we move in together, will I loose my housing benifit entitlement?

    At the point we would be wanting to move in together, she will be on Maternity pay from work (£135 per week) and I will probably still be unemployed.

    There does not seem to be options in the calculators for maternity pay. Should we just put £135 per week as the earnings? Or would we need to put her usual wages?

    Thank you.
  • HELPNEEDED
    Written on Behalf of my confused friend
    This is written on behalf of this mother:

    I am not very sure of what I am entitled to, but I would like to find out. I am a single parent of three teenage children below ages 17 and we have an income of below £25,000, and I think it's below £22,000 or less. We get about £405 housing benefit paid per month to the housing association and the housing association is asking for about £40 more per month, give or take a few pounds. And I was wondering if we should be entitled by housing benefit to cover this extra increase? I cannot pay this myself as I am bombarded with bills and the costs of providing for my 3 children.
    What should I do? I checked the website and read somewhere that families with 4 bedrooms are entitled up to £400 per week? I am unemployed, cannot speak English (this is written on behalf of the mother) and am looking after my 3 children, one of which is disabled.
    The housing association is asking for about £10 extra on top of the housing benefit per week. I don't know what to do and I literally may not be able to afford it.
    Am I entitled to more housing benefit or are there other benefits that I can apply for to cover the cost? Also,the rent may increase on a yearly basis and I don't know if housing benefit will cover it or if I have to. I don't know what to do!
    We have 4 bedrooms, 1 large, 3 smaller. We moved here 8 months ago because our old propertly was uninhabitable.
    Please reply to this and help.
    Please reply to this as soon as you can.
  • CAB Wyre Forest representative
    This is written on behalf of this mother:

    I am not very sure of what I am entitled to, but I would like to find out. I am a single parent of three teenage children below ages 17 and we have an income of below £25,000, and I think it's below £22,000 or less. We get about £405 housing benefit paid per month to the housing association and the housing association is asking for about £40 more per month, give or take a few pounds. And I was wondering if we should be entitled by housing benefit to cover this extra increase? I cannot pay this myself as I am bombarded with bills and the costs of providing for my 3 children.
    What should I do? I checked the website and read somewhere that families with 4 bedrooms are entitled up to £400 per week? I am unemployed, cannot speak English (this is written on behalf of the mother) and am looking after my 3 children, one of which is disabled.
    The housing association is asking for about £10 extra on top of the housing benefit per week. I don't know what to do and I literally may not be able to afford it.
    Am I entitled to more housing benefit or are there other benefits that I can apply for to cover the cost? Also,the rent may increase on a yearly basis and I don't know if housing benefit will cover it or if I have to. I don't know what to do!
    We have 4 bedrooms, 1 large, 3 smaller. We moved here 8 months ago because our old propertly was uninhabitable.
    Please reply to this and help.
    Please reply to this as soon as you can.
    Originally posted by HELPNEEDED
    It isn't possible to give you definitive answers to your questions without a good deal of more detailed information. However, here are some pointers:
    As well as Housing Benefit you can claim Council Tax Benefit which can reduce the amount of Council Tax you pay.
    You should also be eligible for Tax Credits. I assume that you are getting Child Benefit for your 3 children.
    You mention that 1 child is disabled - are you claiming Disability Living Allowance (DLA) for this child?
    Turning to the Housing Benefit -the rules have tightened and are due to tighten further in terms of the maximum in benefits that can be paid and the level of the Local Housing Allowance. If your Housing Association puts the rent up by more than the annual infaltion linked rises in benefits, then you may find the gap between the HB paid and your rent gets bigger. This would force you to either look for a cheaper property or maximise your income available to pay the rent.
    I would advise you to ensure that you are claiming and getting the Tax Credits and disability payments in this regard.
    You can get a more accurate indication of how much you may be entitled to by using the benefits calculator at http://www.turn2us.org.uk/
    You would also get more accurately attuned advice by visiting your local CAB office - you can find their address at http://www.adviceguide.org.uk/england/about_this_site/get_advice.htm

    If you have not claimed DLA and want to do so, then it is important to get expert advice and assistance - your local CAB can help you there.
    ďOfficial CAB Representative
    I am an official representative of CAB. MSE has given permission for me to post in response to questions on the CAB Board. You can see my name on the companies with permission to post list. If you believe Iíve broken any rules please report my post to forumteam@moneysavingexpert.com as usual"
  • CAB Wyre Forest representative
    Dear Zombie Trev
    [QUOTE=ZombieTrev;55488647]Quite a long question...


    Should we just put £135 per week as the earnings? Or would we need to put her usual wages?

    Tha calculator asks for employee earning.
    Employees' earnings include the following....
    statutory maternity pay and contractual maternity pay, statutory paternity pay (ordinary and additional) and contractual paternity pay, .......

    Hope this helps
    ďOfficial CAB Representative
    I am an official representative of CAB. MSE has given permission for me to post in response to questions on the CAB Board. You can see my name on the companies with permission to post list. If you believe Iíve broken any rules please report my post to forumteam@moneysavingexpert.com as usual"
  • mrspash
    do we qualify for housing and council tax benefit?
    hello,

    im trying to figure it out for myself but finding it all rather confusing! My husband and i have 1 child, and are both in work. we receive working and child tax credits (around 90 and 310/month respectively). however, our private rent on 2 bed property is high, and the council tax astronomical. do we qualify for council tax or housing benefit? how much would it be and how do we go about applying for it. hope you can clarify this for me!

    cheers muchly!
  • CAB Wyre Forest representative
    hello,

    im trying to figure it out for myself but finding it all rather confusing! My husband and i have 1 child, and are both in work. we receive working and child tax credits (around 90 and 310/month respectively). however, our private rent on 2 bed property is high, and the council tax astronomical. do we qualify for council tax or housing benefit? how much would it be and how do we go about applying for it. hope you can clarify this for me!

    cheers muchly!
    Originally posted by mrspash
    Dear mrspash,
    To answer your questions about if you qualify for benefits, you can go to the turn2us website http://www.turn2us.org.uk/benefits_search.aspx which also explains how to claims benfits that you are elibible for.
    ďOfficial CAB Representative
    I am an official representative of CAB. MSE has given permission for me to post in response to questions on the CAB Board. You can see my name on the companies with permission to post list. If you believe Iíve broken any rules please report my post to forumteam@moneysavingexpert.com as usual"
  • maia_hill
    Housing Benefit stopping - need advice...
    I have been receiving HB (in England) since Aug 2011 following my separation from my (now ex-) husband. I am renting privately and the former marital home (where my ex is still living as he refused to move out so I moved out with our 2 kids) has been on the market since Dec 2011. My ex has been difficult about selling the house, reducing the price etc so I am now in the process of returning to court to force a price reduction to sell the house quicker.

    In the meantime, I have been told by council that my HB will stop in Dec as the marital home will have been on the market for a year, even though the delay is all down to my ex - I would accept a reasonable offer immediately but he is dragging his feet. I have no means of paying my rent at that point and am worried what will happen to us. I cannot move back into the matrimonial home for safety reasons and don't know what else to do...
    Any ideas/advice?
    Many thanks.
  • CAB Wyre Forest representative
    I have been receiving HB (in England) since Aug 2011 following my separation from my (now ex-) husband. I am renting privately and the former marital home (where my ex is still living as he refused to move out so I moved out with our 2 kids) has been on the market since Dec 2011. My ex has been difficult about selling the house, reducing the price etc so I am now in the process of returning to court to force a price reduction to sell the house quicker.

    In the meantime, I have been told by council that my HB will stop in Dec as the marital home will have been on the market for a year, even though the delay is all down to my ex - I would accept a reasonable offer immediately but he is dragging his feet. I have no means of paying my rent at that point and am worried what will happen to us. I cannot move back into the matrimonial home for safety reasons and don't know what else to do...
    Any ideas/advice?
    Many thanks.
    Originally posted by maia_hill
    The council have probably given you a year to sell based on the possibility of violence or threats of violence. As this time is coming to the end, I suggest that you contact your local CAB for an appointment with an advisor (you can find details at www.citizensadvice.org.uk)
    Options may include negotiating with your LA, registering as homeless, seeking the help of Womens Aid and there may be others.
    ďOfficial CAB Representative
    I am an official representative of CAB. MSE has given permission for me to post in response to questions on the CAB Board. You can see my name on the companies with permission to post list. If you believe Iíve broken any rules please report my post to forumteam@moneysavingexpert.com as usual"
  • OnAndOn
    Hello,

    I am renting a house privately, and have been for the last 6 months.

    my partner recently had to leave her work due to personal reasons, and obviously our income halfed.

    after checking housing benifit calculator it states that i can claim 38 pound a week.

    as i know nothing about the benifit system:

    who will it be payd to?
    could it effect my tennancy?
    and who would i need to inform if i claimed this allowance?

    Many thanks
    It is difficult to say what is impossible, as the dreams of yesterday are the hopes of today, and the reality of tomorrow!
  • CAB Wyre Forest representative
    Hello,

    I am renting a house privately, and have been for the last 6 months.

    my partner recently had to leave her work due to personal reasons, and obviously our income halfed.

    after checking housing benifit calculator it states that i can claim 38 pound a week.

    as i know nothing about the benifit system:

    who will it be payd to?
    could it effect my tennancy?
    and who would i need to inform if i claimed this allowance?

    Many thanks
    Originally posted by OnAndOn
    You will need to make an application to your Local Authority - this should cover HB and Council Tax benefit as well. Except in exceptional circumstances any benefit will be paid to the tenant and not to the landlord. You would have to check your tenancy agreement to see whether you are obliged to inform your landlord. Even if you do so, your security of tenure is most unlikely to be affected - if the landlord were to attempt to evict you then I suggest you go to your local CAB for advice -their address can be found on www.citizensadvice.org.uk
    Please note that a tenancy with a private landlord is subject to Local Housing Allowance rules -you will need to check with your LA to see if this would reduce your benefit.
    Also please be aware that the LA will most likely ask questions about your partner leaving her job as they can turn you down if they conclude that she did this in order to be able to claim benefits.
    Hope this helps
    ďOfficial CAB Representative
    I am an official representative of CAB. MSE has given permission for me to post in response to questions on the CAB Board. You can see my name on the companies with permission to post list. If you believe Iíve broken any rules please report my post to forumteam@moneysavingexpert.com as usual"
    • jules23958
    • By jules23958 14th Sep 12, 10:05 AM
    • 101 Posts
    • 24 Thanks
    jules23958
    Hi
    We are Council tenants since 2002 and moved into another council property in Slough in 2005. Both my husband and I have had a few rocky moments in our marriage as he suffers from Asperger's syndrome and life can be quite difficult. I have left on two occasions and returned and each time explained a change in circumstances as appropriate to the council.
    I returned finally in April this year and we are now firmly reconciled. I also have considerable health issues with Crohns disease, Atrial fibrillation, Osteoarthritis of the spine, and bipolar disorder but try to work when I can.
    I am a fully qualified teacher and worked until February 2010 in school but now find that the rigour of school is too difficult so have now turned to tutoring as a business which I set up in 2011. Also, my husband was retired from work through ill health in 2002 as he also suffers from a hormone deficiency. However, with very little money to live off he also turned to self employment in 2011 to try to keep himself above water.
    Since my return in April we have been doing battle with housing benefit, council tax and also working tax credit to get things sorted so that we can just get on and do the job. They have been constantly asking for new details and now they have issued a complex request for information concerning our jobs including wanting the names and details of all of our clients which I feel we cannot give as my husband is a therapist and with me tutoring I think it is sensitive information.
    The housing officer has now been in contact as the amount of arrears has now gone to £569 and has told us he is going to issue us with a notice of repossession on the house but that it is just a matter of routine so that it can kick start housing benefit. I think this is a load of rubbish and have now started paying the money I have set aside for my tax bill at the end of the year to clear some of the arrears. I am also now copying e mails sent between us to our local mp as this seems to be grossly unfair. We are trying our best to provide information as quickly as possible but it keeps on being updated and we just need to be given time to get on with our jobs.
    We also struggle to be honest with motivation issues because of our health issues and would be appreciative of any assistance that you can offer.
  • CAB Wyre Forest representative
    jules 23958
    Hello jules 23958

    I'm sorry to hear about all your difficulties. We would like to try and help if we can. Can you tell me what specific help you are looking for. It looks like you are doing all that is asked of you but it would help me to help you if you could tell me what help you are looking for.

    Thanks
    ďOfficial CAB Representative
    I am an official representative of CAB. MSE has given permission for me to post in response to questions on the CAB Board. You can see my name on the companies with permission to post list. If you believe Iíve broken any rules please report my post to forumteam@moneysavingexpert.com as usual"
    • doxybite
    • By doxybite 16th Sep 12, 6:48 PM
    • 32 Posts
    • 98 Thanks
    doxybite
    Hi there, I've tried to use the benefits calculator on this site but as my partner is a full time student it's not giving me an accurate answer.

    Basically, we live in a 2 bed flat (in Scotland) and pay £450/month rent. I work 35hrs/week and earned 13051.54 before deductions (according to my last P60 for April 2012). My partner works part time (8hrs/week) and her last p60 was 3889.29 before deductions.

    She also gets money for going to university (student loan and student bursery) which in total is around £600/month.

    Could you tell me if I eligible for housing benefit to help pay my rent or does the fact my partner is a student make me unable to claim?
  • CAB Wyre Forest representative
    Hi there, I've tried to use the benefits calculator on this site but as my partner is a full time student it's not giving me an accurate answer.

    Basically, we live in a 2 bed flat (in Scotland) and pay £450/month rent. I work 35hrs/week and earned 13051.54 before deductions (according to my last P60 for April 2012). My partner works part time (8hrs/week) and her last p60 was 3889.29 before deductions.

    She also gets money for going to university (student loan and student bursery) which in total is around £600/month.

    Could you tell me if I eligible for housing benefit to help pay my rent or does the fact my partner is a student make me unable to claim?
    Originally posted by doxybite
    Hello Doxybite
    Your partner as a full time student is not eligible for Housing Benefit unless she is disabled or has a child.
    However, you may apply for Housing Benefit (and council tax Benefit) in your own right.
    However her income will be taken into account and may reduce the amount of benefit that you are entitled to.
    You haven't given enough information for me to make an assessment for you. I would advise you to make an application for yourself to your local council and, if you are unhappy with the outcome, then seek advice from for example your local CAB - you can find the nearest one on www.citizensadvice.org.uk
    Please note that HB is affected by any capital that you may have over £6000, reducing to zero if you have over £16000. Also, if you are in private rented accommodation, your HB is limited by what is called the Local Housing Allowance.
    ďOfficial CAB Representative
    I am an official representative of CAB. MSE has given permission for me to post in response to questions on the CAB Board. You can see my name on the companies with permission to post list. If you believe Iíve broken any rules please report my post to forumteam@moneysavingexpert.com as usual"
  • PETE87
    Housing Benefit and association minefield.
    Hi there,

    SO CONFUSED ITS UNTRUE!

    Looking for information on how to move home from a Housing association flat to private accommodation.

    Too much to write but serious anti social issues being experienced at home, partner also heavily pregnant. Living in a studio flat with no room.

    I work and partner doesn't, had to leave her job and does not receive any benefits or maternity pay. I am earning 24000 a year in a single job. No savings between us.

    Could we theoretically leave our Housing association and look for private accommodation which is subsidized by housing association or housing benefit? when I use the direct gov benefit calculator it say I do not qualify for housing benefits. Is there anyway I can meet with my local council in person and have them look into this face to face?

    Any help greatly appreciated!
  • Mad Mummy
    Housing Benefit when living with a relative
    My 41 year old sister is on incapacity benefit (and has been for around 15 years) due to ME and is living at home with my mum who is a pensioner. I understand that she cannot make any claim for housing benefit because she is living with a relative. My mother does not qualify for pension credit but her outgoings are higher with my sister living in the house. Are there any other benefits that could be claimed or should my mother refuse to let my sister continue to live with her. It has now got to the stage where I am contributing to the household expenses. I just want to see if there is any other help I can get to relieve the burden on my mother. She will be 75 next April.
  • CAB Wyre Forest representative
    Hello Mad Mommy

    Your mother may be entitled to claim Attendance Allowance if she is in need of regular care and your sister may be able to claim DLA is she is in need of personal care or her mobility is restricted.

    If neither of these apply then it is really up to your mother to ask fro some money towards household expenses from your sister.

    Any benefit that an individual receives is to pay for their essential living expenses. A personal allowance is meant to be spent on heating, phone, food etc.

    If some one in the household is in receipt of certain benefits such as Incapacity Benefit the government assume that they are contributing the household expenses. If your mother was in receipt of Housing and Council Tax benefits unless she is in receipt of DLA care component or Attendance Allowance then the council will be making a deduction called a non-dependent deduction from her benefit.

    This means that £11.45 per week would be stopped from your mothers Housing Benefit because your sister is living there.

    If your sister was living in lodgings and claiming housing benefit for herself then amounts would be deducted from the benefit to pay for heating , hot water and any meals provided.she would be expected to pay them from her Incapacity Benefit

    On this basis it is not unreasonable to expect your sister to pay the equivalent of what the government would deduct from your mothers Housing Benefit and the charges for heating food etc as that is the minimum that it is costing your mother to keep her.

    This link will allow you to enter your mothers details to check her benefit entitlement and show her how much your sister ought to be contributing.
    http://www.turn2us.org.uk/benefits_search.aspx
    ďOfficial CAB Representative
    I am an official representative of CAB. MSE has given permission for me to post in response to questions on the CAB Board. You can see my name on the companies with permission to post list. If you believe Iíve broken any rules please report my post to forumteam@moneysavingexpert.com as usual"
  • CAB Wyre Forest representative
    Hello Pete 87

    You can resign your tenancy with the housing association but having done that you are then an ex tenant and have no rights or claims on the Housing Association.

    If you wish to rent privately then you can do so and you may want to check out the rents in your area but it is unlikely that they will be subsidised in any way by the housing association. You may be entitled to Housing Benefit based on your income and if you have a child should be entitled to Tax Credits and Child

    This link will enable you to see what help you may get. Benefithttp://www.turn2us.org.uk/benefits_search.aspx

    It would be worth talking to the housing association about your change of circumstances and whether you would be able to move into a larger property that is more suitable for your family. you should be able to get a copy of their allocations policy from their website, or the councils website if the houses in your area are still owned by them. you should be able to ring and make an appointment

    They may also have schemes to help you move into private rented accommodation such as loans for rent deposits or bonds for the landlords
    ďOfficial CAB Representative
    I am an official representative of CAB. MSE has given permission for me to post in response to questions on the CAB Board. You can see my name on the companies with permission to post list. If you believe Iíve broken any rules please report my post to forumteam@moneysavingexpert.com as usual"
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