Mrs S, family life and debt

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  • debtaghh
    debtaghh Posts: 1,794 Forumite
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    Good luck, hope you get them x
  • MrsSave
    MrsSave Posts: 1,817 Forumite
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    Thank you all.

    I'm currently on hold with sky waiting to see if I can reduce the cost!
    Starting a new debt free journey
    Starting Debt: £5,250
    Current Debt: £4,995.50
    Amount Paid: £254.50 Percentage Paid: 4.84%
    Emergency Fund: £350
  • MrsSave
    MrsSave Posts: 1,817 Forumite
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    I've got a reduction. Not as good as last time when I got 50% off. I didn't think it would be as good, though, as that 50% off only finished 2 weeks ago!! I've got 40% off this time. My bill will be £13.50 instead of £22.50 each month. It means I'm tied with them now at this price until Jan 2019, but I'm happy with that.
    Starting a new debt free journey
    Starting Debt: £5,250
    Current Debt: £4,995.50
    Amount Paid: £254.50 Percentage Paid: 4.84%
    Emergency Fund: £350
  • pennywisepoundstupid
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    Well done 40% is still a great discount.
    Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£3600
  • quintwins
    quintwins Posts: 5,179 Forumite
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    That's a great saving for a few minutes on the phone, well done :)
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
  • [Deleted User]
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    MrsSave wrote: »
    I've got a reduction. Not as good as last time when I got 50% off. I didn't think it would be as good, though, as that 50% off only finished 2 weeks ago!! I've got 40% off this time. My bill will be £13.50 instead of £22.50 each month. It means I'm tied with them now at this price until Jan 2019, but I'm happy with that.

    Excellent news, well done :)
  • MrsSave
    MrsSave Posts: 1,817 Forumite
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    I had a short to-do list today, and other than to sort the boy's wardrobes out, I've done it! I've also vacuumed through and spent quite a bit of time playing with the boys.

    I'm completely petrified about tomorrow's interviews. I mean, who's daft enough to have 2 on the same day :rotfl: The first one is at 10, and dh's taking the boys to his parents in the morning so I should have a quiet couple of hours to prepare beforehand. The interview is only a 5-10 minute drive from home, probably closer to 5 mins so not too far to go. In between interviews I'm going to pick up things for my son's birthday (cake, decorations, etc). I've then got my second interview at 3pm. Mad!!

    Today, I've also booked a couple of Christmas activities and I've had to pay deposits for them. I do have a Christmas/birthday pot so the money is coming from there. I've booked for ds to meet Father Christmas in November (with afternoon tea!) and also a Christmas card making craft session in September where the card you make will be sent off and made into lots of Christmas cards. I've asked whether both boys can be on the same card, and that's fine. I have always made homemade Christmas cards with my eldest, and this is a little bit of a cheat version this year!!
    Starting a new debt free journey
    Starting Debt: £5,250
    Current Debt: £4,995.50
    Amount Paid: £254.50 Percentage Paid: 4.84%
    Emergency Fund: £350
  • MrsSave
    MrsSave Posts: 1,817 Forumite
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    Happy August!

    Well, I hope it's a happy August! Today's the day. 2 interviews!! Eeeeeeek!!

    I've managed my breakfast, but I've now got a really funny feeling in my stomach!

    The baby has got the start of a cold. He must've caught if from me. It's the first time he's ever been poorly :( It did mean he woke a little more last night and had 2 night feeds. He is still his happy little self though.

    It'll probably be days before I hear back about these interviews. Eeeeeek! Right, I'd better jump into the shower and get ready.
    Starting a new debt free journey
    Starting Debt: £5,250
    Current Debt: £4,995.50
    Amount Paid: £254.50 Percentage Paid: 4.84%
    Emergency Fund: £350
  • pennywisepoundstupid
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    Good luck, hope the interviews go well.x.
    Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£3600
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Best of luck with your interviews MrsS! x
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
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