Attendance Allowance

zzzLazyDaisy wrote: »

It depends on whether you paid enough NI contributions during your working life to get a state pension in your own right.

Many women of your age paid only the 'married womans' stamp, many only worked part-time with a wage below the thresh-hold, and many simply didn't work. Those women are classed as dependents and their husband gets a 'couple's pension' which includes the wife's pension.

So depending on your working history, it is quite possible that you do not qualify for a state pension in your own name. But this does not mean you don't get a pension as it will be rolled into your husband's pension. The down side is that the addition for the dependent wife may be quite a bit less than if you got a state pension in your own right - but as you are getting pension credit top-up the over-all figures may not be that different.

Ta, I did work in my earlier years but I dont know what stamp I paid, it was all deducted before I saw it.
That is how I read it, that getting pension credit makes up the difference. But the difference seems a lot less than what my friends do who are in similar circumstances. I just dont understand it all.

Richie-from-the-Boro wrote: »

DLA / AA

You have indeed 'shot yourself in the foot', the only recourse would be UT and that would be as others have said close to impossible to prove. Progressing it if that's your wish will certainly require intervention from a practising welfare appeal specialist sooner rather than later.

MRC @ £51.58pw & HRM @ £54.05pw is £105.63pw
HRAA @ £77.45pw or £51.85 for LRAA
I assume if you are ever awarded AA it will be LRAA not HRAA .. .. that's a £53.87 loss per week of income.

Pension Credit

You qualified for SPA after 6 April 2010, so get back with more personal information such as does your husband get the full BSP or is it reduced or deferred ? and have you tried to claim a BSP based on your husband's NI contributions, or is he paid extra on his pension already because you did not have enough 'stamps' and are financially dependent on him.

In short a lot of what you are asking, depends not on your own personal information which you have written here, but on your husbands financial status and personal information, to include private as well as state pension . These quantities of income determine which components of PC are awarded ie, the 'Guarantee Credit' and the 'Savings Credit' element. The guaranteed element is usually paid because you and your partner have a joint weekly income of below £217.90.

Ta, yes that is what I managed to work out as well. At the moment I am down by just over a £100 a week and they reduced my husband's pension credit by another £32 a week. Lost £132 a week.
I am hoping that they will give me the allowance of £50 and give back the £32 to my husband. Its a lot to lose just heard about the £32 this weekend. All because I just followed what the jobcentre told me.

Ta for the details on pension credit. I dont understand what all them letters mean. I dont get any state pension, I never have, my husband does. I did work fulltime from 1961 to 1968 before I brought the first two children up between 1968 and 1979 then went back partime from 1979 until 1980 when I stopped altogether to have the twins in 1980. I retired at 60 in 2006.
The pension credit form I have here that came yeserday shows this
Standard Rate £217.90

Husband SRP £123.86
Annuity £9.55

Less notional SRP wife £73.20

Pension Credit Guarantee due £11.29 per week.

It used to be £43.89 a week

Looks like we are going to have to live on £144.70 a week until I can get the allowance paid to me.

Torry_Quine wrote: »

If you have insufficient NI contributions of your own then yes you would still be entitled to 60% of the pension from your husband's contributions.



Yes as pension credit is a means tested benefit on household income then any pension you recieve would be taken into account. However it would mean that you would have income in your own name. Without knowing the exact circumstances of your friends it's impossible to tell whether you should get what they get. When you reached pension age weren't you contacted by the DWP about your pension? I think a full check-up of your and your husbands entitlement would be a good idea/

Ta, As I have said I havent got the faintest of what stamps I paid, it was a long long time ago and cant remember.

60% ?? No we don't get that or anything like that. like I said we just get my husbands state pension that he paid into, a little pension and pension credit top up.

That seems a good idea like a mOT. Do I just go the jobcentre for that?