Car insurance for my for my French partner, non UK resident?

delmonta · 22 May 2017 at 10:19AM

Hi

I have searched various threads about similar issues but nothing very recent and I am worried that the upcoming Brexit has changed things in regard to this.

My French partner has just moved in with me in the UK. I am insured with Hasting direct, and its very reasonable at about £230 a year fully comp. They would not add hr as a named driver as she is not a UK resident.

I checked various other insurance companies and by the time I have entered all my details and get to adding her, it just asks how long she has been a UK resident, at which point I can go no further. Or they reject it at the end.

Can anyone recommend a company who would let me add her as a named driver? Or maybe a broker would be able to help, could anyone recommend a broker?

We are really stuck as I had assumed we would be able to add her with a quick phone call. But it's making life quite difficult now!!

Thanks in advance

forgotmyname · 22 May 2017 at 10:33AM

Nothing to do with Brexit.

Find a broker local to yourself.

delmonta · 22 May 2017 at 10:36AM

So it's normal that most insurance companies wont add a named driver who is in the EU but not a UK resident?

I was wondering how many people who have lived here for a long time but never registered manage to get insurance?

sheramber · 22 May 2017 at 11:31AM

Earlier this year neither my hsband nor myself were able to drive our car for medical reasons. My son and his Romanian girlfriend came to stay with us for a short while and she has an EU driving licence

Tesco were happy to add my son's Romanian girlfriend to my husband's car insurance. They did want confirmation that she would not be using to commute to work but did agree that was unlikely!

Having an EU driving licence was enough.

delmonta · 22 May 2017 at 11:51AM

Thanks, I will give tesco a go!

Cheers

delmonta · 23 May 2017 at 8:58AM

HI Sher

I filled out a quote for Tesco online, and at the end it was the same thing, they asked how long she had been a UK resident. Which she is not!

This seems to be the same everywhere? Do you think its different if you call them up?

Does anyone know any companies who might insure a Non uk resident as a named driver on my policy?

Thanks

sheramber · 23 May 2017 at 10:54AM

Ours was arranged over the phone as we already had a policy.

I did not think they would cover her, from what had been reported on here, but my husband phoned anyway.

There was no problem but she did have to answer loads of questions, such as dob, time held licence, occupation and has she ever caused the death of anybody? So your fiance would have to be present when yo phoned.

We actually did it twice as the first time it was a temporary driver for two weeks but we needed to extend it for another two weeks.

Customer Service did say if we needed a third term it would have to go to the underwriter and we may have to add her as a named driver.

They were more bothered about covering my son who has a motorcycle licence which can be used as a provisional licence. This was our back up plan as I would be accompanying him.
They said they would need to check with the DVLA about that.

bryanb · 23 May 2017 at 10:58AM

Surely if she has moved in with you she is a UK resident, even if a temporary one. EU citizens still have right to reside here.

delmonta · 23 May 2017 at 7:50PM

Thanks sheramber, maybe its worth calling instead of filling out online quotes.

And bryanB, maybe you are right. I am starting to wonder what makes someone a UK resident. She has just come over and not filled out any forms or anything.

I dont know how it works?

sheramber · 24 May 2017 at 4:45PM

delmonta wrote: »

Thanks sheramber, maybe its worth calling instead of filling out online quotes.

And bryanB, maybe you are right. I am starting to wonder what makes someone a UK resident. She has just come over and not filled out any forms or anything.

I dont know how it works?

there is a dIfference between being a UK resident https://www.gov.uk/eea-registration-certificate/overview and being resident In the UK.

delmonta · 24 May 2017 at 6:38PM

yeah I already read that page. I just dont really know what the insurance companies class it as. I should probably call up rather than trying to do it online! What a pain

Car insurance for my for my French partner, non UK resident?

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