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  • FIRST POST
    • Sue-UU
    • By Sue-UU 3rd Nov 17, 12:05 AM
    • 8,626Posts
    • 48,049Thanks
    Sue-UU
    Sealed Pot Challenge ~ 11
    • #1
    • 3rd Nov 17, 12:05 AM
    Sealed Pot Challenge ~ 11 3rd Nov 17 at 12:05 AM
    Hello again Potters and welcome aboard to any new members, I never thought we would have been running THIS long, but here we are starting off with "SPC "No 11"!!! Where have all the years gone since it first began, apparently very fast for sure! It's very hard to believe that we have now been running for a full decade and are now on the way into our 11th year!!!! We've had 10 amazingly money-saving years, but it's all purely because of the determined saving of you all - many thanks to you amazing folk who have made SPC what it is!!


    For all newcomers...yes "Old Timers" too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, please be sure to Join the forum first in order to be able to join the challenge - if you haven't already! For ALL SPC members, please chat away on this SPC 10 thread about your conquests, money-saving ideas etc from Post 4 (below) onward, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger.

    For all newcomers - a really huge heartfelt welcome! We're a terrific bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year will be to open our pots on Thursday the 1st November 2018. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us put in the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything. If money's tight then use any pot for now, I.e. A sweet tin, coffee jar..extremely MSE!! Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit in. Later on, if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops! They're usually about a POUND from a £ store!!

    It can also be interesting and challenging to make yourself a Papier Mach! Pig (or any animal) etc by using Frugaldom's recipe by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread papier mach! Animal here. Many thanks to Frugaldom.

    After selecting your pot, seal round the lid with sellotape or superglue if necessary. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Papier Mach! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 10 years...and at the end of each year's (since 2009 when I graduated from a carton!) challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way.


    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money given as a gift (other than Birthdays, Christmas etc) i.e.. Inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from small second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook or similar can be saved.

    Also it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC.

    2/
    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway.

    3/ You can ask me to put a Target on for you to try to meet (it goes alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, it doesn't matter at all, at least you will have tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others.... Ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year!
    If you are hoping for a particular amount by Declaration Day but still want a nice surprise come November, work out what amount you would like, then work out how much you will need to save (pot) on a weekly or monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come November!
    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2017. However, over the last 9 years we've had some members who needed theirs at sometime throughout the year for bills, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved!
    Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle for others it's obviously easy. However, it's the pleasure we all receive from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on November 1st. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
    If anyone has any other queries, then please sing out...though not too loudly.....you might shatter your pot/s!

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 1st November to declare those Totals to me.
    Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.

    7/ KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it as it wouldn't be the first time that members have forgotten where they've hidden it!

    8/ "Holding Pots": To anyone concerned about putting money into their pot...then possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": With regards to this all important question, here's vital help from girl at play: "I bank with Bank of Scotland and they accept as many change bags as you have, as long as you take them to the business banking counter." Thank you so much GAP, it's so handy for members to know. This applies to many banks, I suspect most banks/building societies are the same if truth be known. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!!

    10/ Members who do not return by the end of November of any year will sadly now lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember, then - come on back and ask for another number, you will always be be more than welcome!

    On the 2 posts below is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts I declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 1st November please.

    Just a quiet word of warning to all those in the Cambridge area - forget ever thinking of looking for roadkill there as jakes-mum will even tackle you the ground to get to it first! Though, how about challenging her!!

    Once again, we've just had a fantastic year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 1st Nov is the closing date for 2018, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 1st, thank you kindly.

    Anyone wishing to join us please post on the thread to ask and I'll give you a number and an official welcome so you can join in the fun......and please do note that...time means any time of year!

    It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! However.......you can always return to the fold and be made very welcome!

    Many thanks for reading
    , Sue
    Last edited by Sue-UU; 04-11-2017 at 6:50 PM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!!! 2017 = £50.456.23!!!!

Page 35
    • Jaydee92
    • By Jaydee92 16th Jan 18, 9:05 AM
    • 44 Posts
    • 156 Thanks
    Jaydee92
    £5 potted from another sale, feels good to finally get under the stairs and make a little bit of money for things that have just been collecting dust.

    Have a wonderful day everyone

    JD x
    SPC 11 - Number 322
    2018 1% Challenge - Number 30

    Debt: January 2016 - £29,524.74
    January 2018 - £19,769.91
    • 166million
    • By 166million 16th Jan 18, 11:27 AM
    • 1,192 Posts
    • 4,998 Thanks
    166million
    4 x fresh £1 coins potted
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £513.48
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • Sue-UU
    • By Sue-UU 16th Jan 18, 2:46 PM
    • 8,626 Posts
    • 48,049 Thanks
    Sue-UU
    Happy Tuesday folks!! Welcome aboard Monitino!
    Hi

    Can I join please. I am an SPC virgin!!!

    Hope to save £700

    Thank You
    Originally posted by Monitino
    A VERY warm welcome to you Monitino No 034! It's lovely to have you with us. Have fun saving and enjoying the banter. You'll find your numbers at the bottom of the list on the 3rd post of page 1. Please read through post 1 as it'll let you know exactly what to do with the challenge. PS. We always empty our pots and declare our savings in November, please make a note of this year's date: 1st Nov 2018.

    Please also subscribe to the thread by clicking on "Thread Tools" (lower green bar) and clicking "Subscribe to this thread"...or you may lose us! To put your SPC No on, go to "Quick Links" (right side of top green bar), click and then click on "Edit Signature" and you're away.

    *Please pop your number on your sig, it really helps me.


    Monitino - keep reading the 1st post on here as there are so many ways to save money but I appreciate it can!!!8217;t all be taken in with just reading through. Emily E4rub has been very truthful with you in saying that she!!!8217;s been where you are! Keep budgeting well and do everything possible in order to pot every single penny possible because it!!!8217;s a true old saying that pennies make pounds!!!! Always remember... you!!!8217;re NOT the only one in your predicament!!

    Many thanks for the welcome to Monition, Emily, here!!!8217;s a gold star especially for you!

    Hi SPCers! I hope you all had a super weekend and are, so far, enjoying the week.
    To those who aren!!!8217;t well or who are low right now, here are some get well {{{{hugs}}}} hoping you will soon be feeling much better.

    Brilliant saving 166million!!! It!!!8217;s so good to see you here regularly now, please keep it up!!

    Very well done Chutney!!

    It!!!8217;s good to hear you!!!8217;ve been able to use vouchers to help out after Christmas, charlies tribe, but now the potting begins in earnest I see!!!!

    Hi 32b3, don!!!8217;t worry about the amount you!!!8217;ve potted, the main thing is that you!!!8217;ve put cash in your pot and knowing you it!!!8217;s a worthwhile sum! Great savings since though!!! BTW Your VSPC No is on your siggy.

    32b3 has her VSPC on her siggy, Westie! Crikey THAT is one heck of a pot you have there!!!!!

    BTW I just read your latest post Westie!!!! Martin and those at MSE Towers are going to have to act and act QUICKLY to stop such things happening or threads here will all be gone!!!! Surely if all threads to suffer are via a spammer (legitimate or not) there should be a way that folk press the button BUT THEN HAVE TO WAIT UNTIL A MODERATOR DECIDES WHETHER IT!!!8217;S JUSTIFIED!!!!! That was always the way on a nature forum I used to be on, folk like yourself should be Moderators on MSE rather than Board Guides.

    It sounds as though you had a brilliant bargain from Sa!nsburys, Treasurequeen, very well done! Congratulations on your bingo win too, an excellent sum for the pot!!!!!

    Very good potting MrsShazbat!!!

    £2 is indeed a start, squanderscouse, and it!!!8217;s starts the encouragement to keep adding more! Very well done!!!

    It certainly sounds as though you had a great weekend, Whatshername, possibly an extended one!! Good potting too!!

    Whatever the amount you!!!8217;re able to pot through the week, nannygladys, it!!!8217;s far better than not potting anything!! There!!!8217;s no pressure for any of us to save specific amounts - what!!!8217;s affordable for us as individuals is what we should be delighted with!!

    It!!!8217;s great to see you in, jakes-mum, you wouldn!!!8217;t believe past events now would you?! They!!!8217;ll need to act promptly to ensure it!!!8217;s not a regular happening though.... or worse!!!!!!
    Isn!!!8217;t it horrible when our little treasures get into double figures! Still, we can!!!8217;t stop it happening, I hope she has a really lovely Birthday; also that you!!!8217;re as ok as possible!

    Well saved Littlebigmoose! I share your feelings with loose change in pockets, purses too - far better potted!!

    Ooh a very good sale Jaydee92, very well potted too!!!!!!

    Enjoy your Tuesday, folks. ..and keep on potting!!!

    Sue xx


    1st November is the opening date for 2018.


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!!! 2017 = £50.456.23!!!!

    • e4rub
    • By e4rub 16th Jan 18, 3:36 PM
    • 693 Posts
    • 5,974 Thanks
    e4rub
    Thanks for the Sue!

    Potted 2p

    Emily x
    SPC #209 £185 banked so far 2018Debt Free Date 1st August 2016 Christmas 2018 £300 saved...so far
    • Westie983
    • By Westie983 16th Jan 18, 4:11 PM
    • 4,132 Posts
    • 14,650 Thanks
    Westie983
    32b3 has her VSPC on her siggy, Westie! Crikey THAT is one heck of a pot you have there!!!!!
    Originally posted by Sue-UU
    It is now she has joined :-)

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£5,000/£12,000 = 41.66%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0/£800 = 0.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £22.59/£365 = 6.18%
    Virtual Sealed Pot #1 Total £300/£1,000 = 30.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-490/£2,000 = 50.50%

    Total £5,322.59/£16,165 = 32.92%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • dustydigger
    • By dustydigger 16th Jan 18, 6:59 PM
    • 119 Posts
    • 661 Thanks
    dustydigger
    Resurrected my Credit Union today,gave up on it when couldnt get to bank (7 miles and 2 buses away) to take in heavy coins.Now a CU branch has opened only 3 minutes walk away.Invested £20 today in my House and Home Fund (saving for the next machine that breaks down,then a new carpet).I know its not in the pot for Xmas,but can I share the news of all my savings for the year to this thread on November 1st?
    Very slow week for the pot so far,though I did add £1.69 in change from Tesco this morning.
    Its the family history class tomorrow,£2 per person paid,hopeful of some nice shiny coins for the pot!

    SPC 2018 - No. 012 -
    £2 Coin Savers 2018 #19 - £48
    House and Home Fund 2018 - £80 (plus £174 from 2017 = £254)
    SW loss - 3 st 13 lbs AF in Feb - 18/24days Books read 13/16

    • jakes-mum
    • By jakes-mum 16th Jan 18, 10:31 PM
    • 4,386 Posts
    • 42,592 Thanks
    jakes-mum
    Thank you for the welcome back 32b3

    She had a lovely day, thank you Sue Thoroughly spoilt and we had to have dinner out as (according to miss double figures) 'Everyone has their dinner out on their birthday!' and she made sure she had a sandwich for school dinner today just to make sure! Oh its so awful she's so grown up! where has the time gone? When I first joined the thread I was saving for her first big bike and now look at her! she'll be at secondary school before I know it

    No pennies in the pot today for me, but Miss Lily put ALL her birthday money in her savings envelope so we are using that as our potting news today
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) 0/£1000
    Total Wins Of 2012 = £3015.03 Wins Of 2013 = £4427.11 Wins of 2014 = £2361.97 Wins of 2015 = £1754.90 Wins of 2016 £267.98 Wins of 2017 £25 Wins of 2018 £59
    • Jellyb
    • By Jellyb 17th Jan 18, 6:40 AM
    • 20 Posts
    • 167 Thanks
    Jellyb
    Ooops - haven't posted in a while but I have been potting!
    OH now on board too - he is saving mostly £2 coins and is very pleased with himself when he adds another one to the collection - we have a savings box with a 'window' so it's good to see the coins mount up. My other 'pot' is a sealed tin so that is more of a mystery.
    Now the festivities and Christmas birthdays are past I would like to get back on track!
    Sealed pot challenge No 562
    Total so far £18.50
    • lucyhope
    • By lucyhope 17th Jan 18, 10:10 AM
    • 377 Posts
    • 1,313 Thanks
    lucyhope
    Checking in for January! potted an amazing £70 so far! DGS had had a couple of siezures, he's only 2, one of them was at our house so recognised it straight away and kept calm, DH wasn't though. He had another one at home and Mum and Dad rang for an ambulance which arrived within minutes, the crew were at the hospital round the corner from them so straight to the Children's Hospital. Consultant thinks it's generalised epilepsy going on family history and not anything sinister thank goodness. He's to have an EEG, good luck with that, it took 2 nurses, mone doctor and mum and dad to get bloods!
    On a lighter note, summer holiday is booked, we're off to Weymouth, something to look forward to.
    Sealed Pot Challenge member 28 2010 total-£336
    2012 Banked 10/05 £410 07/10 £200 total £610
    2013 total £235 2014 total-£305
    2015 total £869
    2016 total £ 687
    2017 total £905
    • siju
    • By siju 17th Jan 18, 11:16 AM
    • 259 Posts
    • 2,876 Thanks
    siju
    Ooh I have had a panic with the lost thread. Tried to find it Friday, thought it was a glitch. Tried again on Monday. By Tuesday I was having serious withdrawal symptoms.....Thank you Sue for sorting me out. I'm so glad we're back up and running. I miss my SPC family.

    In potting news, I have £13.56 to pop in my pot today.
    SPC 11 - #192
    Totals: 2014 - £264.51 2015 - £207.50 2016 - £396.79 2017 - £369.49
    • lynnejk
    • By lynnejk 17th Jan 18, 1:01 PM
    • 5,280 Posts
    • 54,585 Thanks
    lynnejk
    Afternoon peoples

    Very bright and white here after all the snow - more forecast unfortunately

    Was planning to go bowling and for a meal out to celebrate my birthday today, but have cried off due to the weather. The bowling centre is about twelve miles away and unfortunately the road there is prone to high winds and snow whenever there's any about. I don't fancy taking the chance. Will keep fingers xd that we can go next week instead.

    Potted £20 birthday money

    Hope you're all staying warm and safe and have a great day
    Lx
    £10day.2014=3213/2015=3421/2016=3238/2017=2702/2018=250..FEB=224.50/280
    GrocC.2014=2162/2015=2083/2016=218/2017=1996/2018=181..FEB=100.84/200
    Bulk buy.......FEB=102.96
    GC.NSD..2015=216/2016=213/2017=229/2018=19..FEB=16/15
    SPC130x61..2014=1178/2015=1287/2016=4616/2017=3843
    OS WL= -2/8 ......CC =00......Savings = £13,140
    • seekingthesunlight
    • By seekingthesunlight 17th Jan 18, 1:56 PM
    • 27 Posts
    • 259 Thanks
    seekingthesunlight
    I was wondering why my post count had suddenly dropped! £5 potted today.

    Sealed Pot Challenge No. 179!
    • 32b3in2013
    • By 32b3in2013 17th Jan 18, 8:56 PM
    • 2,148 Posts
    • 18,454 Thanks
    32b3in2013
    Evening

    Happy birthday Lynnejk and to you Daughter Jakes-mum.

    £1.46 potted yesterday and £3 odd potted today.

    It!!!8217;s been freezing her today, but no snow or rain yet.

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    VSPC #19 - £40.52/£250
    • babs 103
    • By babs 103 17th Jan 18, 9:11 PM
    • 54 Posts
    • 542 Thanks
    babs 103
    Phew thought I'd done something wrong as I've had no notifications for this thread, glad to be back.

    £1.58 in the pot today, cannot remember what else has gone in, looking forward to a nice surprise
    SPC #11 025
    • e4rub
    • By e4rub 17th Jan 18, 10:16 PM
    • 693 Posts
    • 5,974 Thanks
    e4rub
    Evening Potters!

    Potted £7.51, change from weekly shop and also potted my £5 Morr!sons petrol voucher

    Hope you are all ok

    Emily xx
    SPC #209 £185 banked so far 2018Debt Free Date 1st August 2016 Christmas 2018 £300 saved...so far
    • 32b3in2013
    • By 32b3in2013 18th Jan 18, 9:59 PM
    • 2,148 Posts
    • 18,454 Thanks
    32b3in2013
    Good evening

    its quiet in here today.

    £1 potted.

    We have nearly made it through the week, woohoo. I am going shopping at the seaside on Saturday

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    VSPC #19 - £40.52/£250
    • nannygladys
    • By nannygladys 18th Jan 18, 10:11 PM
    • 1,153 Posts
    • 12,426 Thanks
    nannygladys
    Hi everyone, no. 186 here, potted what was left in my purse yesterday as it was pay day, so its filling up slowly.
    The local C##P is closing down and its where I usually take all my change as they don't mind counting it out instead of bagging it up, I hope my next C##P will be as accommodating.
    Nannyg
    Mortgage free and debt free but only income is state pension so need to be frugal
    • siju
    • By siju 19th Jan 18, 12:40 PM
    • 259 Posts
    • 2,876 Thanks
    siju
    £9.49 potted today. Have a lovely weekend potters.
    SPC 11 - #192
    Totals: 2014 - £264.51 2015 - £207.50 2016 - £396.79 2017 - £369.49
    • lynnejk
    • By lynnejk 19th Jan 18, 12:49 PM
    • 5,280 Posts
    • 54,585 Thanks
    lynnejk
    Afternoon potters

    Birthday celebs still on hold. Snowing on and off all morning and looks like loads still to come. Oh well, at least I've something to look forward to when the weather improves a bit.

    Potted my weekly £10

    Hope you all have a great weekend and stay warm and safe
    Lx
    £10day.2014=3213/2015=3421/2016=3238/2017=2702/2018=250..FEB=224.50/280
    GrocC.2014=2162/2015=2083/2016=218/2017=1996/2018=181..FEB=100.84/200
    Bulk buy.......FEB=102.96
    GC.NSD..2015=216/2016=213/2017=229/2018=19..FEB=16/15
    SPC130x61..2014=1178/2015=1287/2016=4616/2017=3843
    OS WL= -2/8 ......CC =00......Savings = £13,140
    • 166million
    • By 166million 19th Jan 18, 7:44 PM
    • 1,192 Posts
    • 4,998 Thanks
    166million
    Got 1.61 for the pooooootttt
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £513.48
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
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