Interim charging order advice
Sillygal
Posts: 23 Forumite
Hello,
Just wanting some advice..
I had a CCJ registered against me back in July and then was informed a creditor was going to apply for a charging order.
Today I got a letter saying that I hadnt attended a hearing- which I wasnt informed about...
The letter then said that the applicant had withdrawn the application and
1. The interim order was discharged and the application withdrawn and
2. A future meeting to consider the application was vacated.
Does anyone have any ideas? Seems a bit weird to me, and I'm a bit worried about what might happen next...
Help !
Just wanting some advice..
I had a CCJ registered against me back in July and then was informed a creditor was going to apply for a charging order.
Today I got a letter saying that I hadnt attended a hearing- which I wasnt informed about...
The letter then said that the applicant had withdrawn the application and
1. The interim order was discharged and the application withdrawn and
2. A future meeting to consider the application was vacated.
Does anyone have any ideas? Seems a bit weird to me, and I'm a bit worried about what might happen next...
Help !
Debt Free March 28th 2016
Mortgage OP Target for April 2016 to April 2017 £6000
OP so far £670/£6000
Mortgage OP Target for April 2016 to April 2017 £6000
OP so far £670/£6000
0
Comments
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Hello there,
This does appear quite weird. On the plus side it means that you're not going to have a charging order made against your property. The judgment is likely to still stand, however, how much do you owe? You may wish to apply to the court to 'vary' the judgment so that you can pay it via affordable instalments. An instalment order may prevent other enforcement measures - such as bailiff action. You can read more here:
https://www.nationaldebtline.org/EW/factsheets/Pages/08%20EW%20County%20court%20-%20suspending%20a%20bailiff%27s%20warrant%20or%20reducing%20instalments%20on%20a%20county-court%20judgment/Default.aspx
Best wishes,
David @ National Debtline.We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
Hi David,
I owe 3k ... The CCJ states that I have to pay £15.43 a month which I have been doing via Stepchange , and havent missed any paymentsDebt Free March 28th 2016
Mortgage OP Target for April 2016 to April 2017 £6000
OP so far £670/£60000 -
Hi David,
I owe 3k ... The CCJ states that I have to pay £15.43 a month which I have been doing via Stepchange , and havent missed any payments
Thank you.
Although instalments cannot prevent the application for a charging order, you should be able to counter any other forms of enforcement should the creditor try and go down that avenue.
Do keep us posted.
David.We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0
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