Back pay unpaid NI payments and up other pension?

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Comments

  • molerat
    molerat Posts: 31,818 Forumite
    Name Dropper Photogenic First Post First Anniversary
    molerat wrote: »
    How much is your current amount - years are irrelevant, it is the £ that matters pre 2016. How much is your forecast amount ?
    .................................................
  • purpleroad
    purpleroad Posts: 57 Forumite
    edited 21 September 2017 at 10:58PM
    Estimate based on your National Insurance record up to 5 April 2017
    • £59.36 a week


    Think £159.55 a week
    £693.76 a month, £8,325.09 a year is only if I contribute another 22 years.
  • Johnnyboy11
    Johnnyboy11 Posts: 319 Forumite
    First Anniversary First Post
    edited 22 September 2017 at 7:08AM
    As an expat you should be entitled to pay arrears of 6 years of Class 2 Voluntary NICs which currently cost £2.80 per week. So for about £800 you can add 6 full years to your current 12 years of State Pension eligibility.

    There are some rules around eligibility to pay Class 2 NICs rather than the more expensive Class 3 NICs, the main one being that you were working immediately before you left the UK (defined as a maximum of one week, so be careful on this point). There's a form to fill out at the back of HMRC Guide NI38 to apply to pay NIC arrears, but make it clear that you only want to pay Class 2 NICs. I think Class 2 NICs are being phased out at the end of this tax year, so I'd be quick in applying if I were you.

    HMRC will write to you with a table showing how much you need to pay them for each of the last 6 years. Send them a cheque for the total and you're done. You can also use the form to set up a Direct Debit going forward.
  • purpleroad
    purpleroad Posts: 57 Forumite
    edited 4 October 2017 at 11:20PM
    As an expat you should be entitled to pay arrears of 6 years of Class 2 Voluntary NICs which currently cost £2.80 per week. So for about £800 you can add 6 full years to your current 12 years of State Pension eligibility.

    There are some rules around eligibility to pay Class 2 NICs rather than the more expensive Class 3 NICs, the main one being that you were working immediately before you left the UK (defined as a maximum of one week, so be careful on this point). There's a form to fill out at the back of HMRC Guide NI38 to apply to pay NIC arrears, but make it clear that you only want to pay Class 2 NICs. I think Class 2 NICs are being phased out at the end of this tax year, so I'd be quick in applying if I were you.

    HMRC will write to you with a table showing how much you need to pay them for each of the last 6 years. Send them a cheque for the total and you're done. You can also use the form to set up a Direct Debit going forward.


    I have been back in the UK for the last 6 years and paid all my NI for this period so couldn't do this, could I?


    They are asking for 2005-2009 and £600 for each of these years. Can I pay the cheaper class 2 ones for this?
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