HELP! Mis sold account fees

Hi I think we were mis sold an account fee at lloyds back in 2012. Me and my husband got married in 2012 and had cheques given to us as mr and mrs as we did not have a joint account lloyds told us we would need to make an appointment to open a joint account to bank the cheques. At the appointment we were only offered two types of accounts a platinum and a gold we were pushed in to the platinum. We have had the platinum since august 2012 paying £17 a month! We have used the breakdown cover once and the phone insurance once but didn't realise the excess would be so high. Anyway I'm just wondering if we are entitled to a refund as we didn't realise we could have a normal joint account without paying a fee. Any help would be much appreciated thank you
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