£67,031.92 is a frightening number indeed....

15152545657434

Comments

  • motivated
    motivated Posts: 3,044 Forumite
    First Anniversary Photogenic First Post PPI Party Pooper
    :beer:

    Great news TOPM. A huge weight lifted off your mind. We have all been waiting to see how you got on :D

    Lovely news
    M
    Emptying my lake with a teaspoon
  • Karonher
    Karonher Posts: 916 Forumite
    First Anniversary First Post
    Great news about the results - and the wages being covered for a for months.
    Aiming to make £7,500 online in 2022
  • angelpye
    angelpye Posts: 995 Forumite
    First Anniversary Combo Breaker
    Hi ToP, really pleased for you. Well done on the salary side too, its all coming together! :D
    Happiness is wanting what you have...
    Debt Jan 2017: £2589.22 DFD: [STRIKE]Sept 2022[/STRIKE] April 2022 but this Marching Minimalist can beat that!
    Use it or Loose it gym target: Feb'17 5/6 Mar 4/6 :j
    EF £0/£4200
  • mfmaybe
    mfmaybe Posts: 1,176 Forumite
    First Anniversary First Post
    Yippee to the all clear!! :j Blooming breastfeeding though, huh? When DS was about 3 weeks old I ended up having to have an abscess drained, 3 times in 8 days. Still it's a very MSE way to feed so those scars and lumps actually saved us money :p
    0% card was £1126.91 / Now £1502.37

    AFD March 2/15 NSD March 2/11 :T

    Other debts paid since 1/1/14: £17,005
  • boxofpaws
    boxofpaws Posts: 753 Forumite
    First Anniversary Photogenic Name Dropper First Post
    Phew, great news

    Paws
    Debt Jan 2017 = £42k
    May 2022 = £15k
  • That's great news ToP. Really pleased for you and it's great to see you are almost at 3 months' income/expenses in hand. Take care of yourself, you've had a worrying time and you are being so strong. X
    MFIT -T5 #42
  • TOPM I'm so thrilled for you! And look at you with the business account, you're flying!
    MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 :eek: aiming for May 2028
    14 August 2017 - Refinanced: $220,000
    January 2019 $211,580 Current MFD 31 June 2036
  • Week 7: Day 4

    Right, that's the frightening bit of the week out of the way, time to move on! Thank you again for all stopping by to check on me, it was so appreciated :) .

    I still have this mild labyrinthitis thing, which is extremely tiresome. Not awful, but wobbly and faintly nauseous a lot of the time. I have clients today, which will add a layer of fun to it all. Also it's DC2's birthday, so there will definitely not be any quiet time today!

    Our budgets have really not been good this month - biggest overspends by far are food and entertainment (birthday budget remained semi-civilised thanks to aggressive efforts there). Much juggling of pots to do today to attempt to make it balance out. As someone pointed out earlier in the thread though, this is probably one of our three most expensive months of the year - December (Christmas, and my and DH's birthdays) and August (whole month of school holiday so inevitable activities with the children) being the others.

    To do today:
    1. Social media while working
    2. Plan out Easter hols so that we don't have another over-budget month
    3. Do some YNAB juggling to balance the budgets. This is going to mean stealing a small amount from savings pots, but as we are only 2 months into this whole process, and don't have any emergency fund/buffer in place, I'm trying not to be too downhearted at that.
    4. ENJOY DC2's birthday after school without stressing about work or money.

    To do this week:
    1. List old nursing chair on eb@y too, unless my mum wants it back (we 'borrowed' it 9 years ago, she had said before we can sell it when we no longer need it, but I will double check).
    2. Make candles. Annoyed that this keeps falling off my priority list - I need my essential oil hit!
    3. Finish my socks and knit my dad's birthday socks - again, I really really need to do this. My dad is visiting over his birthday weekend so I need to have them ready to give.
    4. Plan April's budget in YNAB.
    5. On 1st April do all the money transferring from business account and into savings, setting up our accounts for the month.
    Trying to figure out a whole new life. Trying to figure out a whole new budget.
    Divorcing, unclear on final debt total right now, but focusing on building a financial buffer zone.
  • Verbatim
    Verbatim Posts: 4,830 Forumite
    First Post First Anniversary
    Great news on both the all clear, (what a relief for you) and the booking.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Absolutely amazing news on your appointment today - so pleased it's nothing sinister!

    Glad you have another booking in the diary too, it all adds up :)

    Good luck in balancing the books, I still need to do the same but have had hardly any time to do so. As long as it's done before pay day on Thursday I'll be happy x
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
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