How Much Will You Spend In 2017? Challenge

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  • I_Love_comps
    I_Love_comps Posts: 2,293 Senior Ambassador
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    focus888 wrote: »
    Hi, please can I join as well? I was thinking just yesterday this year i want to keep a record of how much I spend daily/monthly/annually in 2017. I wanted to do this at the end of 2015 but never did it. Defo want to start this tomo :) I wont be including any bills or fixed expenses like internet. Just on my daily spending, which is normally grocery/toileties other odd bits here and there which has definitely gone out of hand this last few years. Hopefully this challenge will help me realise where I am going wrong. I know i do spend alot on junk food which has to stop especially as i also want to slim down in 2017. Theres alot i want to do :p
    Welcome to the challenge focus888. You are No. 16
    I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
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    My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum

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  • Hi,
    Can I join too please,I never seem to know how much I spend or where my money goes to and it will be interesting to find out and hopefully reign in the unnecessary spends
  • mumtoomany
    mumtoomany Posts: 1,412 Forumite
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    Hi, could I join you all please? We spent around £9000 in total last year. But I lost track of the figures a bit. Hopefully if I record them here I'll do better. So far have spent £24.99. £10 for OH's birthday present. £5 on chocolates and crackers for next Christmas, ( well hidden so won't be touched till then), £1 on dog treats, and £10.99 on milk, eggs, ( I think our hens are on strike,) and reduced stewing steak for the freezer. Good luck everyone. M2m.
    Frugal Living Challenge 2023.
    Trying to live on only £2640 for the year for most meals for seven people. Now only feeding, mostly, two. New total £1860.
    https://forums.moneysavingexpert.com/discussion/6414174/im-back-trying-to-spend-less-on-food#latest
    Spent in 2023: £1846.53/£1860. Now on £96.08 for 2024
  • I_Love_comps
    I_Love_comps Posts: 2,293 Senior Ambassador
    First Anniversary Photogenic I'm a Volunteer Ambassador Name Dropper
    Hi,
    Can I join too please,I never seem to know how much I spend or where my money goes to and it will be interesting to find out and hopefully reign in the unnecessary spends
    Welcome sunshineyday you are No 17. Good Luck.
    I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
    If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators.  Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.



    My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum

    My Challenges
    Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
    Compers Challenge 2023 0 Wins Compers challenge 2023! — MoneySavingExpert Forum
                               

                                                                                                                                  
  • I_Love_comps
    I_Love_comps Posts: 2,293 Senior Ambassador
    First Anniversary Photogenic I'm a Volunteer Ambassador Name Dropper
    mumtoomany wrote: »
    Hi, could I join you all please? We spent around £9000 in total last year. But I lost track of the figures a bit. Hopefully if I record them here I'll do better. So far have spent £24.99. £10 for OH's birthday present. £5 on chocolates and crackers for next Christmas, ( well hidden so won't be touched till then), £1 on dog treats, and £10.99 on milk, eggs, ( I think our hens are on strike,) and reduced stewing steak for the freezer. Good luck everyone. M2m.
    Welcome mumtoomany
    you are No 18
    I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
    If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators.  Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.



    My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum

    My Challenges
    Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
    Compers Challenge 2023 0 Wins Compers challenge 2023! — MoneySavingExpert Forum
                               

                                                                                                                                  
  • January outgoings are as followed -
    £500 joint account to pay my half the bills
    £1,000 car repairs ( i know, mental:eek:)
    £1,414 loans including HP
    £200 to credit cards
    £50 presents (for people i didnt get for at Xmas)
    £125 misc+food shopping
    £50 Mobile Phone
    £37 insurance
    £35 ticket membership
    £120 fuel
    total of £3,531 for January

    Should have everthing covered in this list, i will add to it if i need to. January is always the lowest income and highest expense(see car repairs, something always pops up at the start of the year!!!)

    Once im through this month il be flying. 2nd no spend day of the year too :D
    Can now be found in the Millionaire Challenge thread :beer:
  • I_Love_comps
    I_Love_comps Posts: 2,293 Senior Ambassador
    First Anniversary Photogenic I'm a Volunteer Ambassador Name Dropper
    1st and 2nd January - No spend Days
    3rd January

    Union Fees £4. 34
    Cheques Christmas Presents £10
    Life Ins £6.24

    Total so far spent in January = £20.58
    I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
    If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators.  Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.



    My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum

    My Challenges
    Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
    Compers Challenge 2023 0 Wins Compers challenge 2023! — MoneySavingExpert Forum
                               

                                                                                                                                  
  • micron_2
    micron_2 Posts: 245 Forumite
    Happy New Year everyone,

    1st and 2nd Jan - No spend days

    3rd Jan

    Direct debits

    British Gas - £50.36
    Credit Card - £173.96
    Council Tax - £102.00
    Vision Express - £20.50
    Virgin Media - £142.81

    January total so far - £489.63
    Save £12k in 2017 #14
    How much will you spend in 2017 #4
  • Psychobabble78
    Psychobabble78 Posts: 34 Forumite
    First Anniversary Combo Breaker First Post
    edited 3 January 2017 at 5:12PM
    OK, just for the record, I'm posting my regular i.e. DD/SO outgoings here now, and will update weekly (with a running total) of other spend!

    I don't mind if anyone comes back with any suggestions on how I could reduce either my DD/SO spend or my other spend :)

    Direct Debits/Standing Orders:

    Mortgage (inc. o/p) : 850.56
    Broadband : 22.50
    Life Insurance : 87.83
    Sofa Payment : 24.02
    Cars x2 (Purchase Plan) : 587.86
    Mobiles x3 : 71.50
    Gas/Electric Insurance : 25.00
    Water Insurance : 11.00
    Council Tax : 131.00
    Credit Card (0%) : 200.00
    Dental : 18.20
    Gas/Elec : 103.41
    Car insurance : 18.65
    TV Licence : 12.12
    Salary Insurance : 16.99
    Water (Meter) : 33.00
    #70 12k in 2017:2408.28/12000
    #3 Sealed Pot Challenge 2017: £116.28[/???]
    #12 How much will you spend in 2017 challenge: £7669.53@end Feb
    MFW: January 2017: £118,195
  • Oh, and just as an addition, I'm using an app to track all of my spend on my phone - its scary already!

    I have set myself a £150 per week budget (to include everything, eating out, food/groceries, clothing etc etc) and I now have only £15.24 to last until Friday! eek!

    I'll try to do a full update each Friday!
    #70 12k in 2017:2408.28/12000
    #3 Sealed Pot Challenge 2017: £116.28[/???]
    #12 How much will you spend in 2017 challenge: £7669.53@end Feb
    MFW: January 2017: £118,195
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