Time to break free - from debt!!

bex2002 · 22 June 2017 at 4:51PM

Hi, well its time to try again with a new debt free diary. i have tried a couple of time but not gone to plan and not been good at updating my thread. I need to become more accountable for my actions and get my debt under control.
I hope to try and update my thread daily.

A bit about me - i am a nurse and live with my partner, my OH is unable to work as has m.s. and i work all hours to support us. we also have out 6yo niece staying with us at the moment.

my debts:

cc1: 13,494.07
cc2: 3,100.00 (currently interest free)
cc3 9,594.13
loan 2,444.64 (9 months left)

morgage 119,859.93

MeandThe2 · 22 June 2017 at 5:32PM

Good luck with your journey, keep posting if you can although I know all to well that life can get in the way x

bex2002 · 22 June 2017 at 8:35PM

thank you MeandThe2, life definitely gets in the way but i am determined to turn this around. I have received a £5 amazon gift card - will build uo my amazon gitfcards to buy presents and/or buy stuff for the flat.

bex2002 · 23 June 2017 at 6:48PM

we ll today i have managed a no spend day. needed to go into work briefly today as am off this week so i cycled over to save on the petrol as will need to fill up next time i go out in the car so trying to wait til payday.
Accrued £3.26 in paypal today so going to add that to cc3 as this is the one that i am trying to clear first.

Lucylocks · 23 June 2017 at 7:11PM

Have you looked into child tax credit for your niece. Not sure what your circumstances are but if you're under guardianship arrangements you should be able to access funding to support her.

Good luck with the journey - keeping everything crossed for you

bex2002 · 23 June 2017 at 7:23PM

thanks for looking in, my brother gets child tax credits for her, we dont know how long she is going to be staying with us but so far it has been 7 weeks but likely to be much longer.

Time to break free - from debt!!

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