Nutmeg, Vanguard Lifestrategy or Ready-Made Portfolio?
Comments
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See post #15.
It will not be exactly 60% as time goes by as each one of those 5 components will grow /drop at their own rate but it does not matter from the point of view of understanding the principle. Chester dog's analogy with sweets and biscuits is excellent.
Jeez, let's not complicate this at this stage with how growth/loss might affect the percentages! (Unless of course you have a helpful biscuit analogy!)0 -
Ive been educatinf myself on investing over the last month or so and have set up a stocks and shares ISA via HL. I have the following:
Legal and General International Index Trust Accumulation
Vanguard Lifestrategy 20% equity accumulation
Vanguard lifestrategy 40% equity acc
Vanguard lifestrategy 60% equity acc
Vanguard lifestrategy 80% equity acc
Vanguard lifestrategy 100% equity acc
My money is more or less spread equally between these 6.
Vanguard have missed a trick here...
How about the Vanguard multi-Vanguard Vanguard-multi-asset-index-tracking Vanguard fund. With Lifestyling.I am one of the Dogs of the Index.0 -
ChesterDog wrote: »Vanguard have missed a trick here...
How about the Vanguard multi-Vanguard Vanguard-multi-asset-index-tracking Vanguard fund. With Lifestyling.
Take my money0 -
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ChesterDog wrote: »If all else fails, use a food or sex analogy.
Fortunately, the food one worked...
:rotfl:
Don't get your hopes up, it's not the end yetThe word "dilemma" comes from Greek where "di" means two and "lemma" means premise. Refers usually to difficult choice between two undesirable options.
Often people seem to use this word mistakenly where "quandary" would fit better.0 -
ChesterDog wrote: »Thank you.
In exchange, here is a chocolate hobnob with the chocolate sucked out.
Surely the correct phrasing is "with the chocolate sucked off" ?0 -
Phrasing been distracting , now looking at usernames makes me think of analogies:)The word "dilemma" comes from Greek where "di" means two and "lemma" means premise. Refers usually to difficult choice between two undesirable options.
Often people seem to use this word mistakenly where "quandary" would fit better.0 -
My confusion was in not realising that the 5 vangaurds funds will be holding the same equities and bonds etc, so yes that means that i should have just put it all in the 60.
But as ive said, i didnt have/wont have to pay anything for having the 5 rather than just the one.
Can anyone see any other real issues with keeping my 5 vanguards or do you recommend closing 4 and putting all my money in the 60, which would be my chosen risk level.
Thanks again.0
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