RBS Reclaim Enquiry
gerlep
Posts: 20 Forumite
I tried this a few years ago, and the RBS flatly refused my request. It went to the Ombudsman who sided with RBS, on the basis, that a full 3 years after having a packaged account, which i didn't want or need, I checked their site for what travel insurance the card held! An absolute joke of a decision. Still angry about it. Is there anyway I can reapply or appeal?
Thanks
Thanks
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Comments
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An absolute joke of a decision.
No Joke. It is legally correct.
Timebars exist to prevent businesses or individuals being subject to complaints/actions that would be difficult to support due to time passed. It also protects them from frivolous or try-it-on complaints. Such as having a product that you never complained about or had issues with until a website told you that you could get some money back by making a complaint.Is there anyway I can reapply or appeal?
No, You are timebarred.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
No Joke. It is legally correct.
Timebars exist to prevent businesses or individuals being subject to complaints/actions that would be difficult to support due to time passed. It also protects them from frivolous or try-it-on complaints. Such as having a product that you never complained about or had issues with until a website told you that you could get some money back by making a complaint.
No, You are timebarred.0 -
How long does a 'timebar' last?
Forever.
One a timebar is in place, it is there for good. You can consider the issue closed after that.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
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Moneyineptitude wrote: »It's a bar on you complaining after a certain amount of time has elapsed and doesn't somehow expire.
Your complaint is now over.0 -
We'll see.
There is no wishy washy about it. A timebar that the FOS have accepted means its all over.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
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Moneyineptitude wrote: »Most people would not react well to anyone here jovially telling them that their complaint is over.
So no "smilie" for you, I'm afraid.0 -
Or is it a plevin refund? Timebar does not apply to that.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
This discussion has been closed.
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