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PDLs on Credit Report
29-06-2012, 5:00 PM
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MoneySaving Stalwart 
Join Date: May 2012
Location: Northern Ireland
Posts: 591
Thanked 428 Times in 229 Posts
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PDLs on Credit Report
Hi I am nearing the end of a 3months repayment plan with Wonga but it has not shown on my credit report I got today. I have had numerous PDL's when I was working and always paid them back on time.
I never defaulted on my repayment loan so I didn't get that £20 late fee payment as I rang them up the day it was due and explained I had lost my job (I was self employed and paid each shift, fell out with the boss and got fired = no income).
I thought it would be one of the first things to show up and it isn't on my Experian or Equifax reports.
Just wondering if anyone else has experienced PDL's on their report as the other usual stuff, my bank account, CC and phone bill is there.
Cheers
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29-06-2012, 5:15 PM
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Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Jan 2009
Location: somewhere in the middle
Posts: 23,782
Thanked 32,654 Times in 13,068 Posts
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Wonga report to experian - according to people who have posted who have them.
They generally report the account even if paid back in full on the correct due date.
Presumably they have all your correct details - no typos or similar in your name or address?
A smile enriches those who receive without making poorer those who give or "It costs nowt to be nice"
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29-06-2012, 7:16 PM
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MoneySaving Stalwart 
Join Date: May 2012
Location: Northern Ireland
Posts: 591
Thanked 428 Times in 229 Posts
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Quote:
Originally Posted by Tixy
Wonga report to experian - according to people who have posted who have them.
They generally report the account even if paid back in full on the correct due date.
Presumably they have all your correct details - no typos or similar in your name or address?
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Yeah no typo's have to confirm my address anytime I ring them up. Not really sure what is going on.
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