New Halifax Overdraft Charges

Good to know, thanks. I'm in the orange triangle club as well, but my overdraft is £1000. Hopefully will be able to get it down to a reasonable level if they offer me the same deal.

phil90210 wrote: »

hi can some one post the number on here for me to try and get a reduction as i have a lost the letter

Hi


It's 03456003603. Best of luck.

redditrabbit wrote: »

You had any luck so far?

Hi redditrabbit - no - Halifax told me to phone them back in October when they could discuss what they would do.


Just looked at my statement - £45 charge this month on the previous charges so I hope I can sort something out - I am looking into a credit union loan next month as well - to shift the overdraft to if I can but I'm not finding credit easy to get at the moment.

hilbil21 wrote: »

Ok so I have worked out my overdraft charges each month are going to be £106! I have managed to obtain a credit card with a money transfer interest rate of 19.7% so if I use the money transfer to pay off the overdraft can someone tell me how much the interest will be each month on a balance of £2400?

I cant get a loan unfortunately

Thanks in advance

Roughly £40 a month which will reduce as your balance reduces.

Luckily I have just been accepted for HSBC switching offer (£200 payment for switching) and 0% overdraft £1000 for 6 months. I am using a 'switching' account so keeping the Halifax acct for now but will be able to reduce my overdraft to £1000 by October.


I had a reasonable pay rise (new job) this month too so will get it down to around £800 or just over. Sheer good timing otherwise I would have been calling Halifax. Not sure what to do about the account long term but they've forced me to nearly quit and run!