Weekly Spend Challenge W/C 16th December 2012
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EverTheOptimist
Posts: 2,694 Forumite
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.
On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.
Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:
Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week
This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.
Moozie was the founder of this challenge and here is a quote taken from her:
Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"
Good Luck Everyone
W/C 9th December 2012 Challengers / Pledges / Total Spent
EverTheOptimist - £215 / £193.93
Lottie1987 - £70 / £64.53
mandz1 - £30 / RED
Rising from the ashes - £65 / £51.35
Casperthefriendlyghost - £10 / RED
shezam - £130
abundant1972 - £6.77
chris81418 - £255 / £253.73
W/C 16th December 2012 Challengers / Pledges / Total Spent
EverTheOptimist - £100
mandz1 - £30
Lottie1987 - £70
rising from the ashes - £75
Casperthefriendlyghost - £20
welshdreamer71 - £25
katy_ann - £7
Munchin - £50
chris81418 - £100
lilian1977 - £35
LJC89 - £200
Rachel021967 - £25
On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.
Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:
Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week
This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.
Moozie was the founder of this challenge and here is a quote taken from her:
Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"
Good Luck Everyone
W/C 9th December 2012 Challengers / Pledges / Total Spent
EverTheOptimist - £215 / £193.93
Lottie1987 - £70 / £64.53
mandz1 - £30 / RED
Rising from the ashes - £65 / £51.35
Casperthefriendlyghost - £10 / RED
shezam - £130
abundant1972 - £6.77
chris81418 - £255 / £253.73
W/C 16th December 2012 Challengers / Pledges / Total Spent
EverTheOptimist - £100
mandz1 - £30
Lottie1987 - £70
rising from the ashes - £75
Casperthefriendlyghost - £20
welshdreamer71 - £25
katy_ann - £7
Munchin - £50
chris81418 - £100
lilian1977 - £35
LJC89 - £200
Rachel021967 - £25
SPC 14 Target £200 /
Debt: £11850
Debt: £11850
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Comments
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Morning everyone
I didnt pop back out yesterday as the weather was really bad, so ended the week with £21.07 left, will pot £1.07 in my sealed pot, and carry £20 over.
W/C 16th Dec
Groceries - £35
Petrol - £25
Meal out on weds - £20 - should be less
Friends house on weds - £5 - bottle of lemonade for a £1 should do but in case i make it the pub later on, i can get one drink!!!!
Misc - £15 - Birthday and Anniversary cards to buy plus other misc. stuff
Total = £100
Xmas presents seperate budget
Enjoy the rest of the weekend everyone.SPC 14 Target £200 /
Debt: £118500 -
Hi everyone:) thanks ETO for the new thread :T - can't believe it's nearly Christmas!:eek:
Managed a green for last week @ £51.35/£65
and under on all budgets Fuel: £25.50/£30 / Groceries: £16.95/£20 / Misc: £8.90/£15) so happy with that and ..... £5 added to the Bus Fund:T as well as a few coins to other jars.
Think having separate budgets is working quite well for me as it does give a bit of wiggle room
if needed .... but these Misc spends are still the ones I really need to watch.
I think I'm going to record it slightly different as have been adding coins going to the jars as spends when they're not really so will log them separately.
Anyway, another hospital trip this week - hopefully not an all day one & I do have my puzzle book from last week but it will go on over lunchtime and I won't get lunch from this Dept
- so allowing £5 again for that.
Fuel: £0 / £30
Groceries: £0 / £30
Misc: £0 / £15 (incl £5 hospital)
Total: £0 / £75
Good luck everyone:)
Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Can I join in with this please ive not kept a close eye for a while and would like to see where its actually going... £25.00 for me please sunday-friday only got 2 days out planned around work but have vouchers for most of what ive planned to buy ...2 week 5:2=5.5lb off.0
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Afternoon everyone
Can I pledge £15 for this week Thank you! Debt free once - Back again | Current debt: £3002.96 - January 2023 | Currently repaying £50 a month - Estimated DFD Jan 2028 | Make £2023 in 2023 #51 - £33.75/£20230 -
Hope you get on ok at the hospital rising.
Welcome welshdreamer and good luck with the challenge.
Some spends for me today.
W/C 16th Dec
Groceries - £35 - Spent £22.30
Petrol - £25
Meal out on weds - £20 - should be less
Friends house on weds - £5 - bottle of lemonade for a £1 should do, but in case i make it the pub later on, i can get one drink!!!!
Misc - £15 - Birthday and Anniversary cards to buy plus other misc. stuff - Spent £3.71SPC 14 Target £200 /
Debt: £118500 -
Sorry ETO, would I be able to change my target to £7 for the week please? Just had a look at my bank account! Debt free once - Back again | Current debt: £3002.96 - January 2023 | Currently repaying £50 a month - Estimated DFD Jan 2028 | Make £2023 in 2023 #51 - £33.75/£20230
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EverTheOptimist wrote: »All done katy_ann - was the bank emptier than you thought or hoped.
Thank youu Emptier than I thought!! Debt free once - Back again | Current debt: £3002.96 - January 2023 | Currently repaying £50 a month - Estimated DFD Jan 2028 | Make £2023 in 2023 #51 - £33.75/£20230 -
Hi!
This week was a total disaster! Lost track halfway so am going to say that I definitely went over this week! Am going to pledge £20 this week as I have a Xmas party on Thursday for work. Thanks for the new thread! ;-) Good luck everyone!
Cheers
Casper
XxLBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000!
DFD July 2018
GC 01Dec ~ 30Dec £40.00 SSF £00.00
NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
"Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"0 -
rising_from_the_ashes wrote: »Hi everyone:) thanks ETO for the new thread :T - can't believe it's nearly Christmas!:eek:
Managed a green for last week @ £51.35/£65 and under on all budgets Fuel: £25.50/£30 / Groceries: £16.95/£20 / Misc: £8.90/£15) so happy with that and ..... £5 added to the Bus Fund:T as well as a few coins to other jars.
Think having separate budgets is working quite well for me as it does give a bit of wiggle room if needed .... but these Misc spends are still the ones I really need to watch.
I think I'm going to record it slightly different as have been adding coins going to the jars as spends when they're not really so will log them separately.
Anyway, another hospital trip this week - hopefully not an all day one & I do have my puzzle book from last week but it will go on over lunchtime and I won't get lunch from this Dept - so allowing £5 again for that.
Fuel: £0 / £30
Groceries: £0 / £30
Misc: £0 / £15 (incl £5 hospital)
Total: £0 / £75
Good luck everyone:)
Hi! Hope your hospital visit goes well! Hugz xx
Casper
XxLBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000!
DFD July 2018
GC 01Dec ~ 30Dec £40.00 SSF £00.00
NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
"Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"0
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