Oh ... so FCA decided in 2015 that Aviva Investors Global Svcs Ltd peeps were crooks!

I read further that this practice that resulted in the FCA fine related to a period of several years, but that the compensation made to the affected funds was just £132 million.

I have further realised that the this Aviva subsidiary is indeed or was at least in 2013 "the main Discretionary Fund Manager (the'Fund Manager') of the Fund in which my Section 32 pension policy is invested - the Aviva Life & Pensions UK Limited Old With-Profits Sub Fund (and New With-Profits Sub-Fund) and I assume, that means they are the Fund Manager for the approx. £3BN inherited estate which Aviva conned away from most policyholders (not me - but most of yours based on opinions you published at the time - 2009?).

That meant that there are Sub-Funds which I do not have an interest in but which Aviva do have an interest in directly. Was my Sub-fund discriminated against by the crooks in favour of funds in which Aviva shareholders had an interest?

Goodness knows how big the whole WP Fund is that I am invested in, but no doubt £132million is a fart in the wind over several years of management of a multi-billion pound fund.

Sometimes you are better off with true transparency in financial services rather than the very murky pools Aviva and others create deliberately.

Are you just another industry obfuscation expert, Malthusian? Or just one who is alright Jack and feels they can hold their own against the big boys and never mind the rest? Where's the public good in your comment?

Yes you are so right W_W.

There's two sorts - weak brains who have built their own wealth hanging on the apron strings of the rotten financial services culture that has developed over three full decades now, plus others I feel more sorry for who really can't believe so many in the industry can be so corrupt, and want to believe in the good in most people, but the culture went viral. Even the quiet spoken head down grafters say nothing from inside when they come across obvious corruption. They have their pensions to worry about after all!

Everytime I speak to Aviva employees I remind them that my pension scheme is propping up their's through regular raids on the inherited estate.

But it is much worse than that, as this FCA case shows.

FCA are nothing more than very questionable negotiators with crooks on behalf of HMG i.e. we know you've been crooked so would you please stump up X million for the FCA benevolent fund so we can let you continue business as usual. Who is the the stronger party? Bent police or organised crime? It is a valid analogy.