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  • FIRST POST
    • 2004arron
    • By 2004arron 14th Sep 17, 12:11 AM
    • 35Posts
    • 3Thanks
    2004arron
    Follow up
    • #1
    • 14th Sep 17, 12:11 AM
    Follow up 14th Sep 17 at 12:11 AM
    Hi, I've sent a prove it letter to Lowells last week regarding an old debt I know nothing about.

    What are the next steps? Do I follow this up with another letter, if so what content should it have?

    If they can't prove it would they remove the default off my file without another prompt?

    If they can or can't prove it would it be a good idea to issue a statue bar?

    Thanks
Page 1
    • zx81
    • By zx81 14th Sep 17, 5:39 AM
    • 14,154 Posts
    • 14,852 Thanks
    zx81
    • #2
    • 14th Sep 17, 5:39 AM
    • #2
    • 14th Sep 17, 5:39 AM
    Wait for them to respond.

    You don't issue a 'statue bar'. Statute barring occurs automatically if the debt is not acknowledged for 6 years.

    If you believe it is not your debt, then raise a dispute with the CRA to have it removed.
    • Narkynewt
    • By Narkynewt 14th Sep 17, 9:25 AM
    • 118 Posts
    • 23 Thanks
    Narkynewt
    • #3
    • 14th Sep 17, 9:25 AM
    • #3
    • 14th Sep 17, 9:25 AM
    What prove it letter did you use please?
    • 2004arron
    • By 2004arron 14th Sep 17, 10:33 AM
    • 35 Posts
    • 3 Thanks
    2004arron
    • #4
    • 14th Sep 17, 10:33 AM
    • #4
    • 14th Sep 17, 10:33 AM
    the original debtor didn't place any default by the looks of things. Lowells have been putting them on there for some time now. Should they be removed as the original debt is older than 6 years?
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