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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 638Posts
    • 4,685Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd £6,842.19 / £11,000 - 62.20%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,000 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 82,672.19 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 2
    • muppets
    • By muppets 13th Dec 16, 9:14 PM
    • 638 Posts
    • 4,685 Thanks
    muppets
    I'm in. I'll work out my totals over the holidays, or what I'm going to aim for
    Originally posted by MrsShazbat
    Welcome MrsShazbat, good to see you here. No rush with the totals, whenever you are ready. I have kept you number at 71. xx
    PAYDBX 2017 - #01 Pd £6,842.19 / £11,000 - 62.20%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,000 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 82,672.19 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • Cwtchie
    • By Cwtchie 13th Dec 16, 9:41 PM
    • 331 Posts
    • 822 Thanks
    Cwtchie
    Would love to join! This sounds just what I need to keep on track! I will post the totals to be paid as soon as poss. Thanks
    £250 shopping, diesel and any other spends
    December 16- January 15 £345.06/250.00 -£95.06
    £2 saving a day for christmas 2017 £0/£730
    Total debt paid off before 26 December 2017 £3142.31/14,053.85 = £10911.54 left to go
    • kirtsypoos
    • By kirtsypoos 13th Dec 16, 9:48 PM
    • 2,955 Posts
    • 13,126 Thanks
    kirtsypoos
    Evening muppets, please can I keep #006 for next year

    My target for next year is £10,000 - although this exceeds my current debt level, I am moving into a new house and will no doubt incur extra costs for blinds etc so I'm over estimating - all extra payments over and above my debt will go to the mortgage
    Last edited by kirtsypoos; 20-12-2016 at 2:08 PM.
    £450/3000 OH BC(85% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £450/31010.23 (98.54% paid)
    Mortgage - £161,995.00 (2017 O/P £1729.74) PAYDBX 17 #006 - £16186.98/14,539.71
    • Ellieseleven
    • By Ellieseleven 13th Dec 16, 10:23 PM
    • 2,082 Posts
    • 6,744 Thanks
    Ellieseleven
    Good evening Muppets,

    Please could I keep my number for 2017 #18

    My target for 2017 is £1,978

    Thanks for running this thread again, it really has helped keep my motivation up

    Ellie x
    Debt Free 1st March 2017
    Saving for Xmas 2017 #1 £548/ £732
    DFBXMAS 2017 #18 £1978/1,978 100%
    EF #142 - 1027/1000
    • LionessInWinter
    • By LionessInWinter 14th Dec 16, 5:22 AM
    • 365 Posts
    • 2,293 Thanks
    LionessInWinter
    Hi Muppets

    I was #9 and would like to keep the same number thanks
    PAYDBX17 - #9 £11000/ £14000 Paid £1000/£1000 credit card , £5000/ £8000 car, £5000/ £5000 loan [/SIZE]
    • muppets
    • By muppets 14th Dec 16, 7:23 AM
    • 638 Posts
    • 4,685 Thanks
    muppets
    Would love to join! This sounds just what I need to keep on track! I will post the totals to be paid as soon as poss. Thanks
    Originally posted by Cwtchie
    Welcome Cwtchie , I have added you to the list, you are #5.
    PAYDBX 2017 - #01 Pd £6,842.19 / £11,000 - 62.20%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,000 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 82,672.19 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 14th Dec 16, 7:33 AM
    • 638 Posts
    • 4,685 Thanks
    muppets
    Evening muppets, please can I keep #006 for next year

    My target for next year is £10,000 - although this exceeds my current debt level, I am moving into a new house and will no doubt incur extra costs for blinds etc so I'm over estimating - all extra payments over and above my debt will go to the mortgage
    Originally posted by kirtsypoos
    Good evening Muppets,

    Please could I keep my number for 2017 #18

    My target for 2017 is £1,978

    Thanks for running this thread again, it really has helped keep my motivation up

    Ellie x
    Originally posted by Ellieseleven
    Hi Muppets

    I was #9 and would like to keep the same number thanks
    Originally posted by LionessInWinter
    Morning, Good to see you all here.

    kirtsypoos- #006 it is for you again this year. Sensible idea to add in all the extra costs. Any news on your moving date yet? I'll have to pop over and have a catch up with your news. xx

    Ellieseleven - You got it # 18 for you again.xx

    LionessInWinter - #9 is yours again this year. xx
    PAYDBX 2017 - #01 Pd £6,842.19 / £11,000 - 62.20%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,000 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 82,672.19 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • DreamerHelen
    • By DreamerHelen 14th Dec 16, 7:46 AM
    • 2,498 Posts
    • 13,430 Thanks
    DreamerHelen
    Hi There Muppets and Everyone...

    I know I did rubbish this Year but can I join again for next Year? Can I have the same number again (Number 13) as it's kind of a lucky number for me....

    I'll have a think over the next week or two about a Target...it won't be my total Debt but I'll see what I can realistically manage over the next year with stretching myself a little bit...

    Thanks Muppets for running this again... xXx
    Pay ALL Your Debts Off By Xmas 2017 #13 £6000 Emergency Fund #1 £0/£6000 General £1000 Emergency Fund #13 £0/£1000 MSE Sealed Pot Challenge #089 - Stars From SueUU x23
    • kirtsypoos
    • By kirtsypoos 14th Dec 16, 9:10 AM
    • 2,955 Posts
    • 13,126 Thanks
    kirtsypoos

    kirtsypoos- #006 it is for you again this year. Sensible idea to add in all the extra costs. Any news on your moving date yet? I'll have to pop over and have a catch up with your news. xx
    Originally posted by muppets
    We move in on Friday muppets!! I'm so excited but utterly unprepared - I have only packed on of the kitchen cupboards and everything else in the kitchen is still to go (I do only have 3 cupboards in current kitchen - one of the reasons for the move - so it sounds worse than it is )
    £450/3000 OH BC(85% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £450/31010.23 (98.54% paid)
    Mortgage - £161,995.00 (2017 O/P £1729.74) PAYDBX 17 #006 - £16186.98/14,539.71
    • getmyacttogether2016
    • By getmyacttogether2016 14th Dec 16, 10:01 AM
    • 179 Posts
    • 963 Thanks
    getmyacttogether2016
    We move in on Friday muppets!! I'm so excited but utterly unprepared
    Originally posted by kirtsypoos
    Kirstypoos

    I feel your pain, I'm moving tomorrow. Have loads packed up but still a nightmare packing the last few things (and I thought we'd had a good sort out but still so much stuff)

    Good look with the move and also remaining debt busting.

    GMAT
    VSP 2017 #5 £338.97/£450 (2016 #5 £493.26)
    £2 savers 2017 #23 £64/£200 (2016 #32 £228.00)
    PAYDBX 2017 #33 £2253.59/£2253.59 (2016 #33 4372.37/4372.37)
    Saving for Xmas 2017 #57 £181/365
    MFiT - T4 #41a 0/130,000 (#41 35,963/35,963)
    No buying toiletries 2017 UU 56 (inc makeup) TA 4, GA 1, IN 30
    • kirtsypoos
    • By kirtsypoos 14th Dec 16, 10:05 AM
    • 2,955 Posts
    • 13,126 Thanks
    kirtsypoos
    Hope all goes well for you GMAT - it'll be lovely to be in before Christmas but ouch to the packing and sorting - it seems never ending!
    £450/3000 OH BC(85% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £450/31010.23 (98.54% paid)
    Mortgage - £161,995.00 (2017 O/P £1729.74) PAYDBX 17 #006 - £16186.98/14,539.71
    • mtwm85
    • By mtwm85 14th Dec 16, 11:12 AM
    • 4 Posts
    • 14 Thanks
    mtwm85
    Hi, can you add me to the list please?
    I will update my post with the relevant figures once I've calculated it..!
    Challenges
    PAYDBX2017 #017 -
    • muppets
    • By muppets 14th Dec 16, 11:21 AM
    • 638 Posts
    • 4,685 Thanks
    muppets
    Hi There Muppets and Everyone...

    I know I did rubbish this Year but can I join again for next Year? Can I have the same number again (Number 13) as it's kind of a lucky number for me....

    I'll have a think over the next week or two about a Target...it won't be my total Debt but I'll see what I can realistically manage over the next year with stretching myself a little bit...

    Thanks Muppets for running this again... xXx
    Originally posted by DreamerHelen
    Welcome back Helen, I have been following you this year, sorry for your loss, time is a great healer, so they say.
    Congrats on becoming qualified.
    Hope lucky #13 is is lucky for you in 2017. xx
    PAYDBX 2017 - #01 Pd £6,842.19 / £11,000 - 62.20%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,000 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 82,672.19 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 14th Dec 16, 11:24 AM
    • 638 Posts
    • 4,685 Thanks
    muppets
    We move in on Friday muppets!! I'm so excited but utterly unprepared - I have only packed on of the kitchen cupboards and everything else in the kitchen is still to go (I do only have 3 cupboards in current kitchen - one of the reasons for the move - so it sounds worse than it is )
    Originally posted by kirtsypoos
    Kirstypoos

    I feel your pain, I'm moving tomorrow. Have loads packed up but still a nightmare packing the last few things (and I thought we'd had a good sort out but still so much stuff)

    Good look with the move and also remaining debt busting.

    GMAT
    Originally posted by getmyacttogether2016
    Good luck to you both with your moves this week. I don't envy you one bit. Enjoy Christmas is your new houses.

    Hope you remembered to tell where to find you both now. xx
    PAYDBX 2017 - #01 Pd £6,842.19 / £11,000 - 62.20%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,000 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 82,672.19 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 14th Dec 16, 11:28 AM
    • 638 Posts
    • 4,685 Thanks
    muppets
    Hi, can you add me to the list please?
    I will update my post with the relevant figures once I've calculated it..!
    Originally posted by mtwm85
    Welcome mtwm85, I have added you to the list, you are number 17. Good luck with your debt busting. x
    PAYDBX 2017 - #01 Pd £6,842.19 / £11,000 - 62.20%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,000 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 82,672.19 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • JWPopps
    • By JWPopps 14th Dec 16, 11:56 AM
    • 239 Posts
    • 1,205 Thanks
    JWPopps
    Ooh I'd love to make this my first challenge, please!

    EDITED to include figures:

    £1465.49 off my Barclaycard
    490.13 off my overdraft
    HALF of my current loan: £3336.68

    TOTAL GOAL: £5292.30

    That's a repayment of £442 per month roughly, which I think is totally manageable

    Thanks
    Last edited by JWPopps; 19-12-2016 at 11:06 AM.
    • Dolly Rocker
    • By Dolly Rocker 14th Dec 16, 1:37 PM
    • 3,330 Posts
    • 9,426 Thanks
    Dolly Rocker
    Oh can I join in please??

    I would love to pay a total of 10,000 in 2017.

    This is over the amount of my current debt but I am going to have some car costs coming up which I know I will need to put on a CC then pay off later on plus the remainder if there is any I will put to savings!

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
    • Calling14
    • By Calling14 14th Dec 16, 1:43 PM
    • 2,480 Posts
    • 18,454 Thanks
    Calling14
    Apologies muppets I have behaved awful and just disappeared from 2016 thread. Hopefully I am forgiven and can come back.

    I managed to increase my debt over the year, no spending wildly just new bed and house maint,

    I was number 16 and I now have debt to bust of 4300 as soon as I can.

    Thanks for all your hard work everyone running the thread this year.

    Onboard and going to smash it this time.x
    LBM 13039 1.1.13 NOW 1460
    PAYDBX 2017 #16 2840/4300 DFD 12/17
    E
    Fund #9 £120/£1,000
    1 x 100 days challenge 50/2000 ends 29/12/17


    • muppets
    • By muppets 14th Dec 16, 2:29 PM
    • 638 Posts
    • 4,685 Thanks
    muppets
    Ooh I'd love to make this my first challenge, please!

    Will edit with totals asap!

    Thanks
    Originally posted by JWPopps
    Oh can I join in please??

    I would love to pay a total of 10,000 in 2017.

    This is over the amount of my current debt but I am going to have some car costs coming up which I know I will need to put on a CC then pay off later on plus the remainder if there is any I will put to savings!

    Dxxx
    Originally posted by Dolly Rocker
    Apologies muppets I have behaved awful and just disappeared from 2016 thread. Hopefully I am forgiven and can come back.

    I managed to increase my debt over the year, no spending wildly just new bed and house maint,

    I was number 16 and I now have debt to bust of 4300 as soon as I can.

    Thanks for all your hard work everyone running the thread this year.

    Onboard and going to smash it this time.x
    Originally posted by Calling14
    Welcome JWPopps and good luck, I have added you to the list. You are #19. xx
    Welcome back Dolly Rocker, I have kept you number the same as last years, which is #31. xx
    Welcome back Calling14, you are forgiven, #16 is yours again this year. xx
    PAYDBX 2017 - #01 Pd £6,842.19 / £11,000 - 62.20%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,000 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 82,672.19 / 271,495.07 29.17% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • Dolly Rocker
    • By Dolly Rocker 14th Dec 16, 3:00 PM
    • 3,330 Posts
    • 9,426 Thanks
    Dolly Rocker
    Thank you muppets, you are awesome for running this thread!

    Dxxx
    Goals
    Debt free by Christmas 2017
    Save for Christmas 2017
    Goal weight of 10st 7lbs by Christmas
    Add to deposit savings
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