Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • parsniphead
    • By parsniphead 5th Jun 16, 4:45 PM
    • 2,140Posts
    • 13,520Thanks
    parsniphead
    The end of procrastination and disorganisation.......
    • #1
    • 5th Jun 16, 4:45 PM
    The end of procrastination and disorganisation....... 5th Jun 16 at 4:45 PM
    .............and the above are the reasons for virtually all of my problems in the past and present, be it debt, weight, careers and the state of the house.

    I have plans, big plans which I don't have time to pop on here right now, but I intend to use this diary to sort me out once and for all.

    It's going to be fun.....a real step into the unknown.

    I can't wait.
    My August to Christmas challenge:.
    Pay off £2500 debt - £206/2500 8.24%
    Completely declutter the house by Christmas day...all of it.

    Nothing should be wasted on the self-sufficient holding. The dustman should never have to call. John Seymour
Page 1
    • Doris17
    • By Doris17 5th Jun 16, 5:16 PM
    • 179 Posts
    • 586 Thanks
    Doris17
    • #2
    • 5th Jun 16, 5:16 PM
    • #2
    • 5th Jun 16, 5:16 PM
    Sounds very exciting. Good luck.x
    • mightyb
    • By mightyb 5th Jun 16, 6:21 PM
    • 1 Posts
    • 17 Thanks
    mightyb
    • #3
    • 5th Jun 16, 6:21 PM
    • #3
    • 5th Jun 16, 6:21 PM
    Are you serious about beating procrastination? I've been struggling with mine for the last 10 years and read countless books and self help methods. Here is what I'm having best results with. First of all, procrastination bulldozer method has worked wonders for me. I highly recommend you apply it. Secondly, whenever you have a task that takes less than 5 minutes to do, do it right away. No delays. I'm really starting to take control of my life now.
    • parsniphead
    • By parsniphead 5th Jun 16, 6:56 PM
    • 2,140 Posts
    • 13,520 Thanks
    parsniphead
    • #4
    • 5th Jun 16, 6:56 PM
    • #4
    • 5th Jun 16, 6:56 PM
    Thanks for the reply Doris17 and mightyb.

    I will have to look up the bulldozer method. Procrastination is part of my personality which annoys me, but it is part of me. That mixed with disorganisation causes total chaos.

    Smooth running is what I aim for.
    My August to Christmas challenge:.
    Pay off £2500 debt - £206/2500 8.24%
    Completely declutter the house by Christmas day...all of it.

    Nothing should be wasted on the self-sufficient holding. The dustman should never have to call. John Seymour
    • parsniphead
    • By parsniphead 6th Jun 16, 6:49 AM
    • 2,140 Posts
    • 13,520 Thanks
    parsniphead
    • #5
    • 6th Jun 16, 6:49 AM
    • #5
    • 6th Jun 16, 6:49 AM
    Day two of a new start. Back to the 5am starts which I really don't like, but it does give me time in the morning g to get stuff done.

    I have managed to get the washing up done this morning (it should have been done last night), and have sorted the dry washing between putting away and ironing. I'm really good at getting the washing done, just struggle with getting it finished off and put away.

    More housework now then getting the little one off to school. After that I want to make some detailed plans.
    My August to Christmas challenge:.
    Pay off £2500 debt - £206/2500 8.24%
    Completely declutter the house by Christmas day...all of it.

    Nothing should be wasted on the self-sufficient holding. The dustman should never have to call. John Seymour
    • parsniphead
    • By parsniphead 9th Jun 16, 6:26 PM
    • 2,140 Posts
    • 13,520 Thanks
    parsniphead
    • #6
    • 9th Jun 16, 6:26 PM
    • #6
    • 9th Jun 16, 6:26 PM
    This afternoon I should have been doing admin but instead I spent the time looking at what is coming up in my life and what I want to achieve.

    As mentioned previously I have some big changes coming, the biggest being redundancy. I have been wanting to move on for a long time and was job hunting anyway but when the rumourmill started I decided to hang around. I have been here nearly 10 years and didn't want to miss out on redundancy money.

    I have broken down the different parts into four to help me keep track of what I'm doing.

    Job/Career
    Apart from the above I also work self employed very part time and this is something I have wanted to build and work at full time. As I will be paid until 3st august even though my last working day is 8th July I will be able to cover household expenses and debt payments until January by using my redundancy and salary wisely. I have decided I'm going to go for it with the business and see what happens. If things don't go as planned then I will look for another job, but at the moment work seems to be snowballing.

    Home
    It's a mess, it needs loads done on it and I'm a hoarder. I have loads of clutter to sell and lots of stuff to get rid of before even thinking about improvements. A few car boots to make some cash for the home improvement pot. This is a big area which will need to register over the next few years.

    Weight

    I'm short 5ft 2in and I'm a little tubby 11st 11lbs. But one week ago I was 12st 2lbs so hip hip hooray. I don't eat between meal and have little interest in food so can tend to exist on bread and cheese (I love,love,love cheese). Both have been cut out this week and replaced by healthier meals and all is going in the right direction. I have also been drinking loads of water. I do not drink enough fluids and this needs to change. Anyway I'm aiming for 9st.......let's see shall we, slow and steady.

    Debt
    This is the big one. Previously i was on DMP which finished two years ago and I have messed up. Back to procrastination and more so complete and utter disorganisation. Along with a bout of depression things really got out of hand. It's not an insurmountable amount but it should have been zero and I should have been facing the next three months without this worry. I'm really angry with myself but its going to be sorted and I'm aiming to be card debt free by the end of the year. I'm listing them so I can keep track over the next few months.

    Card 1 V - £936.11
    Card 2 C1 - 1571.36
    Card 3 A - 2136.44
    Card 4 F - 942.00 0%

    Car (my half) £2100 This was brought as a ex mobility last year. It's got four years to run payment wise and is £50 per month. We have had rust bucket after banger and the costs were adding up. This one needs to last a minimum of 10 years. It's cheap to run with £30 road tax. I've saved a fortune in running costs in one year alone compared to the others.

    Mortgage (my half) £19239 This figure actually makes me happy which is very odd. Thank goodness for my lovely (or will be one day) terraced house in the Midlands.

    So tonight is going to be spent doing some details cluttering and finding stuff to sell. Tomorrow more work on the business and building it up.

    Strangely I'm feeling very positive at the moment and can see a good future for me and my family. This is the reason for the new diary as the previous on had some dark times.

    Moving on to a new beginning is exciting and scary but I'm going to make the most of every minute.
    My August to Christmas challenge:.
    Pay off £2500 debt - £206/2500 8.24%
    Completely declutter the house by Christmas day...all of it.

    Nothing should be wasted on the self-sufficient holding. The dustman should never have to call. John Seymour
    • parsniphead
    • By parsniphead 13th Jun 16, 10:49 AM
    • 2,140 Posts
    • 13,520 Thanks
    parsniphead
    • #7
    • 13th Jun 16, 10:49 AM
    • #7
    • 13th Jun 16, 10:49 AM
    Morning diary.

    I don't work.mondays or Fridays so like to use these days as wisely as possible, especially with the little fella being at school. Today I will finish painting his room, he was helping yesterday but it was very chaotic to say he least and hardly anything got done.

    Once it is done i can start moving it around, getting rid of excess furniture dumped in there and sort through the mountains of plastic carp.

    I can't believe I only have four weeks, or twelve working days before I finish working where I am do good. It's not nice to be made redundant but I can't wait for start my new life full time. Mind you the work I need to complete in that time could easily fill twelve weeks. I need to get this sorted asap. I think all my lunch breaks will be work ones.

    Right now. Painting. I love painting so I should get it done quickly.
    My August to Christmas challenge:.
    Pay off £2500 debt - £206/2500 8.24%
    Completely declutter the house by Christmas day...all of it.

    Nothing should be wasted on the self-sufficient holding. The dustman should never have to call. John Seymour
    • parsniphead
    • By parsniphead 14th Jun 16, 12:18 PM
    • 2,140 Posts
    • 13,520 Thanks
    parsniphead
    • #8
    • 14th Jun 16, 12:18 PM
    • #8
    • 14th Jun 16, 12:18 PM
    It's been a funny old day today. I woke up feeling very strange, get on edge and my nerves were all a jangle. On top of that I felt sick.......nope not pregnant unfortunately. Anyway on the way to work I had to turn back.

    I have sat here doing some reports and feel a bit better. I think I have so much to do before my end date it was starting to get on top of me. As much as I'm disorganised I like my work stuff done. I'm not sure why I worry so much as one of my colleagues still haven't handed in there reports from before easter yet. it seems to not be made redundant from the organisation I work for you have to consistently not do your job. I should have been more naughty I suppose. Anyway all but four are now done with three weeks left to complete them. Suddenly I'm feeling better. It was stress I guess this morning.

    So now this afternoon I'm going to do some more work on my business. My sewing room needs a bit of a sort out and stashes need looking at. I have preached a bunch of fabric this morning and it is on the line drying.

    One area to improve on is money. I have been looking at my online statement and what I have spent on takeaways and pops to the shops is ridiculous. It's DH's fault. I never used to eat them before I met him. I still find it fascinating that you can make someone deliver food to your house.

    At least I can see where the fat is coming from.

    Right, a bit of Dave Ramsey while I have lunch then more work.
    My August to Christmas challenge:.
    Pay off £2500 debt - £206/2500 8.24%
    Completely declutter the house by Christmas day...all of it.

    Nothing should be wasted on the self-sufficient holding. The dustman should never have to call. John Seymour
    • parsniphead
    • By parsniphead 15th Jun 16, 9:38 AM
    • 2,140 Posts
    • 13,520 Thanks
    parsniphead
    • #9
    • 15th Jun 16, 9:38 AM
    • #9
    • 15th Jun 16, 9:38 AM
    After my wobbly start yesterday, it turned I to a productive day. Today I need to keep this going so I have a few plans.

    I have already done the ironing out which just needs to be put away. I'm going to spend two hours cleaning, clearing and decluttering. Then it's back to business and making some money.

    I also want to make some overpayments to my debts. Keep chipping away.

    I'm halfway through rejigging my workspace to make it more useable so that needs completing too.

    Finally more work on the website . I'm not very techy so this is the area i struggle with.

    Time to carry on. Too much time can be spent being nosey on here.
    My August to Christmas challenge:.
    Pay off £2500 debt - £206/2500 8.24%
    Completely declutter the house by Christmas day...all of it.

    Nothing should be wasted on the self-sufficient holding. The dustman should never have to call. John Seymour
    • takingcontrolatlast
    • By takingcontrolatlast 15th Jun 16, 10:11 AM
    • 551 Posts
    • 2,098 Thanks
    takingcontrolatlast
    Thanks for the link Parsniphead - just started reading your new diary and wanted to say hi.

    I absolutely admire anyone starting a new business and wish you all the best with this venture

    As I'm still catching up... may I ask what it is you do? Is it linked to the sewing room? How wonderful to have your own sewing room.... I knit but would love to be able to sew.. maybe in the future.

    So what is your sewing room like?
    Debt 2015 - £35K, Debt 2016 - £32K, Debt 2017 - £31K

    365 day challenge: £20.16/£667.95 - jar
    365 day challenge: £40.95/£667.95 - weekly account

    Overdraft £1700/£1686.12
    • mary hinge
    • By mary hinge 15th Jun 16, 1:09 PM
    • 1,325 Posts
    • 6,128 Thanks
    mary hinge
    Just popping in to say Hi! I love the plans for your own business! And I sympathise about the tiding of your sewing room and stash busting!! I have a sewing room too, well 1/3rd of one it is also Mr H's office and his stuff is taking over my space I'm glad your feeling abit better now, nothing like dreading going in to work to make you feel dreadful Stress really is a horrible condition and that is so very often misunderstood.

    2016 has become a finishing off year for the House of Hinge too, I will you good luck in your journey!

    Mrs H x
    Living in a superhero induced haze
    "You did good Kidda!"
    • takingcontrolatlast
    • By takingcontrolatlast 9th Jul 16, 12:07 PM
    • 551 Posts
    • 2,098 Thanks
    takingcontrolatlast
    Hi Parsniphead,

    Hope you are doing okay?

    Wanted to say Hi and see what's been going on in your journey x I have finished your previous diary and now know you are a dressmaker

    I hope your last day wasn't too traumatic and you are geared up for the new chapter in your life xx
    Last edited by takingcontrolatlast; 09-07-2016 at 8:27 PM.
    Debt 2015 - £35K, Debt 2016 - £32K, Debt 2017 - £31K

    365 day challenge: £20.16/£667.95 - jar
    365 day challenge: £40.95/£667.95 - weekly account

    Overdraft £1700/£1686.12
    • parsniphead
    • By parsniphead 11th Jul 16, 7:23 PM
    • 2,140 Posts
    • 13,520 Thanks
    parsniphead
    I had abandoned my diary and had missed your post Maryhinge, so sorry. I really appreciate people commenting.

    My sewing room is shared with a pile of 5 yr olds toys.

    I am a dressmaker taking control, along with other things.

    I finished work last Thursday and feel a little shocked. I have worked since I was 14 and at 45 it seems odd not to be employed by others. I do get paid until 31 august which is the end of the academic year so at least a couple of paydays to rely on as well as a upcoming redundancy payout - not much but something.

    I have a number of self employed projects in the pipeline, especially workshops. I'm going to be teaching dressmaking, pattern cutting and leatherwork. The future is exciting, if not scary, but I'm looking forward to it.

    I will not forget the diary again.
    My August to Christmas challenge:.
    Pay off £2500 debt - £206/2500 8.24%
    Completely declutter the house by Christmas day...all of it.

    Nothing should be wasted on the self-sufficient holding. The dustman should never have to call. John Seymour
    • Fortune Smiles
    • By Fortune Smiles 12th Jul 16, 9:07 AM
    • 2,528 Posts
    • 20,808 Thanks
    Fortune Smiles
    Best of luck with your venture Parsnip!

    When I stopped full time work I felt as though I was playing truant for about 6 months. I'm used to it now though.

    Fortune x
    Mortgage: 0.94% paid House Deposit Contribution: 72%

    All we have to decide is what to do with the time that is given to us - J R R Tolkein
    • takingcontrolatlast
    • By takingcontrolatlast 12th Jul 16, 10:16 PM
    • 551 Posts
    • 2,098 Thanks
    takingcontrolatlast
    I'm glad you are back!

    I can imagine it must be scary but the future looks amazing for you..... I so wish I had your talents and the workshops sound a great idea. I wish you all the success and happiness...you go for it goodstyle Parsniphead
    Debt 2015 - £35K, Debt 2016 - £32K, Debt 2017 - £31K

    365 day challenge: £20.16/£667.95 - jar
    365 day challenge: £40.95/£667.95 - weekly account

    Overdraft £1700/£1686.12
    • parsniphead
    • By parsniphead 13th Jul 16, 6:55 AM
    • 2,140 Posts
    • 13,520 Thanks
    parsniphead
    Thank you takingcontrol.

    I do tend to wander away from MSE when I end up on my fitness pal with dreams of losing weight and getting fit.

    Anyway back to MSE. I have many diaries I need to benosey , I mean catch up with.
    My August to Christmas challenge:.
    Pay off £2500 debt - £206/2500 8.24%
    Completely declutter the house by Christmas day...all of it.

    Nothing should be wasted on the self-sufficient holding. The dustman should never have to call. John Seymour
    • takingcontrolatlast
    • By takingcontrolatlast 13th Jul 16, 8:43 PM
    • 551 Posts
    • 2,098 Thanks
    takingcontrolatlast
    haha.. losing weight is so hard isnt it... i have a goal to reach and a target date but dont think im going to hit ... wanted to reach 11stone by next wednesday.... last time I looked I was 11 stone 4lb. DD1 has just treated me to fish, chips and mushy peas in the pub !!!

    I was 12 stone so i'm in the right direction.. I try not to put pressure on too much with regards to food... if i want crisps I will eat them (try not to have 2 packets as they are my downfall)

    But try and eat healthier options.. but if the tea was say sausages I would only have 1 rather than 2-3... small changes to start with.... and the usual try and move more... i noticed cutting down on carbs takes the bloat off me .... but i do love pasta

    The key is to definately moving more... difficult when my job is desk bound and I just want to relax in the evening... but everyday is a new day..

    good luck with it x
    Debt 2015 - £35K, Debt 2016 - £32K, Debt 2017 - £31K

    365 day challenge: £20.16/£667.95 - jar
    365 day challenge: £40.95/£667.95 - weekly account

    Overdraft £1700/£1686.12
    • parsniphead
    • By parsniphead 14th Jul 16, 9:23 AM
    • 2,140 Posts
    • 13,520 Thanks
    parsniphead
    Taking control. My husband is a crisp addicting but I rarely eat them.

    I was 11st 11lbs for years then tipped over to 12st 4lbs last Christmas. I did loose 6lbs quickly but it it on again. To be honest all I did was cut out bread and cheese (I love cheese.....too much). I don't eat between meals and eat reasonably well but think I need to push with the exercise.

    DS had a trampoline for his birthday and he made me use it loads with him. I lost 5 lbs in one week. It nearly killed me, especially being nearly 46 . It was fun though, I did enjoy it so I'm going to do 30 mins per day while DS is at school along with the 30 day Shread again.

    Today I'm going to do some filling and repairs on the windows while it's not raining. Need to get off MSE though.
    My August to Christmas challenge:.
    Pay off £2500 debt - £206/2500 8.24%
    Completely declutter the house by Christmas day...all of it.

    Nothing should be wasted on the self-sufficient holding. The dustman should never have to call. John Seymour
    • takingcontrolatlast
    • By takingcontrolatlast 14th Jul 16, 8:36 PM
    • 551 Posts
    • 2,098 Thanks
    takingcontrolatlast
    Im laughing at the thought of you on a trampoline .... i bet you felt all young again And I'm sure your DS loved to see you on it having fun

    If I was on a trampoline i'd have 2 black eyes !!! if you get me!!

    i love cheese as well.... not as much as crisps ... but even better are cheese and onion sandwiches with cheese and onion crisps on the same sandwich... that's being really naughty!!

    Exercise unfortunately is the only way to keep healthy and young.. I'm 19 in my head (so there is the young) but the big 50 next year Health i'm working on.

    You sound quite hands on with DIY jobs - clever girl you !

    All the hard work will pay off
    Debt 2015 - £35K, Debt 2016 - £32K, Debt 2017 - £31K

    365 day challenge: £20.16/£667.95 - jar
    365 day challenge: £40.95/£667.95 - weekly account

    Overdraft £1700/£1686.12
    • parsniphead
    • By parsniphead 15th Jul 16, 10:44 AM
    • 2,140 Posts
    • 13,520 Thanks
    parsniphead
    I do like ready salted with salt and vinegar on them, especially the soggy ones at the bottom.

    As much as I bloomed when I liked on the weight I don't worry about black eyes on the trampoline. If I ever loose the weight again I suppose I will go back to the ' two asprin on an ironing board look'.

    I did try to trampoline yesterday but the neighbours partner kept coming into the garden and I felt a bit silly. Plus he is one of those men who make you feel a bit uncomfortable.

    I have a pile of ironing to do plus more decluttering then it back to the plans of becoming a multi-millionaire.
    My August to Christmas challenge:.
    Pay off £2500 debt - £206/2500 8.24%
    Completely declutter the house by Christmas day...all of it.

    Nothing should be wasted on the self-sufficient holding. The dustman should never have to call. John Seymour
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,401Posts Today

8,053Users online

Martin's Twitter
  • Shana tova umetuka - a sweet Jewish New Year to all celebrating. I won't be online the rest of t'week, as I take the time to be with family

  • Dear Steve. Please note doing a poll to ask people's opinion does not in itself imply an opinion! https://t.co/UGvWlMURxy

  • Luciana is on the advisory board of @mmhpi (we have MPs from most parties) https://t.co/n99NAxGAAQ

  • Follow Martin