2018 Mortgage-Free Wannabes

Options
1…2425272930…141

Comments

  • Schoolworker
    Schoolworker Posts: 499 Forumite
    First Anniversary First Post
    Options
    No 72 reporting in - made an overpayment of £45 today so that makes £95 for the month of January.
  • Durban
    Durban Posts: 478 Forumite
    First Anniversary Name Dropper First Post
    Options
    Hello , #175 here with an overpayment of £360 making a total of
    £360 for the month of January
    Many thanks Hiddenshadow
  • Betterthanever
    Betterthanever Posts: 584 Forumite
    Combo Breaker First Post First Anniversary
    Options
    Happy Monday everyone!


    I've not made another overpayment, as such, but I have had confirmation of a standing order set up to make a further regular overpayment of £500 with effect from the end of this month's payday. Once the first one has gone out I shall really feel as though I am "in the game"!!
  • Kittenkirst
    Kittenkirst Posts: 2,563 Forumite
    Photogenic Name Dropper First Anniversary First Post
    Options
    Happy Monday Lovely Mortgage free wannabes!

    Today is payday so have sent two larger sums to the mortgage making this months overpayment £391.44 :j:beer::j:beer:

    Kittenkirst #20 £391.44 for January

    Hope January is being kind to you all! :T
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Maybe_its_because
    Maybe_its_because Posts: 440 Forumite
    First Anniversary Combo Breaker First Post
    Options
    Hi,

    Reporting in a £65 OP for January.

    Happy New Year everyone

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Options
    jackieblack wrote: »
    Am I too late to join in?
    My target is £600 (average £50 a month)
    (I realise this is a pittance compared to most but I am on a low income so this is funded from little extra bits and pieces of money that are not in my normal monthly budget)

    Welcome! You're #4. :)
  • jackieblack
    jackieblack Posts: 10,316 Forumite
    First Post Name Dropper Photogenic First Anniversary
    Options
    hiddenshadow wrote: »
    Welcome! You're #4. :)

    Thanks! :j
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs (offset): 2018 £866.89, 2019 £1322.33, 2020 £1337.07,
    2021 £1250.00, 2022 £1500.00, 2023 £1500
    Target for 2024 (offset) = £1200, YTD £345
    Quidquid Latine dictum sit altum videtur
  • TwentySomethingGirl
    TwentySomethingGirl Posts: 201 Forumite
    First Anniversary Name Dropper First Post Wedding Day Wonder
    Options
    Hi

    Can I join again please? I was 85 last year if that's still available. I'm aiming for 500 for the year. It's low, but I'm on SMP for the year and I wanted to keep doing something towards the mortgage.

    Thanks :)
    Mortgage £126746 DEC14 £122423.53 DEC15 £115041.70 DEC16 Remortgaged Sep17 to pay off HtB loan £150000 - £140500 JUL19 Moved house Oct19 £230000 £230400 DEC20
  • Poppycat1
    Poppycat1 Posts: 376 Forumite
    Photogenic Name Dropper First Post First Anniversary
    edited 17 January 2018 at 9:11PM
    Options
    I moved into my new home on 5th January 2018 and have a new, much higher mortgage.

    Mortgage at start - £124,499.00

    I made my first overpayment of £1,000 yesterday.

    I am allowed to make a 10% overpayment per annum which is £12,449.90

    So my target is £12,449.90
    Without overpayments: 15 years, 1 monthsBecause of overpayments: 10 years, 10 months left until paid off
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Anniversary First Post Name Dropper
    Options
    Evening,

    No 81 reporting in with an extra January OP of £300, am getting close to being sub £30k which is really motivating me to OP as much as I can, hoping to be there by March. :)

    Thanks Hidden :T
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608.1K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards