Determined to do well !!

shinner · 22 August 2014 at 10:05PM

Right well been and spent a small fortune today on more things for school DD party very soon 10 days early as she is busy busy and only time I can fit it in. Money money money. I have decided once all birthdays in Sept are over with I am going to become very frugal. I have 11 more payments to pay my mum but really would like it to be gone in a lot less than a yr.
Money from fags is going to pay for Xmas and myself something nice. That is the plan anyway.

shinner · 23 August 2014 at 12:28AM

Well I have apparently saved £20.83 by not smoking so transferred 20 into savings. I have also upped my mortgage overpayment up by 25 a month. I have decided that I will use what I would spend on one pack a week to pay for the extra.
The rest I will just keep putting in my savings at Xmas I will use 80% for Xmas and 20% for myself a treat. Hoping this may keep me motivated to stay stopped. I would love to go on holiday next year again so may use my part for deposit.
Really want to be back in my focussed frame mind although struggling. My main job income should increase next month and in October second job will be back to normal as I am casual I don't get paid for being off and not been there much this month.

shinner · 23 August 2014 at 3:48PM

I have received some money off grand parents towards school uniform so that will stay at my mams until I really need it.
Wedding to go to tonight so that will be more expense. I really Can't wait until I am earning and not spending much. All I seem to of done lately is spend I need to save.
Order for the children arrived so school kit s are all sorted.

shinner · 27 August 2014 at 8:24PM

Well been a busy few days looked after mum's for a few days 5 noises dogs home now. Had a lovely wedding on Sat night bride looked lovely. Did have cigarettes as I had already told myself not going to torture myself so bought 10 which in all honesty isn't bad going as I would of had 20-40 before stopping them. So that is a step in the right direction. Anyway patch back on still thinking about what I could spend the money on.
Thinking that booking a holiday maybe good incentive.
DD party at the weekend have food to make for 30 children !! Need party bags etc..

shinner · 28 August 2014 at 6:52PM

Right so need to be organised. I need to write a list for party food. Have to coach on Sun morning so going to be tight for time.
Have also realised I have a freezer full of alsorts so need to go through it see what there is going to try and eat our way through over next couple of weeks.

shinner · 29 August 2014 at 12:38PM

Been through my wardrobe I really need to lose weight. Have some lovely jeans that are nearly 2dress sizes too small. I will get back in them. I have binned lots of tops not worn in years which makes me realise I really have no clothes. Never mind onwards and upwards is the only way forward. Hoping to get my room organised before end of day and ironing done and put away. This is a mammoth challenge lol.

shinner · 29 August 2014 at 4:22PM

Coffee break needed all ironing nearly done. Needs putting away have a couple of jumpers and that's it. Need to Hoover through. Also been in loft lots of clothes need to go DD got some more to go in her wardrobe and some for next year back in the loft.
So a trip to clothes bank required tomorrow to get rid of all small clothes.

Getmeoutofdebt · 29 August 2014 at 5:46PM

Gosh you sound like you are on a right mission! There will be nothing left in your house by the time you have finished clearing out! :rotfl:
Have a great Weekend!
Gmood xx

shinner · 29 August 2014 at 7:40PM

Trying to get a little order in the house before I go back to work would like to get some painting done but looks like will have to wait until I go back to work.

shinner · 29 August 2014 at 11:08PM

Well really should go to bed work in the morning and then must go shopping for party food. I need to find someone with a 9/10 little boy got a lovely pair of levis jeans that need a new home I know they were about 30/40 pound New I never bought them and really don't want to send to clothes bank. DS just doesn't fit in them any more. Gift off uncle.

Determined to do well !!

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