Spend Nowt, Buy Nowt, Owe Nowt

I checked my bonus and I did get the full amount. The tax man has had a big chunk of it though so I have come out with less than expected.:(

I am planning to pay an extra couple of hundred pounds of the first target card and the rest will cover all the expenses we have this month, that I was struggling to cover, without putting anything on the cards.

Not much else happening on the money front. Loans have been paid so the balance is going down and all the CCs are due out later in the month. I am aiming for £1000 paid off this month to get us well in to the 37's.

My stomach has been playing up over the last couple of weeks so when I get back from my 5 day trip I am going to overhaul my diet (as well as go on a detox ;)), keep a food diary and see if I can see what I am reacting too.

I am back from my short break and had a lovely time. I wasn’t looking forward to it but it was good fun and a nice break in the sunshine. I also spent only half of the spending money I took and that was after buying 2 bottles of booze and a bottle of aftershave for DH who had conveniently run out the week I went away. It’s a pity you lose so much changing euros back or I would have some more money to pay off the debt.

All DDs have been paid and the balance on the debt now stands at £37,772.25. I am hoping to pay another £200 off this month so that I will have paid off £2000 since I started this diary.:)

Insurance claim for storm damage has paid out and we are going to do a repair rather than a replacement and use the money to decorate our hall, stairs and landing. DH has removed most of the paper, we have a plasterer friend who will cover the aertex ceilings and DH and I will tackle the painting after a lot of prep to the walls and woodwork. We will then need to decide on flooring and doors but this can wait a bit longer while we save up. One of the big cupboard doors isn’t even attached to the door frame properly as there is nothing to attach it too and the carpets are very marked, the vax carpet cleaner we have doesn’t improve them much, so these items will need to be sorted but I do not want to get into debt for them.

I have done a big shop this weekend, nearly £100 :eek:, as I am planning to change my diet. I am already GF(coeliac) but am changing to grain and sugar free to see if it will help with tummy problems, the extra stone I am carrying and my energy levels. I am making a new recipe of sausage and cider stew tonight with mash and kale. It’s blowing a gale here so it still feels like stew weather.

Feeling a little unsettled with work. It is the contract rather than my job but one can quite easily lead to the loss of the other. My colleagues are feeling the same which makes me feel a bit better. We work quite independently so you can start to feel like you are the only one with a concern. We have a meeting next week to discuss this so we hope this will improve.

Now I am back home I must start to do surveys again. I would like to get to a point where they fund most gifts for birthdays and Christmas. We don’t have many to buy presents for anything over this will be used to stock up on bulk buy food items from Amazon like grain free flour etc.