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  • FIRST POST
    • Sue-UU
    • By Sue-UU 3rd Nov 17, 12:05 AM
    • 8,591Posts
    • 47,762Thanks
    Sue-UU
    Sealed Pot Challenge ~ 11
    • #1
    • 3rd Nov 17, 12:05 AM
    Sealed Pot Challenge ~ 11 3rd Nov 17 at 12:05 AM
    Hello again Potters and welcome aboard to any new members, I never thought we would have been running THIS long, but here we are starting off with "SPC "No 11"!!! Where have all the years gone since it first began, apparently very fast for sure! It's very hard to believe that we have now been running for a full decade and are now on the way into our 11th year!!!! We've had 10 amazingly money-saving years, but it's all purely because of the determined saving of you all - many thanks to you amazing folk who have made SPC what it is!!


    For all newcomers...yes "Old Timers" too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, please be sure to Join the forum first in order to be able to join the challenge - if you haven't already! For ALL SPC members, please chat away on this SPC 10 thread about your conquests, money-saving ideas etc from Post 4 (below) onward, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger.

    For all newcomers - a really huge heartfelt welcome! We're a terrific bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year will be to open our pots on Thursday the 1st November 2018. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us put in the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything. If money's tight then use any pot for now, I.e. A sweet tin, coffee jar..extremely MSE!! Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit in. Later on, if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops! They're usually about a POUND from a £ store!!

    It can also be interesting and challenging to make yourself a Papier Mach! Pig (or any animal) etc by using Frugaldom's recipe by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread papier mach! Animal here. Many thanks to Frugaldom.

    After selecting your pot, seal round the lid with sellotape or superglue if necessary. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Papier Mach! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 10 years...and at the end of each year's (since 2009 when I graduated from a carton!) challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way.


    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money given as a gift (other than Birthdays, Christmas etc) i.e.. Inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from small second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook or similar can be saved.

    Also it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC.

    2/
    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway.

    3/ You can ask me to put a Target on for you to try to meet (it goes alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, it doesn't matter at all, at least you will have tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others.... Ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year!
    If you are hoping for a particular amount by Declaration Day but still want a nice surprise come November, work out what amount you would like, then work out how much you will need to save (pot) on a weekly or monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come November!
    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2017. However, over the last 9 years we've had some members who needed theirs at sometime throughout the year for bills, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved!
    Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle for others it's obviously easy. However, it's the pleasure we all receive from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on November 1st. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
    If anyone has any other queries, then please sing out...though not too loudly.....you might shatter your pot/s!

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 1st November to declare those Totals to me.
    Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.

    7/ KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it as it wouldn't be the first time that members have forgotten where they've hidden it!

    8/ "Holding Pots": To anyone concerned about putting money into their pot...then possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": With regards to this all important question, here's vital help from girl at play: "I bank with Bank of Scotland and they accept as many change bags as you have, as long as you take them to the business banking counter." Thank you so much GAP, it's so handy for members to know. This applies to many banks, I suspect most banks/building societies are the same if truth be known. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!!

    10/ Members who do not return by the end of November of any year will sadly now lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember, then - come on back and ask for another number, you will always be be more than welcome!

    On the 2 posts below is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts I declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 1st November please.

    Just a quiet word of warning to all those in the Cambridge area - forget ever thinking of looking for roadkill there as jakes-mum will even tackle you the ground to get to it first! Though, how about challenging her!!

    Once again, we've just had a fantastic year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 1st Nov is the closing date for 2018, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 1st, thank you kindly.

    Anyone wishing to join us please post on the thread to ask and I'll give you a number and an official welcome so you can join in the fun......and please do note that...time means any time of year!

    It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! However.......you can always return to the fold and be made very welcome!

    Many thanks for reading
    , Sue
    Last edited by Sue-UU; 04-11-2017 at 6:50 PM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

Page 3
    • DancingUnicorn
    • By DancingUnicorn 4th Nov 17, 9:56 AM
    • 107 Posts
    • 337 Thanks
    DancingUnicorn
    Number 577 reporting for duty! I’d like to set a target of £500 for this year please.
    It’s very optimistic but I should have a real job by September so will have more available money. I also just re-read the rules and this year I will include money made from Top Cashback and Prolofic Acadamy so they should help boost my savings!
    Good luck to all, and thanks to you Sue for running this thread again.
    LBM: October 2016: £20,130 / Current: November 2017: £17,545 12.8%
    DFD: February 2024
    SPC#577
    • Westie983
    • By Westie983 4th Nov 17, 10:02 AM
    • 3,842 Posts
    • 14,000 Thanks
    Westie983
    IM HERE!!!

    Im here ready to start all over again.

    Sue-UU, I have found a mistake in your first post, you need to change the date to 2018.

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year will be to open our pots on Thursday the 1st November 2017. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!
    Originally posted by Sue-UU
    I have entered my declaration for SPC ~ 10 on its thread.

    LETS GO :-)

    Westie983
    Last edited by Westie983; 04-11-2017 at 10:07 AM.
    Save 12k in 2017 #16 Total £22,555/£12,000 = 187.95%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £0.00/£800 = 51.25% ( x 11)
    Xmas 2017 £1 a Day #6 Total £400/£365 = 109.58%
    Virtual Sealed Pot #1 Total £1,600/£1,800 = 88.88%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £26,465/£16,965 = 155.99%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Traveller_93
    • By Traveller_93 4th Nov 17, 11:03 AM
    • 11 Posts
    • 34 Thanks
    Traveller_93
    Hello,

    #588 here - have almost no money to pot, but have put change in a coffee pot I was about to throw out! Feeling very MSE thinking of the money I've saved already!

    Hope everyone is well and loooking forward to my first year of potting!

    T93
    SPC 11# 588
    Saving £10 per week for Christmas 2018£0.00/£500
    • moneytree
    • By moneytree 4th Nov 17, 11:05 AM
    • 17 Posts
    • 130 Thanks
    moneytree
    Please sign me up for this, thank you
    • Kim_13
    • By Kim_13 4th Nov 17, 11:11 AM
    • 1,342 Posts
    • 1,712 Thanks
    Kim_13
    I'm in for another year.

    Still got a bit left to count, will probably have my declaration in tomorrow.
    Sealed Pot 11 #520 ~ /£100
    VSP 2017 #9 ~ £108.83/£250.00
    CCCC 2017 #1 ~ £200.95/£120.00

    I'm a Board Guide on the Savings and Investments , Budgeting and Bank Accounts , Credit Cards and Marriage, Relationships and Families boards which means I volunteer to help get your forum questions answered and keep the forum running smoothly. Please remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this.) Any views are mine and not the official line of MoneySavingExpert.com
    • Sue-UU
    • By Sue-UU 4th Nov 17, 11:15 AM
    • 8,591 Posts
    • 47,762 Thanks
    Sue-UU
    Hello again folks! Have a wonderful weekend!!!!
    Yes Westie, here we go indeed!!!!! Have a great day and weekend everyone!
    For all those SPCers who are crook or low in anyway for any reason, here are {{{Hugs}}} for you to take great care and get well soon

    It’s great to see you over here on SPC 11, swimminginaseaofdebt! All ready for another year of saving ALL YEAR THROUGH!!!!! Enjoy yourselves at Butlins, though we’ll be there in March so if it clashes time wise and there is any roadkill lying around LEAVE IT AS IT’S MINE!!!!

    Yes I’m leading you again Antomac but I do so in the full knowledge that my great minions helpers will be looking out to help at times when I’m not here because I or my DD is poorly, and I know you are one of those fantastic people so a huge thank you!!! Well done with your £10er and your Target is set, very best wishes with meeting it!!!!!

    Thanks so much for the lovely words ETO, I really appreciate them, I’m hanging on for now but I do so in the knowledge that my helpers will have their eagle eyes on the thread at times when I’m not so good.
    I’ve put your Target on and wish you all the best in achieving it!!!!!

    You’re welcome mummytummy, SPC is always a great place to be with folk like yourself.... so come on more often!

    Thanks for the giggle about giving the 5ps to your Son in law but not £2ers to your Granddaughter, Frogletina????! All the best for a good year!

    Good to see you over here all set for another year, sexyshark, all the best in achieving your Target!!!!

    Great to see your up for a super Target, DancingUnicorn, somehow I’ve little doubt that you’ll achieve it!!!! Good luck with that job in September, here’s hoping it’s just what you want!!

    Ah lovely to see you back for another run, Westie!! Darn it, I really thought I’d got those dates spot on, obviously not, but thanks so much for letting me know! You deserve a gold star for that for certain.

    See how much you've saved already by using the jar, Traveller_93!! You might not have much money to pot, but ANY is far better off in the pot than risking being spent!!!

    Please sign me up for this, thank you
    by moneytree
    Oi moneytree, where's your SPC number cause it ain't on your signature!!!!!!! Grrrr! BTW I've just looked it up and it's 018 Please pop it on your siggie!


    Ok Kim_13, I'll be on the lookout for you tomorrow, but it's good to know you're still saving well which is what counts!!!!


    Have a really super WEEKEND folks, and never stop filling those pots!!


    Sue xx

    Opening date for SPC 11 will be 1st November 2018


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Last edited by Sue-UU; 04-11-2017 at 11:23 AM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

    • EverTheOptimist
    • By EverTheOptimist 4th Nov 17, 11:40 AM
    • 2,646 Posts
    • 15,664 Thanks
    EverTheOptimist
    Morning everyone.

    Well I've started with £15 going into my pot. I'm giving myself a weekly budget and any leftovers go in the pot at the weekend. Very frugal week so far, so in it has gone.

    Enjoy the weekend.
    DEBT: £6000 loan
    SPC 7 #5 target £100 / actual £60 SPC 8 #5 target £100 / actual £200 SPC 9 #5 target £100/ actual £106.31 SPC 10 #5 target £100 / actual £83 SPC 11 #5 target £200
    £5 a week challenge (Nov 17-Nov 18)
    • jakes-mum
    • By jakes-mum 4th Nov 17, 1:35 PM
    • 4,344 Posts
    • 42,138 Thanks
    jakes-mum
    My silver pot is up and running with a paltry 30p, how hollow and empty did my poor pot sound with that echoey clunk Coffee tub number 2 is on the side waiting for me to wash it out for the £1 coins and £land tin sits waiting for its first lovely £2 coin. I even had the awesome thought to LABEL each pot so I remember which ones which We found a few silvers in the gold tin this year
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) 0/£1000
    Total Wins Of 2012 = £3015.03 Wins Of 2013 = £4427.11 Wins of 2014 = £2361.97 Wins of 2015 = £1754.90 Wins of 2016 £267.98 Wins of 2017 £25
    • Sue-UU
    • By Sue-UU 4th Nov 17, 2:02 PM
    • 8,591 Posts
    • 47,762 Thanks
    Sue-UU
    Excellent work with sticking to a tight budget, ETO, all best wishes in coming out well as a result this time next year! £15 is a marvellous start, and more than I have!!!!

    There's nothing paltry about having potted 30p, jakes-mum, it's still money saved ....and will soon have more friends the way you shop!!! I don't need to label my pots the amount to go in each is mentally engrained!

    Have a really SUPER WEEKEND folks, and never stop filling those pots!!


    Sue xx

    Opening date for SPC 11 will be 1st November 2018


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016= £52, 002.40!!!

    • 32b3in2013
    • By 32b3in2013 4th Nov 17, 7:49 PM
    • 2,077 Posts
    • 18,021 Thanks
    32b3in2013
    Evening

    The fireworks are driving me mad tonight!!!

    £9.11potted.

    This time next week I’ll be nearly on holiday and I can’t wait.

    Happy Sunday everyone.

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    • DreamerHelen
    • By DreamerHelen 4th Nov 17, 9:13 PM
    • 2,539 Posts
    • 13,609 Thanks
    DreamerHelen
    Hey All...

    Yes I'm afraid you'll have to put up with me again this Year...LoL...But hopefully I'm not too much hard work

    So I started off my new Tin with a nice £5 Note today and then a £1 coin in my Coin Counter Jar that Mum got me a couple of Christmas's ago....So I'm off the mark!!

    I'm hoping to do better this coming Year....things have really picked up for me in the last couple of months...I'm not saying it's always easy but it IS better than it has been...Long may it continue (should I say *Touch Wood* just in case?!?!?).

    Looking forward to more and more Savings over this coming Year... xXx
    Committed To Paying Off My Debts AND Saving
    3-6 Month Emergency Fund #1 £100/£6000
    General £1000 Emergency Fund #13 £55/£1000
    MSE Sealed Pot Challenge #089 - Stars from SueUU x25
    • motivated
    • By motivated 4th Nov 17, 9:23 PM
    • 2,273 Posts
    • 3,391 Thanks
    motivated
    Hi Sue-Uu and all

    Would you mind if I tag along. I have a tin at the ready and am rearing to go. I don’t really have a target I would like to see how I go with it and how much I end up with
    M
    • DreamerHelen
    • By DreamerHelen 4th Nov 17, 9:36 PM
    • 2,539 Posts
    • 13,609 Thanks
    DreamerHelen
    Hi Sue-Uu and all

    Would you mind if I tag along. I have a tin at the ready and am rearing to go. I don’t really have a target I would like to see how I go with it and how much I end up with
    M
    Originally posted by motivated
    Of course you can Join...Our esteemed Leader Sue will be along when she can to allocate you a Number...just pop that on your Signature and you're all good to go!!

    Make sure you read the First Post on the First Page and that will tell you everything you need to know...and then do come back and tell us all about how you're getting on...this is a VERY friendly group and you will be welcomed with open arms!!

    WELCOME to the Family xXx
    Committed To Paying Off My Debts AND Saving
    3-6 Month Emergency Fund #1 £100/£6000
    General £1000 Emergency Fund #13 £55/£1000
    MSE Sealed Pot Challenge #089 - Stars from SueUU x25
    • MrsShazbat
    • By MrsShazbat 4th Nov 17, 9:39 PM
    • 468 Posts
    • 2,440 Thanks
    MrsShazbat
    You too eh, MrsShazbat... along with Mr C I'd imagine!
    ...
    Originally posted by Sue-UU
    Well he has intimated that he will be returning to the theatre some time next year so I'll need to get saving. And the problem with missing him at the Convention last week means that's twice he's evaded me at events, meaning I've got to have a 3rd time lucky! Hubby thought the thing I went to last year was the same thing as this year, and automatically said he supposed I was going next year so it's kind of pencilled in already
    * Xmas 2018 #8 £0 / £365 * (2017 £496.53; 2016 £424.32) * SPCNo.11 #66
    (SPCNo.10 £682.31 * SPCNo.9 £442.64 * inc Quidco to 2/11/17 £249.69) *
    • MrsShazbat
    • By MrsShazbat 4th Nov 17, 10:26 PM
    • 468 Posts
    • 2,440 Thanks
    MrsShazbat
    As my plan is to contribute anything 50p and over into my pot as well as £2s this year, while other shrapnel goes into the household giant Coke bottle, I started tonight with £6.50 in £1s and 50s.
    * Xmas 2018 #8 £0 / £365 * (2017 £496.53; 2016 £424.32) * SPCNo.11 #66
    (SPCNo.10 £682.31 * SPCNo.9 £442.64 * inc Quidco to 2/11/17 £249.69) *
    • bubbs
    • By bubbs 4th Nov 17, 10:31 PM
    • 48,156 Posts
    • 592,326 Thanks
    bubbs
    Hi all
    Setting a target for £450 sealed pot number 242 , thanks
    Sealed pot challenge number 242 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500
    Stopped Smoking 22/01/15
    :-4 stone 4lb week 34
    • Buffythedebtslayer
    • By Buffythedebtslayer 4th Nov 17, 10:42 PM
    • 14,885 Posts
    • 47,935 Thanks
    Buffythedebtslayer
    Number 8 signing up

    I don't post on MSE as much as I used to, but still saving in my pot (a money box my Granddad made)

    Hope all is well with everyone!

    Buffy

    PS my target for 2018 is £250
    Saving all the money.............really I am !
    • Miss D Meanour
    • By Miss D Meanour 5th Nov 17, 6:23 AM
    • 95 Posts
    • 688 Thanks
    Miss D Meanour
    Good morning

    Count me in for this year please #574 with a target of £500

    It's less than I saved for SPC10 but, I had a little help from my brother and I am planning on trying for a very frugal year this year. One part of which is to do any spending on credit card and save the 'points' vouchers for Christmas. It worked really well this year: mum joined in as well and we've got more than enough vouchers for all the festive food and more.

    On a plus note saving £5 notes is now a total habit, so maybe a whole years worth of those will counteract the dip due to frugalness.

    Good luck everyone and thanks SueUU for continuing as chief motivator!

    Miss DM
    LBM- June 2009 - 15 year plan started, Dec 2016 - half way there
    SPC - 10. #574 - £544.30 ...SPC11 - £15 / £500
    Xmas 2017 - #40: £391 / £365. .......... CCCC 2017 - #9: £122 / £150
    PAYDBX 2017 #23: £6,540.26 / £8,100. .......... MFW2017 - #2: £6,767.91 / £7,000
    No matter how far you go, you always take yourself with you
    • Miss D Meanour
    • By Miss D Meanour 5th Nov 17, 6:30 AM
    • 95 Posts
    • 688 Thanks
    Miss D Meanour
    Oops totally forgot to mention £39.30 of shrapnel left in pig from SPC10 that didn't make full bags (following Siju) and using as starter pot for this year. And £15 in fivers safely potted too.

    Lastly and most importantly: 1/11/2018 in the diary with 2 reminders set, so I remember to declare on time.

    Miss DM
    LBM- June 2009 - 15 year plan started, Dec 2016 - half way there
    SPC - 10. #574 - £544.30 ...SPC11 - £15 / £500
    Xmas 2017 - #40: £391 / £365. .......... CCCC 2017 - #9: £122 / £150
    PAYDBX 2017 #23: £6,540.26 / £8,100. .......... MFW2017 - #2: £6,767.91 / £7,000
    No matter how far you go, you always take yourself with you
    • Seaotter
    • By Seaotter 5th Nov 17, 8:37 AM
    • 180 Posts
    • 1,270 Thanks
    Seaotter
    I'm back, and starting off with £17.50 of change left from SPC#10!
    Sealed pot challenge 11 - #104 SPC10 - £526.50 SPC9 - £712.52. SPC8 - £477.50
    Virtual pot challenge 2017 - #6 £265.34 (target £250) 2016 - #2 £286.89. 2015 - #25 u£366.96
    Family declutter in 2017 - 173/2017
    Family declutter in 2016 - 1469/2016 and about 1,000 books
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