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  • FIRST POST
    • Amara
    • By Amara 18th Sep 17, 9:03 PM
    • 1,916Posts
    • 7,217Thanks
    Amara
    1 debt vs 100 days chapter 27
    • #1
    • 18th Sep 17, 9:03 PM
    1 debt vs 100 days chapter 27 18th Sep 17 at 9:03 PM
    Hello everyone!

    Let's do it again, our 1 Debt vs 100 days challenge chapter 27.
    There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days.
    This challenge starts on 20 September 2017 and finishes on 29 December 2017.

    If you want to take a part, write your name and amount you're aiming to pay off below.

    1. Frogmellaandgill 335/1600
    2. Swimminginaseaofdebt £224.72/723.03
    3. Arc2014 £642.16/2500
    4. LoLo £550/1500
    5. Bagpussgruff £2600
    6. Calling14 £621.85/2000
    7. Jenner £74/3218
    8. Sazzle13 £300/2500
    9. Shelbi £1056.76/4603.46
    10. Amara £360/500
    11. Bestlivenow £4516
    12. Munchin £1460
    13. SamSam17 £350/2100
    14 Catlady1990 £1000
    Last edited by Amara; 26-10-2017 at 5:55 PM.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 27
    £480/500
    Gaining assets
Page 3
    • Calling14
    • By Calling14 19th Oct 17, 8:57 AM
    • 2,506 Posts
    • 18,597 Thanks
    Calling14
    Happy Birthday Amara xx
    LBM 13039 1.1.13 NOW £1040
    PAYDBX 2017 #16 £3260 /£4300 DFD 12/17
    E
    Fund #9 £100/£1,000
    1 x 100 days challenge £1161.71/2000 ends 29/12/17


    • Amara
    • By Amara 19th Oct 17, 9:11 AM
    • 1,916 Posts
    • 7,217 Thanks
    Amara
    Thank you so much
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 27
    £480/500
    Gaining assets
    • SamSam17
    • By SamSam17 19th Oct 17, 1:39 PM
    • 29 Posts
    • 51 Thanks
    SamSam17
    Can I please join? I would like to do 4 debts though (although not completely clear the 4th one)

    1) Debt 1: £350
    2) Debt 2: £200
    3) Debt 3: £1000
    4) Debt 4: £550/£1000

    Please sign me up for total of £2100 for the remainder of this challenge.
    Last edited by SamSam17; 19-10-2017 at 8:11 PM.
    • arc2014
    • By arc2014 19th Oct 17, 7:29 PM
    • 135 Posts
    • 540 Thanks
    arc2014
    A £213.37 loan payment plus a £10 over payment today. New total: £642.16
    Logbook Loan 670.42/1000 · DC1 60/1420.32 · DC2 30/321.13 · DC3 11.75/11.75 · DC4 60/635 · Personal Loan 426.74/4800 · Overdraft 0/1200

    SPC #200

    Lightbulb Moment September 2017 - DFD Christmas 2018!
    • Amara
    • By Amara 20th Oct 17, 8:30 PM
    • 1,916 Posts
    • 7,217 Thanks
    Amara
    SamSam17, welcome in the challenge
    £60 from me.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 27
    £480/500
    Gaining assets
    • SamSam17
    • By SamSam17 20th Oct 17, 9:17 PM
    • 29 Posts
    • 51 Thanks
    SamSam17
    Thanks Amara. Cannot wait till pay day next week to start my repayments.
    • Jenner
    • By Jenner 21st Oct 17, 1:33 PM
    • 11 Posts
    • 88 Thanks
    Jenner
    Hi everyone have been waiting for the interest to be added to my loan after my normal monthly payment

    so it £16 for me today so that brings my total to £74/3218
    Windows 3144/3518.50
    CC1 3940.01/4100 - 0% Oct 2020
    CC2 1854.90/2100 - 0% Nov 2019
    • SamSam17
    • By SamSam17 24th Oct 17, 10:06 PM
    • 29 Posts
    • 51 Thanks
    SamSam17
    #13

    Finally its pay day

    I've paid off £350 so debt 1 is cleared.
    1) Debt 1: £350
    2) Debt 2: £200
    3) Debt 3: £1000
    4) Debt 4: £550/£1000

    2 and half debts left. £1750 remaining to be paid for this challenge.

    This site is so motivating
    Last edited by SamSam17; 24-10-2017 at 10:18 PM.
    • Amara
    • By Amara 26th Oct 17, 9:08 AM
    • 1,916 Posts
    • 7,217 Thanks
    Amara
    Well done, SamSam17
    £60 from me.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 27
    £480/500
    Gaining assets
    • catlady1990
    • By catlady1990 26th Oct 17, 9:55 AM
    • 82 Posts
    • 336 Thanks
    catlady1990
    I know I'm late but can I join? I want to pay £1000 so I get rid of loan to mum. First payment will be when I get paid :-)
    Cc debt £10050
    Loan £2600
    Bank of mum £1100/ £2000
    • Amara
    • By Amara 26th Oct 17, 5:54 PM
    • 1,916 Posts
    • 7,217 Thanks
    Amara
    Of course you cn join us, Catlady1990 , welcome in the challenge!
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 27
    £480/500
    Gaining assets
    • obay
    • By obay 26th Oct 17, 6:47 PM
    • 416 Posts
    • 292 Thanks
    obay
    Interesting concept, I have a Barclays Boiler agreement that is £2800, over 100 days, I have £28 per day would completely clear of this (£2800 includes the interest also..)

    I might join in on this... I'm not overly sure, but at the moment, this debt is killing me from remortgaging (apparently coming from a broker..)
    1/12/16 - £152,599.00
    11/11/17 - £145,990.00
    Two Credit agreements to pay off - £13653! (inc interest).
    Sofa (DFS) (0%)£923/£923 - Paid off 7th November!
    Barclays Boiler (18.9%!)£400/£3021.36
    Barclays Car (5.99%)£0/£8,832.37
    • obay
    • By obay 26th Oct 17, 7:09 PM
    • 416 Posts
    • 292 Thanks
    obay
    Alright,

    I'm going to join this but not actually make the payment until day 100. I do not want to leave my self-short at all, I will be putting this £28 per day into my savings account (£196 per week). So just in case, so I can still use it.
    1/12/16 - £152,599.00
    11/11/17 - £145,990.00
    Two Credit agreements to pay off - £13653! (inc interest).
    Sofa (DFS) (0%)£923/£923 - Paid off 7th November!
    Barclays Boiler (18.9%!)£400/£3021.36
    Barclays Car (5.99%)£0/£8,832.37
    • obay
    • By obay 27th Oct 17, 9:08 AM
    • 416 Posts
    • 292 Thanks
    obay
    Holly smokes, I just got told I am getting a tax refund of £1092 from VAT so I will be allocating £500 towards this debt £500/2800.
    1/12/16 - £152,599.00
    11/11/17 - £145,990.00
    Two Credit agreements to pay off - £13653! (inc interest).
    Sofa (DFS) (0%)£923/£923 - Paid off 7th November!
    Barclays Boiler (18.9%!)£400/£3021.36
    Barclays Car (5.99%)£0/£8,832.37
    • Munchin
    • By Munchin 29th Oct 17, 7:10 AM
    • 2,102 Posts
    • 6,119 Thanks
    Munchin
    £160 paid so credit card is now at £1300
    • SamSam17
    • By SamSam17 29th Oct 17, 12:19 PM
    • 29 Posts
    • 51 Thanks
    SamSam17
    Holly smokes, I just got told I am getting a tax refund of £1092 from VAT so I will be allocating £500 towards this debt £500/2800.
    Originally posted by obay
    That's amazing congrats!

    I'm sort of expecting something similar in the £2k bracket that will easily clear all of my debt and give me small emergency fund. Should find out for sure in the next 2 weeks.
    • Shelbi
    • By Shelbi 29th Oct 17, 8:22 PM
    • 635 Posts
    • 1,445 Thanks
    Shelbi
    Evening all, payday has just been and gone and I'm on £2210.94/£4603.46 (48%)... hope everyones had a fab weekend!! Obay congrats on the tax refund...thats awesome news!! keep up the fab work everyone!! X
    If at first you don't succeed, dust yourself off & try again... Debt at 5th attempt
    1 debt vs 100days chpt27- £2301.73/£4603.46 (50%)
    & cc £381.17/£5482.83 (6.95%) (offset £1500savings when mature-31/03/18)
    • arc2014
    • By arc2014 31st Oct 17, 8:04 AM
    • 135 Posts
    • 540 Thanks
    arc2014
    £500 paid today taking me to £1142.16 - almost half way there now. Well done everyone!
    Logbook Loan 670.42/1000 · DC1 60/1420.32 · DC2 30/321.13 · DC3 11.75/11.75 · DC4 60/635 · Personal Loan 426.74/4800 · Overdraft 0/1200

    SPC #200

    Lightbulb Moment September 2017 - DFD Christmas 2018!
    • arc2014
    • By arc2014 31st Oct 17, 10:01 AM
    • 135 Posts
    • 540 Thanks
    arc2014
    Another £20! £1162.16
    Logbook Loan 670.42/1000 · DC1 60/1420.32 · DC2 30/321.13 · DC3 11.75/11.75 · DC4 60/635 · Personal Loan 426.74/4800 · Overdraft 0/1200

    SPC #200

    Lightbulb Moment September 2017 - DFD Christmas 2018!
    • Maple25
    • By Maple25 31st Oct 17, 4:43 PM
    • 4 Posts
    • 17 Thanks
    Maple25
    Hi Amara and other challengers

    I was going to wait for the next challenge, but seeing as there are 59 days left of this challenge, please can I join?

    I've got a debt of £1,492 to clear, which seeing as I would have to pay £25 a day, I doubt I'll clear in time (especially with the big C just around the corner ) - but you never know!!
    Earn £10 a day November - £5.70/£300

    1 Debt vs 100 days (ending 29th December) - £5.70/£1,589.01
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