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  • FIRST POST
    • Amara
    • By Amara 18th Sep 17, 9:03 PM
    • 1,916Posts
    • 7,216Thanks
    Amara
    1 debt vs 100 days chapter 27
    • #1
    • 18th Sep 17, 9:03 PM
    1 debt vs 100 days chapter 27 18th Sep 17 at 9:03 PM
    Hello everyone!

    Let's do it again, our 1 Debt vs 100 days challenge chapter 27.
    There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days.
    This challenge starts on 20 September 2017 and finishes on 29 December 2017.

    If you want to take a part, write your name and amount you're aiming to pay off below.

    1. Frogmellaandgill 335/1600
    2. Swimminginaseaofdebt £224.72/723.03
    3. Arc2014 £642.16/2500
    4. LoLo £550/1500
    5. Bagpussgruff £2600
    6. Calling14 £621.85/2000
    7. Jenner £74/3218
    8. Sazzle13 £300/2500
    9. Shelbi £1056.76/4603.46
    10. Amara £360/500
    11. Bestlivenow £4516
    12. Munchin £1460
    13. SamSam17 £350/2100
    14 Catlady1990 £1000
    Last edited by Amara; 26-10-2017 at 5:55 PM.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 27
    £480/500
    Gaining assets
Page 1
    • frogmellaandgill
    • By frogmellaandgill 18th Sep 17, 10:34 PM
    • 17 Posts
    • 167 Thanks
    frogmellaandgill
    • #2
    • 18th Sep 17, 10:34 PM
    • #2
    • 18th Sep 17, 10:34 PM
    I would like to give this a go please... am gonna aim for m&s credit card
    Balance today £1600
    So will keep you posted on my progress.
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 19th Sep 17, 7:08 AM
    • 602 Posts
    • 3,232 Thanks
    swimminginaseaofdebt
    • #3
    • 19th Sep 17, 7:08 AM
    • #3
    • 19th Sep 17, 7:08 AM
    Morning,

    Can I please join in? I fell off the wagon on the last challenge but am hopping right back on it! I've now decided to save towards a full and final settlement on one of my cards and will set myself a target of £723.08 as that will take me to a total of £2000 saved towards it.
    SPC11 #564
    • arc2014
    • By arc2014 19th Sep 17, 12:20 PM
    • 135 Posts
    • 538 Thanks
    arc2014
    • #4
    • 19th Sep 17, 12:20 PM
    • #4
    • 19th Sep 17, 12:20 PM
    Afternoon!

    I would like to do a total of £2500 please! Hopefully I'll get 2 or 3 debts completely cleared with that.

    It looks like a scarily high number to me right now, but completely doable if I set my mind to it! I'm committed now!
    Logbook Loan 670.42/1000 · DC1 60/1420.32 · DC2 30/321.13 · DC3 11.75/11.75 · DC4 60/635 · Personal Loan 426.74/4800 · Overdraft 0/1200

    SPC #200

    Lightbulb Moment September 2017 - DFD Christmas 2018!
    • LoLo
    • By LoLo 20th Sep 17, 7:53 AM
    • 514 Posts
    • 1,302 Thanks
    LoLo
    • #5
    • 20th Sep 17, 7:53 AM
    • #5
    • 20th Sep 17, 7:53 AM
    Hi
    I would like to join again after having a seriously poor attempt on the last challenge due to a huge unexpected change in circumstances.
    I am aiming to pay £1500 off of various debts and I'd like to start this by making a payment if £500 today.


    £500/£1500
    Sealed pot member 049

    Penny challenge - £4.59/£667.95

    1 debt vs 100 days challenge 27 £500/£1500
    • Bagpussgruff
    • By Bagpussgruff 20th Sep 17, 9:17 AM
    • 1 Posts
    • 3 Thanks
    Bagpussgruff
    • #6
    • 20th Sep 17, 9:17 AM
    • #6
    • 20th Sep 17, 9:17 AM
    I am completely new to this website, but would love to have a go at this challenge.

    The debt I want rid of is my £2600 Overdraft; so that will be what I am working towards over the next 3 months.

    Seems difficult given the amount vs time given that there is also Christmas to budget for, but I am going to give it my best shot and at the very least make a very big dent in it!
    • arc2014
    • By arc2014 20th Sep 17, 9:35 AM
    • 135 Posts
    • 538 Thanks
    arc2014
    • #7
    • 20th Sep 17, 9:35 AM
    • #7
    • 20th Sep 17, 9:35 AM
    First payment of £213.37 today! I'm looking at it as though I'm nearly a 10th of the way there already, now that sounds good!
    Logbook Loan 670.42/1000 · DC1 60/1420.32 · DC2 30/321.13 · DC3 11.75/11.75 · DC4 60/635 · Personal Loan 426.74/4800 · Overdraft 0/1200

    SPC #200

    Lightbulb Moment September 2017 - DFD Christmas 2018!
    • Calling14
    • By Calling14 20th Sep 17, 1:51 PM
    • 2,506 Posts
    • 18,596 Thanks
    Calling14
    • #8
    • 20th Sep 17, 1:51 PM
    • #8
    • 20th Sep 17, 1:51 PM
    Well going to over stretch myself and set ridiculous figure of 2K includes my spendy credit card which is £560 this month. Hopefully this will make me try harder and keep me out of food shops.

    Direct debit of £50 goes out today towards it so I have made a start


    £50/£2000

    Race you towards the finish line folks.

    Hi Amara
    LBM 13039 1.1.13 NOW £1040
    PAYDBX 2017 #16 £3260 /£4300 DFD 12/17
    E
    Fund #9 £100/£1,000
    1 x 100 days challenge £1161.71/2000 ends 29/12/17


    • frogmellaandgill
    • By frogmellaandgill 20th Sep 17, 5:36 PM
    • 17 Posts
    • 167 Thanks
    frogmellaandgill
    • #9
    • 20th Sep 17, 5:36 PM
    • #9
    • 20th Sep 17, 5:36 PM
    Right first payment of £35 made this evening
    So that's 35/1600
    At least I've made a start on this one ... here's hoping I can make a difference 100 days and counting
    And I thought I would clear my LCC to give me a little boost!!!!
    Lloyds cc - £140
    M&S - £1600
    Loan - £7700
    Car finance - £6800
    Where to begin????
    • arc2014
    • By arc2014 21st Sep 17, 8:15 AM
    • 135 Posts
    • 538 Thanks
    arc2014
    Another £20 for me today.

    £233.37/2500
    Logbook Loan 670.42/1000 · DC1 60/1420.32 · DC2 30/321.13 · DC3 11.75/11.75 · DC4 60/635 · Personal Loan 426.74/4800 · Overdraft 0/1200

    SPC #200

    Lightbulb Moment September 2017 - DFD Christmas 2018!
    • Calling14
    • By Calling14 22nd Sep 17, 11:34 AM
    • 2,506 Posts
    • 18,596 Thanks
    Calling14
    Happy Friday folks.

    Sent £192 over to my spendy credit card today.
    so now up to 242/2000.

    Have a great weekend everyone.
    LBM 13039 1.1.13 NOW £1040
    PAYDBX 2017 #16 £3260 /£4300 DFD 12/17
    E
    Fund #9 £100/£1,000
    1 x 100 days challenge £1161.71/2000 ends 29/12/17


    • Amara
    • By Amara 22nd Sep 17, 7:21 PM
    • 1,916 Posts
    • 7,216 Thanks
    Amara
    Hi everyone!
    I'd like to set £500 goal.
    £60 from me
    Last edited by Amara; 24-09-2017 at 9:02 PM.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 27
    £480/500
    Gaining assets
    • Jenner
    • By Jenner 24th Sep 17, 4:12 PM
    • 11 Posts
    • 88 Thanks
    Jenner
    Hi everyone id like to join this challenge. Its just what i need atm. The debt i'm going to tackle is my loan which £3218. I'd love to get this under £3000.
    Windows 3144/3518.50
    CC1 3940.01/4100 - 0% Oct 2020
    CC2 1854.90/2100 - 0% Nov 2019
    • Amara
    • By Amara 24th Sep 17, 9:12 PM
    • 1,916 Posts
    • 7,216 Thanks
    Amara
    Hi everyone!
    I've updated our thread. Keep going!
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 27
    £480/500
    Gaining assets
    • Shelbi
    • By Shelbi 26th Sep 17, 2:23 PM
    • 634 Posts
    • 1,439 Thanks
    Shelbi
    Hi,


    All may I please join...Id like to challenge myself to pay off my Loan its currently £4603.46...direct debit of £222.86 goes out on the first and have put a side £500 for final settlement payment...will try and build this up to pay off before the 29th December.
    Sx
    If at first you don't succeed, dust yourself off & try again... Debt at 5th attempt
    1 debt vs 100days chpt27- £2301.73/£4603.46 (50%)
    & cc £381.17/£5482.83 (6.95%) (offset £1500savings when mature-31/03/18)
    • frogmellaandgill
    • By frogmellaandgill 26th Sep 17, 8:33 PM
    • 17 Posts
    • 167 Thanks
    frogmellaandgill
    Looks like we are aiming for more than £18000 between us ... here's hoping we can make a huge dent in our debts.
    Thanks Amara for setting the challenge. I've never tried to focus all my attention on one debt and usually thrash about wildly trying to keep all the balls in the air without dropping any!
    We will see how this pans out in the next few weeks - oh and my payment was only £35 Amara - wishing it was more but it's payday soon so will pay off a bit more
    Good luck everyone. Don't give up x
    Last edited by frogmellaandgill; 26-09-2017 at 8:36 PM. Reason: Mistake!!
    Lloyds cc - £140
    M&S - £1600
    Loan - £7700
    Car finance - £6800
    Where to begin????
    • Jenner
    • By Jenner 26th Sep 17, 8:56 PM
    • 11 Posts
    • 88 Thanks
    Jenner
    Hi everyone, first payment today of £28.
    Counting the days until payday and i can make another payment

    28/3218
    Windows 3144/3518.50
    CC1 3940.01/4100 - 0% Oct 2020
    CC2 1854.90/2100 - 0% Nov 2019
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 26th Sep 17, 9:20 PM
    • 602 Posts
    • 3,232 Thanks
    swimminginaseaofdebt
    Evening everyone,

    Popping in to kick start my challenge with the sum of £30.30.
    SPC11 #564
    • Sazzle13
    • By Sazzle13 28th Sep 17, 6:44 AM
    • 23 Posts
    • 229 Thanks
    Sazzle13
    Can I join again please £2500 that should clear half my credit card. Paid £170 today .... bit tight this month with Christmas presents. Will make sure I'm on my tablet next time as hard to do fonts in my phone. Thank you for keeping track!

    ETA: £300/£2500
    I increased my direct debit thinking it would take affect in 6 weeks ...they amended it starting this month...oh well a bit tighter than I thought for next week or two but more money paying off debt! Hoping to be debt free In 9 months
    Last edited by Sazzle13; 28-09-2017 at 1:23 PM.
    • Amara
    • By Amara 28th Sep 17, 7:20 PM
    • 1,916 Posts
    • 7,216 Thanks
    Amara
    Hi!
    £60 from me .
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 27
    £480/500
    Gaining assets
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