The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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Comments

  • jakes-mum
    jakes-mum Posts: 4,624 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Karrie2129 wrote: »
    Am I too late to join?

    Total debt: 8094


    Karrie xx

    Welcome Karrie :wave:

    Its never to late to join the debt free journey :D We love newbies here, jump straight in and tell us everything, we dont care if its youve paid a £1, sold some knickers on ebay, auctioned off your significant other or made your own bra from a coat hanger and a ruined bed sheet, we like to know (and quite often want patterns as well . . anything to save money on this thread :rotfl:)

    Mfou will appear like a tornado, tear up the thread and dollop a number on you, she will also add you and your target to the front page which yo might want to have a squint at as it lists lots of interesting links to help you reach your debt free goal :j

    Watch out for a post from Kerri who is very kind and thinks up little challenges for us to do, there is no neccessity to join in if you dont want to its just a little extra incentive (we wont mention shes late this week :shhh:)
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £0/£1000
  • camuk81
    camuk81 Posts: 1,559 Forumite
    First Anniversary Combo Breaker
    As long as its not another 2 minute shower! The only time I get any peace is in the shower! Cant even get a bath without people bursting in dog trying to jump in!

    The shower is my sanctuary!
  • Had such a good day today. Got soaked but hey not the end of the world. Ready for a good workout tonight...first things first,away to do my SOA for my diary thread. Still unsure of totals as interest not added on...have a look though folks, it will be up in 10 minutes...im ready for use!! :)
    :eek:Living frugally at 24 :beer:
    Increase net worth £30k in 2016 : http://forums.moneysavingexpert.com/showthread.php?p=69797771#post69797771
  • Karrie2129
    Karrie2129 Posts: 71 Forumite
    :beer:

    Aww thank you!

    Today I made £40 (after fees) on eBay, and signed up to the fiscal fasting challenge on the old style board.

    My weekly spends are set at £60 (after bills) but I am aiming to pay extra to all my debts (interest- boo!)

    I think this is a great way to keep focused and get new ideas for treats on a budget!
    Total Debt: 1383/ £8121

    Aiming to clear 50% by Xmas 2012 :j
  • Karrie2129
    Karrie2129 Posts: 71 Forumite
    Also made payments:

    200 to bos credit card
    30 to capital one
    200 to loan
    15 to Littlewoods ( buy now pay later)
    Total Debt: 1383/ £8121

    Aiming to clear 50% by Xmas 2012 :j
  • Canucksfan
    Canucksfan Posts: 169 Forumite
    Debt-free and Proud!
    Welcome to Karrie and Queenie! I live in Canada, so the 8 hour time difference means that my postings are always way behind time! Good luck with the savings - they are a v friendly gang here!
    'You've got to tell your money what to do or it will leave!' Dave Ramsey
  • Thank you all for your hello's.

    This challenge will be a good motivation for me. I've wanted to be debt free for as long as I can remember but this year my LBM changed everything for me for the better. I'm just over half way there and raring to go, now I get excited about paying money on to a bill rather then spending it, how times have changed :)

    Oh and our monthly shopping bill has gone down from £450 to £120 a month. I used to throw so much away it was ridiculous.

    Oh and now I am obsessed with my Eb*y app I think I must have refreshed it about 20 times today.
    Happy to be sorting out my debts.
    Debt Free by December 2012
    £8,606/£15,000 = 57% (£6,394 to go) :j
    PAD since 1st May 12 = £793.79 :D
    PPI Reclaim Total: £2,297.22 :T
  • Katiec950
    Katiec950 Posts: 67 Forumite
    First Post First Anniversary Combo Breaker
    jakes-mum wrote: »
    Welcome Karrie :wave:

    Its never to late to join the debt free journey :D We love newbies here, jump straight in and tell us everything, we dont care if its youve paid a £1, sold some knickers on ebay, auctioned off your significant other or made your own bra from a coat hanger and a ruined bed sheet, we like to know (and quite often want patterns as well . . anything to save money on this thread :rotfl:)

    Mfou will appear like a tornado, tear up the thread and dollop a number on you, she will also add you and your target to the front page which yo might want to have a squint at as it lists lots of interesting links to help you reach your debt free goal :j

    Watch out for a post from Kerri who is very kind and thinks up little challenges for us to do, there is no neccessity to join in if you dont want to its just a little extra incentive (we wont mention shes late this week :shhh:)

    Jakesmum - you really made my day with this post! Still can't stop laughing!!! :rotfl:

    Welcome to all the newbies!! :T

    Katie
    x
  • starnac
    starnac Posts: 5,917 Forumite
    Name Dropper Photogenic First Post First Anniversary
    jakes-mum wrote: »
    Welcome Karrie :wave:

    Its never to late to join the debt free journey :D We love newbies here, jump straight in and tell us everything, we dont care if its youve paid a £1, sold some knickers on ebay, auctioned off your significant other or made your own bra from a coat hanger and a ruined bed sheet, we like to know (and quite often want patterns as well . . anything to save money on this thread :rotfl:)
    :)

    :rotfl::rotfl: Jakes-mum you made me laugh with this post. Please tell me you have never made your own bra from a coat hanger and a ruined bed sheet??? :eek: :rotfl: I have a pattern i could send you if you ever get that desperate again :rotfl::rotfl:
    Goals for September
    Declutter 10/20
    Money Made £56.52/£200
    Overpayments £0/£200 not this month as need to put into savings instead
  • Karrie2129
    Karrie2129 Posts: 71 Forumite
    I bought bleach to freshen up my white bras today... Now I know what to do if that doesn't work!!!:rotfl:
    Total Debt: 1383/ £8121

    Aiming to clear 50% by Xmas 2012 :j
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