The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • jakes-mum
    jakes-mum Posts: 4,624 Forumite
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    I rarely venture out onto the main board as I get a bit deflated by the amount of 'omg how can you be so stupid' type responses to some peoples threads :(

    Much prefer to cosy up here with my supportive mates :D
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £0/£1000
  • camuk81
    camuk81 Posts: 1,559 Forumite
    First Anniversary Combo Breaker
    Its was a post about credit ratings that stood out today, it makes me laugh when I see 80 odd people on the other boards and over 200 on these boards
  • mumof3plusoh
    mumof3plusoh Posts: 953 Forumite
    Combo Breaker First Anniversary
    jakes-mum wrote: »
    I rarely venture out onto the main board as I get a bit deflated by the amount of 'omg how can you be so stupid' type responses to some peoples threads :(

    Much prefer to cosy up here with my supportive mates :D

    Totally agree Jakes-mum, it's scary out there.....
    [SIZE=2]SPC4 #1395 Aug 11 £135.75/£150
    SPC5 #1395 Shower fund used £13.60 31/7/12 Banked Farepack administrators cheque £301 19/10/12 £326.40 in the tin....TOTAL £641
    SPC6 #1395 Total £144.62
    SPC7 # 051 Banked so far £100 TOTAL £142[/SIZE]
    SPC8 #051 £46 :(SPC9 #51 £1091.34 :T:T
  • Theatregal83
    Theatregal83 Posts: 47 Forumite
    First Anniversary Combo Breaker
    I find it really inspirational to read all your posts! Hopefully I'll be debt free by christmas and will be able to celebrate my 30th with that thought!:)
    Goal: Buy a house by 40th birthday (2023)
    :j
  • starnac
    starnac Posts: 5,917 Forumite
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    mumof3plusoh wrote: »
    Totally agree Jakes-mum, it's scary out there.....

    I once ventured off the DFW board onto a completely different one :eek: I ran home here a bit quick!
    Goals for September
    Declutter 10/20
    Money Made £56.52/£200
    Overpayments £0/£200 not this month as need to put into savings instead
  • nctmum
    nctmum Posts: 128 Forumite
    starnac wrote: »
    I once ventured off the DFW board onto a completely different one :eek: I ran home here a bit quick!

    I posted a reply to something on the credit cards board and someone else replied sarcastically "maybe your DFW signature should give you clue", which I thought was completely out of order. I'm sure some people trawl the boards being superior at someone elses expense.

    I like it here :)
    :xmastree:POMDB Xmas 2013 Board - Paid off £12k in 2012 :j:j :xmastree:
  • nctmum
    nctmum Posts: 128 Forumite
    PS not a very good month, here is my update

    #307 £4,635.54/£16,388.93
    :xmastree:POMDB Xmas 2013 Board - Paid off £12k in 2012 :j:j :xmastree:
  • nctmum
    nctmum Posts: 128 Forumite
    PPS

    I think its roughly half of credit card co's that count over payments towards the minimum, I seem to remember from an industry forum that nationwide do, bcard and MBNA dont. I keep the DD so I never get late charges, but then make a payment the same day that the DD goes out, so it counts towards that statement. Hope thats useful to someone x
    :xmastree:POMDB Xmas 2013 Board - Paid off £12k in 2012 :j:j :xmastree:
  • camuk81
    camuk81 Posts: 1,559 Forumite
    First Anniversary Combo Breaker
    I have one unhappy dog who has a form of baby oil on one ear and then craddle cap shampoo treatment on the other! If it saves money it's all better in the long term!
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    First Post First Anniversary Combo Breaker
    nctmum wrote: »
    I posted a reply to something on the credit cards board and someone else replied sarcastically "maybe your DFW signature should give you clue", which I thought was completely out of order. I'm sure some people trawl the boards being superior at someone elses expense.

    I like it here :)

    You know you just made me realise, maybe that's where the term 'trolling' comes from - trolls trawl? (maybe not...) I know what you mean though, it's easy to get all superior sometimes, but if you're trying to help people out, there's no need to be mean! I was being sympathetic to someone's thread once, and pointed out a piece of law on working hours to help out, and a third person came in and told me I was an idiot and was talking nonsense, and should keep my advice to myself in future. But I was QUOTING the law!
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