£4 Arrears with Very

Hello all,

I almost feel bad posting this on the board and apologies if it's in the wrong place. I just wondered what options I may have - if any.

I check my credit report on a regular basis (using Noddle), and noticed arreas against my very.co.uk account. I went in to my Very account, and immediately paid off the debt (£4). It was for a delivery charge, which I had expected would just be debited from my account (they have my bank details!).

I contacted Very to see if they could offer some sort of goodwill gesture to take the 'mark' off my account and assumed they may do this with such a small amount. They responded that they cannot, and suggested sending a 'note of correction'.

My question is will this have any great impact on my credit rating? And can I pursue this any further to ask Very to remove the notice from my credit record?

Thanks very much

Chalky

just realised this should be in the credit file section of the boards...oops, can some kind person move across please.