Cash advice for 5 month USA Trip
Comments
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I just got back from a month's trip to the USA and the Halifax Clarity card did great.0
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NiftyDigits wrote: »I thought about that too, but the FlexPlus TI won't be applicable on a five month trip, so would be a waste of money.2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs (offset): 2018 £866.89, 2019 £1322.33, 2020 £1337.07,
2021 £1250.00, 2022 £1500.00, 2023 £1500Target for 2024 (offset) = £1200, YTD £345
Quidquid Latine dictum sit altum videtur0 -
I spent 3 weeks in USA back in May/June.
I used a combination of:
Cash took £300 in US dollar with me
Clarity Credit card - used for big things like payment of Las Vagas Hotel, Train ticket etc
and used my Barclay debit card to withdraw cash and to pay things with..
Cash with drawel rates were $200 visa exchange rate 1.44, so £143.33 gave me $200
Card payments were 1.41
Hope this helpsAspiring to be financially independent.... from my parents!0 -
I spent 3 weeks in USA back in May/June.
I used a combination of:
Cash took £300 in US dollar with me
Clarity Credit card - used for big things like payment of Las Vagas Hotel, Train ticket etc
and used my Barclay debit card to withdraw cash and to pay things with..
Cash with drawel rates were $200 visa exchange rate 1.44, so £143.33 gave me $200
Card payments were 1.41
Hope this helps
It doesn't.
You've muddled your figures and your usage. I hope no one follows that advice.
Mastercard rates on the 1st of June were 1.450299. That's what you would have received with the Clarity.
You would have received considerably less using a Barclaycard Debit.0 -
NiftyDigits wrote: »I know that, but they didn't write FlexPlus(which costs £10 per month). They wrote FlexDirect and they didn't specify which credit card.
Apologies I did mean the flex plus account, sorry. We already paid for it so worked out for us regarding savings on travel insurance etc. So was a bonus that it was free to use abroad.
To be honest we rarly had to take cash out. Everything just went on the credit card0 -
thanks again for all the responses, you guys have been very helpful.
Clarity is what I needed and it turns out that Clarity is what I need. It's almost like the Halifax thought about it before they named their creditcard!
I will take some cash, I'm not sure how much yet and the rest I will do through the Clarity card. I will also take a backup card.0 -
thanks again for all the responses, you guys have been very helpful.
Clarity is what I needed and it turns out that Clarity is what I need. It's almost like the Halifax thought about it before they named their creditcard!
I will take some cash, I'm not sure how much yet and the rest I will do through the Clarity card. I will also take a backup card.
We always take the N&P debit card but mainly use the Travelex Supercard which is linked to one of my FF cards.
I take the Santander Zero card (no longer available to new users) as a back up for when (not If) the Supercard fails...
Only happened a couple of times this time.
Can't see why you need £35K for 5 months!!! and TBHO you rarely need ca$h in the USA.
Have fun.
On our last USA holiday (three weeks) we completed the final few states of the 50.
Been there, done that :cool:
ETA
Looks Like the N&P card is now a no go0 -
We always take the N&P debit card but mainly use the Travelex Supercard which is linked to one of my FF cards.
I take the Santander Zero card (no longer available to new users) as a back up for when (not If) the Supercard fails...
Only happened a couple of times this time.
Can't see why you need £35K for 5 months!!! and TBHO you rarely need ca$h in the USA.
Have fun.
On our last USA holiday (three weeks) we completed the final few states of the 50.
Been there, done that :cool:
ETA
Looks Like the N&P card is now a no go
Also £35000 for 5 months is doing it on a budget (for most of the time). Car hire is circa £4500 for period of time, plus fuel. We do not have a planned route, only a loose one, because we want to be able to go where we feel like. So we can't book hotels in advance and it therefore harder to get deals. Eating is obviously going to be the next big expense, although we will not be dining out in high end restaurants much. It all adds up when you're there for 150+ days.0 -
What is the difference between the Travelex Supercard and the Halifax Clarity card? You're the first person to suggest it?
There's also a2.99% cash fee on Supercard, so only use it for purchases.Also £35000 for 5 months is doing it on a budget (for most of the time). Car hire is circa £4500 for period of time, plus fuel. We do not have a planned route, only a loose one, because we want to be able to go where we feel like. So we can't book hotels in advance and it therefore harder to get deals.
When booking in advance, Topcashback > hotels.com is often best value for cashback and free nights.0 -
What is the difference between the Travelex Supercard and the Halifax Clarity card? You're the first person to suggest it?
Also £35000 for 5 months is doing it on a budget (for most of the time). Car hire is circa £4500 for period of time, plus fuel. We do not have a planned route, only a loose one, because we want to be able to go where we feel like. So we can't book hotels in advance and it therefore harder to get deals. Eating is obviously going to be the next big expense, although we will not be dining out in high end restaurants much. It all adds up when you're there for 150+ days.
Cheaper to chop your car rental up into smaller periods of say, two months at a time. That way, you will also get full insurance included in the quote.
That will save perhaps £2000 or more on a full size car.0
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