Can't believe it's finally ending.

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24

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  • Motoko_2
    Motoko_2 Posts: 241 Forumite
    Debt-free and Proud!
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    CONGRATULATIONS:j I'm excited for you :)

    Looking forward to my last payment :)
    DEBT FREE on the 23rd December 2013 :beer:
    :j :T
    Sealed pot 7 no 1894
  • Debtcrasher10
    Debtcrasher10 Posts: 19 Forumite
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    Congratulations Bob! That's inspirational where you have been with the debt & what you have achieved.

    I'm starting a 3 year journey & hope to get to where you are sitting:D

    Well Done!
    Start Date: June 2017

    Hitachi Loan - 14350

    DFD: NOVEMBER 2020 :j
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Anniversary First Post Debt-free and Proud!
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    I've just reached another milestone.

    For the 1st time in, well, forever, come pay day, my bill paying account will be in credit by over £100. :j
  • Puddylove
    Puddylove Posts: 507 Forumite
    First Anniversary Combo Breaker
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    Oh, I so want to be where you are.

    Congratulations on your hard work to get there. :D
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Anniversary First Post Debt-free and Proud!
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    It wasn't easy Puddylove.

    I'd been in debt all my adult life, and seriously in debt for over a decade.

    It took ~ 5 years, from my LBM, to get DF.
  • Puddylove
    Puddylove Posts: 507 Forumite
    First Anniversary Combo Breaker
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    It's so easy to get credit, but so hard to pay it back! :o

    Well done.

    Since around Jan this year, though, I'm working on paying off my debts, and saving for a house deposit simultaneously.

    My only saving grace is that I have paid into a pension, and I've never defaulted.

    It's not easy - you must feel pretty good now? :beer:
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Anniversary First Post Debt-free and Proud!
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    Puddylove wrote: »
    It's so easy to get credit, but so hard to pay it back! :o

    Actually, paying it back wasn't a problem, to start with.

    It got a lot harder, when I obtained a couple of Credit cards. :(

    Without them, I think I'd have been fine.
  • Puddylove
    Puddylove Posts: 507 Forumite
    First Anniversary Combo Breaker
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    Bedsit_Bob wrote: »
    Actually, paying it back wasn't a problem, to start with.

    It got a lot harder, when I obtained a couple of Credit cards. :(

    Without them, I think I'd have been fine.

    I agree; I've got 3 credit cards, with a combined limit of £35k plus - enough to land me in trouble. I owe about £9k (vet bills) and that's enough!
  • thedogsmum
    thedogsmum Posts: 363 Forumite
    First Anniversary First Post Combo Breaker I've been Money Tipped!
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    Bob, does this mean you'll be taking up drinking, smoking and sex, again????
  • Learning2Budget
    Learning2Budget Posts: 1,092 Forumite
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    Well done!! Envious of you and your achievements!
    LBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018 :)
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