How much disposable/leftover cash do you have?

chester81 · 8 October 2015 at 8:28PM

Hi,

This is quite a personal question but...

How much money do you have leftover each month after you have paid all of the essential bills - mortgage/rent, utilities, travel costs/fuel, food and minimum debt payments? Basically the money that you can do whatever you want with.

Trying to work out how much 'spare' cash we actually need each month.

YORKSHIRELASS · 8 October 2015 at 8:50PM

We are a family of two adults and two teenagers and have £250 a month after all bills have been paid, and a little put aside for Xmas/holiday/car bills/clothing. We try to pay £100 extra off the debts leaving £150 for any entertainment, kids activities and anything else that crops up. We have just had to pay out £45 for school books and a course my son is doing so this doesnt always go as far as you might think.

HappyMJ · 8 October 2015 at 8:50PM

Amount left over each month a negative figure.

Amount I feel I can do whatever I want with around £30 per week £130 per month. That covers clothing, eating/drinking out, entertainment, some unbudgeted travel costs and unallocated expenses etc...

I probably spend double that.

concrete_kid · 8 October 2015 at 10:27PM

I have about £350 for entertainment / things I can't budget for. I don't earn much money (I'm a mature student nurse) however I've really worked hard to get best deals over the last few years and cancel anything none essential. Also I don't have kids, a car and I share a flat, which helps.

Sharon87 · 9 October 2015 at 1:16AM

After all my basics it's currently £300 or so, but my income changes a lot due to working contracts, so I usually put the remainder into savings/paying off a debt. I always try to pay more than the minimum to my cards. If I had no debts I would be quite comfortable on my income!

How much disposable/leftover cash do you have?

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