misstara's debt diary 2014

1145146148150151165

Comments

  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Enjoy your day off <3
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,879 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    monz wrote: »
    Enjoy your day off <3

    Thanks monz :D

    Spends for yesterday
    - £8.99 present for friends wee boy
    - £15.21 food
    - £15 kettle
    - £0.75 pegs

    The money for kettle has been taken from the emergency fund, well I guess that's what it's there for. Tea out has been postponed to Wednesday as one of the girls wasn't feeling well.

    Today I've been to my friends wee boys birthday party followed by a late shift at work. Spent £3.65 on something for tea as I wasn't organised before I left the flat.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • misstara
    misstara Posts: 3,879 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    A NSD today :D. Not much else to report, a good day at work although I'm beginning to panic slightly about how much work I've got to get done before I go off on holiday for a week. Yummy roast beef for tea with plenty of leftovers for tomorrow.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • misstara
    misstara Posts: 3,879 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Monday and yesterday were NSDs :). Today won't be as I've got the rescheduled meal with friends. One of the girls has got a voucher for the place we're going - BOGOF on main meals so should be a fairly cheap evening out. I also need to buy more lip balm. I bought one last time I was in the supermarket for £1 but I feel it actually makes my lips drier so I'll go back to my usual one.

    Last day at work before a week off, just counting down the hours. Will definitely be having a glass of vino with tea to celebrate freedom :D. I feel I really need a break, just to recharge my batteries ;) Ran into a friend on the way home from work yesterday and they commented how tired I looked.

    Payslip came through yesterday for main job so I'll work on a budget tomorrow. Electricity bill is due, I've currently got £102 saved towards it so will obviously have to put some of my pay towards it. I'm also going to pay off the remaining original debt :T and hopefully make a decent payment towards the other card. If possible, I also would like to put some money aside for new clothes. I still haven't bought new work trainers, a few pairs of jeans are wearing thin and will need replacing, I need socks and leggings and I could do with some more summer things.

    Hope everyone has a good day :)
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    I got great work trainers from amazon £16.99 so comfortable as well if you want link :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • AleMrsT
    AleMrsT Posts: 577 Forumite
    I keep checking in to watch that balance go down! I cant wait to celebrate with you when the original debt has gone!
  • i'm with alemrst but get those trainers. BTW, don't the honest comments from friends make you feel so much better NOT!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
  • misstara
    misstara Posts: 3,879 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    monz wrote: »
    I got great work trainers from amazon £16.99 so comfortable as well if you want link :) xx

    Yes please monz. Recently if I've been on a long shift, I've worn my running trainers which are comfy but would be better to have a separate pair just for work.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • misstara
    misstara Posts: 3,879 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    AleMrsT wrote: »
    I keep checking in to watch that balance go down! I cant wait to celebrate with you when the original debt has gone!

    Thanks AleMrsT. Payday is Tuesday so the celebration will commence then :D
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • misstara
    misstara Posts: 3,879 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    i'm with alemrst but get those trainers. BTW, don't the honest comments from friends make you feel so much better NOT!

    :rotfl: much as I love my friends, don't always love their honesty ;).

    So tea and drinks out last night cost £20. I also spent £1.89 on lip balm.

    That's me now off on holiday for a week :D. I have today at home then I'm heading down the road for the rest of the week. Plan for today is to tidy the flat, pick up a prescription, do a wee shop to keep OH going while I'm away and do some gardening. It's a beautiful day so will sit out in the garden to enjoy it.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
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