2017 mfw

14243454748115

Comments

  • try_harder
    try_harder Posts: 1,527
    First Anniversary First Post Combo Breaker
    Forumite
    Number 36 with an overpayment of £30 today .I am struggling very badly to find any extra money after paying my bills and savings .Way ,way down .Never mind anything is better than nothing i suppose.
  • Wow this is amazing! Please can I join!

    Maximum over payment I can make is 5700 this year.
    February I overpaid £550
    March I overpaid £1510

    A total of £2060 in 2017.

    (I know my signature is wrong but I'm hoping to miraculously find 540 to overpay to correct my signature asap :) )
    Balance at start of mortgage Dec 2011 £87500
    1 Jan 2015 = £73,735 Overpayments = £3,360 (average £280 p/m)
    1 Jan 2016 = £66,558 Overpayments = £4,770 (average £397.50 p/m)
    1 Jan 2017 = £57,756 Overpayments so far Jan £0 Feb £550 Mar £3022 April £690 May £1513 total £5775
  • #107 again! Decided to bank and over pay the £2 coin pot we had going for Disneyland (one day) figured we would save much more just paying it off! So another £408 today!
    934.50/3000.00
    Going well so far :)
    Sealed pot challenge 10 - 123 : )
    It all started with a penny and a pot..
    MFW 2017 #107 £934.50/£3000
    Remaining balance £157,719.60
  • greent
    greent Posts: 10,669
    First Post Name Dropper First Anniversary Photogenic
    Forumite
    Everyone's doing really well! Can't wait until the start of the new tax year so I can make my first OP of the year and join you all properly - have the money sitting ready, just need to hang on for a few more weeks and then I can do it :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • I've managed another wee OP of £21.77.

    That takes my total for March to £309.09.

    My yearly total to £616.09.

    I may sneak in another wee one before 1st April.
    2017 £4231.40/£4231.40 (100%)
    2018 £3483.18/£3483.18 (100%)
    2019 £2663/£2841.70 (94.65%)
    2020 £2290.17/£2290.17 (100%)
    2021 £1787.98/£1787.98 (100%)
    2022 Mortgage settled
    Mortgage neutral since 02/06/20
    Mortgage free since 10/05/22 🎉
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Wow this is amazing! Please can I join!

    Welcome! You're #113. :)
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Spreadsheet updated - we're smashing it in March. :D Average overpayment is over 2x January's and almost 3x February's.
  • Too late to join? For this year I want to aim for £7200 in overpayments (which will in fact just be added to offset account but I guess it's the same idea?). I will let you know asap how much I have made in overpayments so far this year so I can get up to date if that's OK?
    Outstanding mortgage Dec 2016 £214,500
    Current mortgage outstanding May 2017 £211,244 June 2017 £210,446
    Offset savings June 2017 £57,354 Balance outstanding May 2017 £154,490 June 2017 £153,091
  • froddington
    froddington Posts: 6,697
    Combo Breaker First Post First Anniversary
    Forumite
    No.3 - £300 OP for January

    Thanks hiddenshadow
    No.3 - £300 OP for February :D

    Thanks hiddenshadow
    Spreadsheet updated - we're smashing it in March. :D Average overpayment is over 2x January's and almost 3x February's.

    Hi hiddenshadow - the spreadsheet doesn't show my £300 January OP.

    Thanks :D
    "There's only one way of life and that's your own" - Levellers

    "I'm feeling like a Monday but someday I'll be Saturday night" - Bon Jovi
  • icklehelen
    icklehelen Posts: 355
    First Anniversary First Post PPI Party Pooper
    Forumite
    #6 with an extra £100 after payday. Was hoping for a bit more but it seems that payroll have failed to pay me my expenses.......again! Looking on the bright side that just means more in April (hopefully)

    ickle
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
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