The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!
Comments
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Mrs_Addicted_to_Spending wrote: »Glad you are OK after your op . Shame about Edinburgh but it's best to get yourself better then you can do what you like!
Work are actually being very good and are paying for train tickets I'm not sure if I should go, but I'll be fine by then, just unable to fly.Became Mrs Scotland 16.01.16 Became homeowners 26.02.16 Baby girl arrived 27.10.16 Baby boy arrived 16.09.20180 -
Psychobabble - that's really good of them - I'd go if you feel up to it and have a fun time! (I always was a bad influence :rotfl:).
Well done to everyone who's been paying off debts :beer:!!!
Kerri - hope you have a fab time in Canada. I went last Summer and we loved it. Luckily DH did driving though as I'm not very coordinated as it is and can only just about drive in this country :rotfl:. Canadians are very polite drivers in our experience.
Shrewbie - sorry to hear about the rough patch with your OH. I hope you manage to sort everything out soon *hugs*.Pay debt in 2012 #278 £2347/£5364
Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
Grocery Challenge:
Feb £359/£360 Mar £390/£450 Apr £335/£320
May £330/£320 Jun £455/£400 Jul £321/£320
Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£3200 -
Oh I am It's not like I'm incapacitated, and I reckon it will be fun!! No bad influence needed!!Became Mrs Scotland 16.01.16 Became homeowners 26.02.16 Baby girl arrived 27.10.16 Baby boy arrived 16.09.20180
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Babble, get out there and let your hair down.
Right Jemma, I'm sorry but previous update disregard
No 149 new total is £12,280.86 paid off total paid is 86.13%0 -
Well I've been thinking long and hard about my list. I'm a planner and a worrier so I'd sort of moved the debt repayments into mortgage overpayments in my head, but DH gets cross with me saying that we need to live a little too . When I think about it, he is right. I could spend the next 10 years scrimping and scraping to pay the mortgage off & by that time the kids will be all grown up. So....
1. Get a cleaner!
2. Increase my pension contributions to the max that my employer will match. (only 2% more but ticks my planning box)
3. Have more fun with my family (days out/ meals out etc)
4. Take the kids to Paris, Rome etc before they get too old.
5. Save up enough to go on a family West coast USA tour next summer. (Vegas/ LA/Sanfransisco/Yosemite/Grand Canyon/Hoover dam/Disney )
6. Say yes to social invitations without hesitating about the cost.
7. Double the overpayments on our mortgage.
8. Replace the fencing in the back garden and get new stair carpet.
9. Open an ISA and LEAVE the money there!
10. Never get into so much debt again.
I'm loving other peoples lists - thanks for sharing and well done on everyones payments.
Pay Day for me is Monday, so I'll update then!
Ruth10lb to lose & keep off in 20204.5lb/10lb:rotfl:0 -
God Ruthy looking at yours I think thats such a better plan then mine, intact its most of the things I want!
Had to just sneak on and update my total. Can't bear the though of money sat in my account and not paying off items.
Going to hold off now and wait till everything starts flying through the account.0 -
Ok totally non debt related but have to say im LOVING my new ipad (she types on the laptop :rotfl:) decided I really do need to get back into crafting as I now have 6 different projects ive come up with (during the 3 - 4 hrs I lay in bed unable to sleep each night) so today I got the sewing machine out and brought up a website I found for a lovely little drawstring bag, copied the web address into the ipad and took it with me into the kitchen :j :j was lovely not to have to print out the instructions (and pictures) or try and work on the sewing machine in the living room. I could zoom in on the pictures to make sure I was following the blogger properly and everything
OK im really knackered after making just one as it was 3 hrs and its a rough go (so some nice mismatched ribbon and fabric going on and not the straightest lines when it came to the drawstring encasing) but im still happy with it and have filled it with bars of chocolate as a selection sack (instead of a selection box, geddit? :rotfl: :rotfl:) sorry I have a really bad sense of humourSPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £0/£10000 -
OK im really knackered after making just one as it was 3 hrs and its a rough go (so some nice mismatched ribbon and fabric going on and not the straightest lines when it came to the drawstring encasing) but im still happy with it and have filled it with bars of chocolate as a selection sack (instead of a selection box, geddit? :rotfl: :rotfl:) sorry I have a really bad sense of humour
Ooh, sounds like a money spinner for xmas, you and kerri could start your own home-made crafts stall on the market.
In fact, I may steal this idea myself as pressies for nephews/nieces/friends.... though my sewing my hand can be a little dodgy at times (most times:rotfl:)0 -
Rant away his missus, rant away
Dh's got to love them, I learnt a long time ago when DH says 'we have to cut back' he really means I have to cut back . . . I find a lot of shouting and a big frying pan work wonders in these situations, if you havent got a big enough one, let me know and i'll lend you my supersized wok :rotfl:
Jakes-mum if you do ever wallop your DH with the frying pan please video it and send it to my DD! Her favourite part of Tangled is when Rapunzel hits Eugene with a frying pan! This is her :rotfl:
Nothing money wise to report. I really need to pull my finger out and start kicking is debt's butt. Since Jemma's HUGE update (thank you Jemma -don't quite know how you manage it!) I realised that I have only paid off 35% and half way through the year that isn't really a good pace to be to reach my DF target. I am kinda struggling at the minute being on SMP. I need to go back to work to start earning decent money again but I can't actually face going back there. I think I need to start new job hunting properly. I just feel sad about leaving my baby with someone else while I work I will get over it. I did with DD so I will this time.
Can someone give me a really big kick up the backside please?Goals for SeptemberDeclutter 10/20Money Made £56.52/£200Overpayments £0/£200 not this month as need to put into savings instead0 -
his_missus wrote: »Ooh, sounds like a money spinner for xmas, you and kerri could start your own home-made crafts stall on the market.
In fact, I may steal this idea myself as pressies for nephews/nieces/friends.... though my sewing my hand can be a little dodgy at times (most times:rotfl:)
Weeeeeeell it's funny you should say that, I've agreed to do a fair with my sister at Christmas (shes just started her own crafting business) and was thinking up ideas :rotfl: nice to find someone liked the idea . . . Only 5 more ideas to make lolSPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £0/£10000
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