Lloyds ppi data search fee
Peter_Douglas
Posts: 3 Newbie
Hi
My first post, so hope on right area.
We are in process of claiming mis-sold ppi with mortgage from Lloyds bank. The mortgage period was a few years ago (1980's) and have received a letter from PPI Customer Services saying "If you want to apply formally under the Data Protection Act, a fee of £10 per person is payable. Please note your request will not be processed until we've received this fee."
Is this kosher? Can they do this? Or is this just another ploy to wriggle out of paying?
Thanks
Look forward to your replies
Peter D
My first post, so hope on right area.
We are in process of claiming mis-sold ppi with mortgage from Lloyds bank. The mortgage period was a few years ago (1980's) and have received a letter from PPI Customer Services saying "If you want to apply formally under the Data Protection Act, a fee of £10 per person is payable. Please note your request will not be processed until we've received this fee."
Is this kosher? Can they do this? Or is this just another ploy to wriggle out of paying?
Thanks
Look forward to your replies
Peter D
0
Comments
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Yes they can and you should be aware that the majority of Mortgage PPI claims are unsuccessful
And if mortgage was through a broker even less chance.0 -
Peter_Douglas wrote: »Or is this just another ploy to wriggle out of paying?
What was the first one?0 -
You're approaching this as if you are due a refund. You are not due anything,
You are complaining that a product was missold so you'd better get your complaint reasons sorted out too.Shampoo? No thanks, I'll have real poo...0 -
Hi BoGof
Ok thanks for that, probably not worth spending 20 quid then0 -
Hi
The first was I sent an email with my complaint and some relevant info like dates and policy numbers.
Had a phone call saying as my mortgage was endowment policy was passed to the relevant dept.
(I didn't have ppi on the endowment insurance, as I told them) In the meantime I was sent the form and the relevant dept said there was no need to fill in the form. Then I had a phone call from, I assume, the "relevant dept." saying I need to fill in the form and send it, and they don't know why I was advised not to. Just feel that delaying tactics are going on here.0 -
Peter_Douglas wrote: »Ok thanks for that, probably not worth spending 20 quid thenPeter_Douglas wrote: »Just feel that delaying tactics are going on here.
There are no "delaying tactics". Those were a feature of Bank charge complaints in the run up to the 2009 court case, but they are not applied to PPI complaints. If you have a valid PPI complaint, you'll be refunded without ceremony.0
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